EGEFI: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
EGEFI
NACE 66.199, Other activities auxiliary to financial services, excluding insurance and pension funding
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€3,278
2024 · €20,264-€16,986
Equity
€1.5m
2024 · €1.5m+€3,278
Cash
€64,018
2024 · €66,560-€2,542
Balance sheet total
€1.7m
2024 · €1.7m-€61,164
Largest movements
Assets
- Tangible fixed assets -€94,593
down €94,593 (-7.0%), from €1.4m to €1.3m
of which Land and buildings: -€49,440
- Receivables within one year +€35,967
up €35,967 (+11.6%), from €308,837 to €344,804
of which Trade receivables: +€29,461
Equity and liabilities
- Debts after one year -€45,000
down €45,000 (-40.0%), from €112,500 to €67,500
Income statement
- Services and other goods +€152,805
up €152,805 (+122%), from €124,789 to €277,594
- Turnover +€140,680
up €140,680 (+55.0%), from €255,659 to €396,339
- Other operating charges +€7,391
up €7,391 (+67.7%), from €10,917 to €18,308
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€20,264
Turnover
+€140,680
Other operating income
-€1,471
Services and other goods
-€152,805
Depreciation
+€81
Other operating charges
-€7,391
Financial income
-€42
Financial charges
+€1,606
Taxes
+€2,354
Result 2025
€3,278
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€46,527
Investment
-€4,070
Financing
-€45,000
Cash 2024
€66,560
From operations (derived)
+€46,527
Net result for the year
+€3,278
Depreciation
+€98,662
Receivables within one year
-€35,967
Deferred charges and accrued income
-€5
Trade debts
-€9,986
Tax, wage and social debts
-€10,954
Accrued charges and deferred income
+€1,498
Investment (derived)
-€4,070
Investment in fixed assets (net)
-€4,070
Financing
-€45,000
Debts after one year
-€45,000
Cash 2025
€64,018
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,726,262 | €1,665,098 | -€61,164 | -3.5% |
| Fixed assets | 21/28 | €1,350,288 | €1,255,695 | -€94,593 | -7.0% |
| Tangible fixed assets | 22/27 | €1,350,288 | €1,255,695 | -€94,593 | -7.0% |
| Land and buildings | 22 | €1,195,212 | €1,145,771 | -€49,440 | -4.1% |
| Plant, machinery and equipment | 23 | €451 | €0 | -€451 | -100% |
| Furniture and vehicles | 24 | €132,620 | €92,909 | -€39,711 | -29.9% |
| Other tangible fixed assets | 26 | €22,005 | €17,015 | -€4,990 | -22.7% |
| Current assets | 29/58 | €375,974 | €409,403 | +€33,429 | +8.9% |
| Amounts receivable within one year | 40/41 | €308,837 | €344,804 | +€35,967 | +11.6% |
| Trade receivables | 40 | €294,165 | €323,626 | +€29,461 | +10.0% |
| Other amounts receivable | 41 | €14,672 | €21,178 | +€6,506 | +44.3% |
| Cash at bank and in hand | 54/58 | €66,560 | €64,018 | -€2,542 | -3.8% |
| Deferred charges and accrued income | 490/1 | €577 | €582 | +€5 | +0.8% |
| Total equity and liabilities | 10/49 | €1,726,262 | €1,665,098 | -€61,164 | -3.5% |
| Equity | 10/15 | €1,514,202 | €1,517,480 | +€3,278 | +0.2% |
| Contributions | 10/11 | €114,031 | €114,031 | = | 0.0% |
| Reserves | 13 | €29,780 | €29,780 | = | 0.0% |
| Tax-exempt reserves | 132 | €18,376 | €18,376 | = | 0.0% |
| Distributable reserves | 133 | €11,404 | €11,404 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,370,391 | €1,373,669 | +€3,278 | +0.2% |
| Amounts payable | 17/49 | €212,060 | €147,618 | -€64,442 | -30.4% |
| Amounts payable after more than one year | 17 | €112,500 | €67,500 | -€45,000 | -40.0% |
| Financial debts | 170/4 | €112,500 | €67,500 | -€45,000 | -40.0% |
| Credit institutions | 173 | €112,500 | €67,500 | -€45,000 | -40.0% |
| Amounts payable within one year | 42/48 | €89,173 | €68,234 | -€20,940 | -23.5% |
| Current portion of amounts payable after more than one year | 42 | €45,000 | €45,000 | = | 0.0% |
| Trade debts | 44 | €14,819 | €4,834 | -€9,986 | -67.4% |
| Suppliers | 440/4 | €14,819 | €4,834 | -€9,986 | -67.4% |
| Taxes, remuneration and social security | 45 | €29,354 | €18,400 | -€10,954 | -37.3% |
| Taxes | 450/3 | €29,354 | €18,400 | -€10,954 | -37.3% |
| Accrued charges and deferred income | 492/3 | €10,387 | €11,884 | +€1,498 | +14.4% |
| Operating income | 70/76A | €276,842 | €416,051 | +€139,209 | +50.3% |
| Turnover | 70 | €255,659 | €396,339 | +€140,680 | +55.0% |
| Other operating income | 74 | €21,183 | €19,713 | -€1,471 | -6.9% |
| Operating charges | 60/66A | €234,449 | €394,564 | +€160,114 | +68.3% |
| Services and other goods | 61 | €124,789 | €277,594 | +€152,805 | +122% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €98,743 | €98,662 | -€81 | -0.1% |
| Other operating charges | 640/8 | €10,917 | €18,308 | +€7,391 | +67.7% |
| Operating profit (loss) | 9901 | €42,393 | €21,488 | -€20,905 | -49.3% |
| Financial income | 75/76B | €60 | €18 | -€42 | -69.4% |
| Recurring financial income | 75 | €60 | €18 | -€42 | -69.4% |
| Income from current assets | 751 | €4 | - | -€4 | |
| Other financial income | 752/9 | €56 | €18 | -€37 | -67.1% |
| Financial charges | 65/66B | €6,834 | €5,228 | -€1,606 | -23.5% |
| Recurring financial charges | 65 | €6,834 | €5,228 | -€1,606 | -23.5% |
| Debt charges | 650 | €6,233 | €4,684 | -€1,549 | -24.8% |
| Other financial charges | 652/9 | €601 | €543 | -€58 | -9.6% |
| Profit (loss) for the period before taxes | 9903 | €35,618 | €16,278 | -€19,340 | -54.3% |
| Income taxes | 67/77 | €15,354 | €13,000 | -€2,354 | -15.3% |
| Taxes | 670/3 | €15,400 | €13,000 | -€2,400 | -15.6% |
| Tax adjustments and reversals of tax provisions | 77 | €46 | - | -€46 | |
| Profit (loss) for the period | 9904 | €20,264 | €3,278 | -€16,986 | -83.8% |
| Profit (loss) for the period to be appropriated | 9905 | €20,264 | €3,278 | -€16,986 | -83.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.