EIB-Immo: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
EIB-Immo
Largest movements
- Stocks and contracts -€711,687
down €711,687 (-56.4%), from €1.3m to €550,838
- Receivables within one year -€43,401
down €43,401 (-92.0%), from €47,177 to €3,776
- Cash +€20,939
up €20,939 (+220.5%), from €9,495 to €30,434
mainly Stocks and contracts (+€711,687) and Receivables within one year (+€43,401)
- Short-term financial debts -€700,000
down €700,000 (-100.0%), from €700,000 to €0
- Other debts -€59,107
down €59,107 (-18.4%), from €321,487 to €262,380
- Profit (loss) carried forward +€35,267
up €35,267 (+13.9%), from €253,799 to €289,066
- Gross operating margin +€8,631
up €8,631 (+12.7%), from €67,870 to €76,501
- Financial charges +€7,821
up €7,821 (+36.9%), from €21,196 to €29,016
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,319,197 | €585,047 | -€734,150 | -55.7% |
| Current assets | 29/58 | €1,319,197 | €585,047 | -€734,150 | -55.7% |
| Stocks and contracts in progress | 3 | €1,262,525 | €550,838 | -€711,687 | -56.4% |
| Contracts in progress | 37 | €1,262,525 | €550,838 | -€711,687 | -56.4% |
| Amounts receivable within one year | 40/41 | €47,177 | €3,776 | -€43,401 | -92.0% |
| Other amounts receivable | 41 | €47,177 | €3,776 | -€43,401 | -92.0% |
| Cash at bank and in hand | 54/58 | €9,495 | €30,434 | +€20,939 | +220.5% |
| Total equity and liabilities | 10/49 | €1,319,197 | €585,047 | -€734,150 | -55.7% |
| Equity | 10/15 | €274,259 | €309,526 | +€35,267 | +12.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €253,799 | €289,066 | +€35,267 | +13.9% |
| Amounts payable | 17/49 | €1,044,939 | €275,522 | -€769,417 | -73.6% |
| Amounts payable within one year | 42/48 | €1,039,105 | €275,522 | -€763,584 | -73.5% |
| Financial debts | 43 | €700,000 | €0 | -€700,000 | -100.0% |
| Credit institutions | 430/8 | €700,000 | €0 | -€700,000 | -100.0% |
| Trade debts | 44 | €5,189 | €13,142 | +€7,953 | +153.3% |
| Suppliers | 440/4 | €5,189 | €13,142 | +€7,953 | +153.3% |
| Taxes, remuneration and social security | 45 | €12,429 | €0 | -€12,429 | -100.0% |
| Taxes | 450/3 | €12,429 | €0 | -€12,429 | -100.0% |
| Other amounts payable | 47/48 | €321,487 | €262,380 | -€59,107 | -18.4% |
| Accrued charges and deferred income | 492/3 | €5,833 | €0 | -€5,833 | -100.0% |
| Other operating charges | 640/8 | €1,063 | €462 | -€602 | -56.6% |
| Gross operating margin | 9900 | €67,870 | €76,501 | +€8,631 | +12.7% |
| Operating profit (loss) | 9901 | €66,807 | €76,040 | +€9,232 | +13.8% |
| Financial charges | 65/66B | €21,196 | €29,016 | +€7,821 | +36.9% |
| Recurring financial charges | 65 | €21,196 | €29,016 | +€7,821 | +36.9% |
| Profit (loss) for the period before taxes | 9903 | €45,611 | €47,023 | +€1,412 | +3.1% |
| Income taxes | 67/77 | €12,429 | €11,756 | -€673 | -5.4% |
| Profit (loss) for the period | 9904 | €33,182 | €35,267 | +€2,085 | +6.3% |
| Profit (loss) for the period to be appropriated | 9905 | €33,182 | €35,267 | +€2,085 | +6.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.