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ECT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ECT

BE 0437.895.711
NACE 95.311, General maintenance and repair of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€12,612
2024 · -€24,646+€37,258
Equity
-€970,892
2024 · -€983,504+€12,612
Cash
€51,283
2024 · €30,980+€20,304
Balance sheet total
€480,474
2024 · €487,217-€6,743

Largest movements

2024 to 2025
Assets
  • Cash +€20,304

    up €20,304 (+65.5%), from €30,980 to €51,283

    mainly Depreciation (+€17,840) and Receivables within one year (+€15,489)

  • Receivables within one year -€15,489

    down €15,489 (-89.4%), from €17,330 to €1,841

    of which Trade receivables: -€10,000

  • Tangible fixed assets -€11,590

    down €11,590 (-2.6%), from €438,315 to €426,725

    of which Land and buildings: -€11,590

Equity and liabilities
  • Other debts -€17,050

    down €17,050 (-2.0%), from €838,316 to €821,266

  • Profit (loss) carried forward +€12,612

    up €12,612 (+1.2%), from -€1.1m to -€1.1m

  • Trade debts -€6,452

    down €6,452 (-93.0%), from €6,935 to €482

  • Debts after one year +€5,000

    up €5,000 (+0.8%), from €624,617 to €629,617

    of which Other amounts payable: +€5,000

Income statement
  • Depreciation -€45,488

    down €45,488 (-71.8%), from €63,328 to €17,840

  • Financial charges +€5,805

    up €5,805, from -€5,644 to €161

  • Gross operating margin -€3,509

    down €3,509 (-9.4%), from €37,455 to €33,946

  • Other operating charges -€1,084

    down €1,084 (-24.5%), from €4,417 to €3,333

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€24,646
Gross operating margin -€3,509
Depreciation +€45,488
Other operating charges +€1,084
Financial charges -€5,805
Result 2025 €12,612

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€21,554
Investment -€6,250
Financing +€5,000
Cash 2024 €30,980
Net result for the year +€12,612
Depreciation +€17,840
Receivables within one year +€15,489
Deferred charges and accrued income -€32
Trade debts -€6,452
Tax, wage and social debts -€853
Other debts -€17,050
Investment in fixed assets (net) -€6,250
Debts after one year +€5,000
Cash 2025 €51,283
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €487,217 €480,474 -€6,743 -1.4%
Fixed assets 21/28 €438,315 €426,725 -€11,590 -2.6%
Tangible fixed assets 22/27 €438,315 €426,725 -€11,590 -2.6%
Land and buildings 22 €438,315 €426,725 -€11,590 -2.6%
Furniture and vehicles 24 €0 - =
Financial fixed assets 28 €0 - =
Current assets 29/58 €48,902 €53,749 +€4,846 +9.9%
Amounts receivable within one year 40/41 €17,330 €1,841 -€15,489 -89.4%
Trade receivables 40 €10,268 €268 -€10,000 -97.4%
Other amounts receivable 41 €7,062 €1,573 -€5,489 -77.7%
Cash at bank and in hand 54/58 €30,980 €51,283 +€20,304 +65.5%
Deferred charges and accrued income 490/1 €592 €624 +€32 +5.4%
Total equity and liabilities 10/49 €487,217 €480,474 -€6,743 -1.4%
Equity 10/15 -€983,504 -€970,892 +€12,612 +1.3%
Contributions 10/11 €111,552 €111,552 = 0.0%
Profit (loss) carried forward 14 -€1,095,056 -€1,082,444 +€12,612 +1.2%
Amounts payable 17/49 €1,470,721 €1,451,366 -€19,355 -1.3%
Amounts payable after more than one year 17 €624,617 €629,617 +€5,000 +0.8%
Financial debts 170/4 €320,000 €320,000 = 0.0%
Other amounts payable 178/9 €304,617 €309,617 +€5,000 +1.6%
Amounts payable within one year 42/48 €846,103 €821,748 -€24,355 -2.9%
Trade debts 44 €6,935 €482 -€6,452 -93.0%
Suppliers 440/4 €6,935 €482 -€6,452 -93.0%
Taxes, remuneration and social security 45 €853 €0 -€853 -100.0%
Taxes 450/3 €853 - -€853
Other amounts payable 47/48 €838,316 €821,266 -€17,050 -2.0%
Turnover 70 €0 €0 =
Non-recurring operating income 76A €10,000 €1,760 -€8,240 -82.4%
Goods, raw materials, services and sundry goods 60/61 €0 €0 =
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €63,328 €17,840 -€45,488 -71.8%
Other operating charges 640/8 €4,417 €3,333 -€1,084 -24.5%
Gross operating margin 9900 €37,455 €33,946 -€3,509 -9.4%
Operating profit (loss) 9901 -€30,290 €12,773 +€43,063
Financial income 75/76B €0 - =
Recurring financial income 75 €0 - =
Financial charges 65/66B -€5,644 €161 +€5,805
Recurring financial charges 65 -€5,644 €161 +€5,805
Profit (loss) for the period before taxes 9903 -€24,646 €12,612 +€37,258
Profit (loss) for the period 9904 -€24,646 €12,612 +€37,258
Profit (loss) for the period to be appropriated 9905 -€24,646 €12,612 +€37,258

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.