ECo@hOme: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ECo@hOme
Largest movements
- Cash -€25,556
down €25,556 (-41.7%), from €61,316 to €35,761
mainly Current portion of long-term debt (-€199,362) and Receivables within one year (-€22,531)
- Receivables within one year +€22,531
up €22,531 (+17.7%), from €127,095 to €149,626
of which Trade receivables: +€27,018
- Stocks and contracts +€17,437
up €17,437 (+6.3%), from €275,922 to €293,359
- Tangible fixed assets -€10,704
down €10,704 (-4.7%), from €226,394 to €215,690
of which Land and buildings: -€8,861
- Current portion of long-term debt -€199,362
down €199,362 (-92.2%), from €216,305 to €16,943
- Debts after one year +€160,210
up €160,210 (+78.9%), from €203,180 to €363,390
- Other debts +€47,987
up €47,987 (+63.5%), from €75,566 to €123,553
- Tax, wage and social debts -€16,174
down €16,174 (-73.1%), from €22,121 to €5,947
of which Taxes: -€14,045
- Gross operating margin +€18,449
up €18,449 (+41.0%), from €44,953 to €63,402
- Staff costs +€11,988
up €11,988 (+106%), from €11,340 to €23,328
- Financial charges +€5,695
up €5,695 (+39.6%), from €14,375 to €20,070
- Depreciation +€5,007
up €5,007 (+49.1%), from €10,197 to €15,204
- Taxes -€748
down €748 (-21.4%), from €3,492 to €2,744
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €697,420 | €696,284 | -€1,136 | -0.2% |
| Fixed assets | 21/28 | €226,730 | €216,025 | -€10,704 | -4.7% |
| Tangible fixed assets | 22/27 | €226,394 | €215,690 | -€10,704 | -4.7% |
| Land and buildings | 22 | €208,904 | €200,042 | -€8,861 | -4.2% |
| Plant, machinery and equipment | 23 | €10,019 | €10,736 | +€717 | +7.2% |
| Furniture and vehicles | 24 | €7,472 | €4,912 | -€2,560 | -34.3% |
| Financial fixed assets | 28 | €335 | €335 | = | 0.0% |
| Current assets | 29/58 | €470,690 | €480,258 | +€9,568 | +2.0% |
| Stocks and contracts in progress | 3 | €275,922 | €293,359 | +€17,437 | +6.3% |
| Stocks | 30/36 | €275,922 | €293,359 | +€17,437 | +6.3% |
| Amounts receivable within one year | 40/41 | €127,095 | €149,626 | +€22,531 | +17.7% |
| Trade receivables | 40 | €122,608 | €149,626 | +€27,018 | +22.0% |
| Other amounts receivable | 41 | €4,488 | - | -€4,488 | |
| Cash at bank and in hand | 54/58 | €61,316 | €35,761 | -€25,556 | -41.7% |
| Deferred charges and accrued income | 490/1 | €6,357 | €1,513 | -€4,844 | -76.2% |
| Total equity and liabilities | 10/49 | €697,420 | €696,284 | -€1,136 | -0.2% |
| Equity | 10/15 | €121,997 | €123,175 | +€1,178 | +1.0% |
| Contributions | 10/11 | €45,000 | €45,000 | = | 0.0% |
| Contributions outside capital | 11 | €45,000 | €45,000 | = | 0.0% |
| Other | 1109/19 | €45,000 | €45,000 | = | 0.0% |
| Reserves | 13 | €60,000 | €60,000 | = | 0.0% |
| Distributable reserves | 133 | €60,000 | €60,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €16,997 | €18,175 | +€1,178 | +6.9% |
| Amounts payable | 17/49 | €575,423 | €573,108 | -€2,315 | -0.4% |
| Amounts payable after more than one year | 17 | €203,180 | €363,390 | +€160,210 | +78.9% |
| Financial debts | 170/4 | €203,180 | €363,390 | +€160,210 | +78.9% |
| Amounts payable within one year | 42/48 | €372,243 | €209,719 | -€162,524 | -43.7% |
| Current portion of amounts payable after more than one year | 42 | €216,305 | €16,943 | -€199,362 | -92.2% |
| Trade debts | 44 | €58,250 | €63,276 | +€5,026 | +8.6% |
| Suppliers | 440/4 | €58,250 | €63,276 | +€5,026 | +8.6% |
| Taxes, remuneration and social security | 45 | €22,121 | €5,947 | -€16,174 | -73.1% |
| Taxes | 450/3 | €19,992 | €5,947 | -€14,045 | -70.3% |
| Remuneration and social security | 454/9 | €2,130 | - | -€2,130 | |
| Other amounts payable | 47/48 | €75,566 | €123,553 | +€47,987 | +63.5% |
| Remuneration, social security and pensions | 62 | €11,340 | €23,328 | +€11,988 | +106% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,197 | €15,204 | +€5,007 | +49.1% |
| Other operating charges | 640/8 | €1,280 | €1,045 | -€235 | -18.4% |
| Gross operating margin | 9900 | €44,953 | €63,402 | +€18,449 | +41.0% |
| Operating profit (loss) | 9901 | €22,135 | €23,824 | +€1,689 | +7.6% |
| Financial income | 75/76B | €169 | €168 | -€1 | -0.8% |
| Recurring financial income | 75 | €169 | €168 | -€1 | -0.8% |
| Financial charges | 65/66B | €14,375 | €20,070 | +€5,695 | +39.6% |
| Recurring financial charges | 65 | €14,375 | €20,070 | +€5,695 | +39.6% |
| Profit (loss) for the period before taxes | 9903 | €7,929 | €3,922 | -€4,007 | -50.5% |
| Income taxes | 67/77 | €3,492 | €2,744 | -€748 | -21.4% |
| Profit (loss) for the period | 9904 | €4,437 | €1,178 | -€3,258 | -73.4% |
| Profit (loss) for the period to be appropriated | 9905 | €4,437 | €1,178 | -€3,258 | -73.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.