ECO-HOME: what changed
What changed
ECO-HOME
NACE 41.001, General construction of residential buildings
filed annual accounts (NBB)
Net result for the year
-€19,758
2024 · -€8,723-€11,035
Equity
€213,630
2024 · €233,388-€19,758
Cash
€904
2024 · -+€904
Balance sheet total
€323,434
2024 · €359,065-€35,632
Largest movements
Assets
- Receivables within one year -€22,381
down €22,381 (-61.9%), from €36,178 to €13,798
of which Trade receivables: -€27,732
- Tangible fixed assets -€14,367
down €14,367 (-4.7%), from €304,570 to €290,202
Equity and liabilities
- Reserves -€19,758
down €19,758 (-9.4%), from €211,078 to €191,319
of which Distributable reserves: -€19,758
- Short-term financial debts -€16,288
down €16,288 (-31.8%), from €51,288 to €35,000
Income statement
- Gross operating margin -€21,946
down €21,946 (-82.2%), from €26,690 to €4,745
- Depreciation -€11,307
down €11,307 (-44.0%), from €25,675 to €14,367
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€8,723
Gross operating margin
-€21,946
Depreciation
+€11,307
Other operating charges
-€173
Financial income
-€6
Financial charges
-€179
Taxes
-€39
Result 2025
-€19,758
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€17,192
Investment
€0
Financing
-€16,288
Cash 2024
€0
From operations (derived)
+€17,192
Net result for the year
-€19,758
Depreciation
+€14,367
Stocks and contracts
-€450
Receivables within one year
+€22,381
Deferred charges and accrued income
+€237
Trade debts
+€2,160
Tax, wage and social debts
+€1,500
Other debts
-€2,661
Accrued charges and deferred income
-€584
Financing
-€16,288
Short-term financial debts
-€16,288
Cash 2025
€904
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €359,065 | €323,434 | -€35,632 | -9.9% |
| Fixed assets | 21/28 | €304,570 | €290,202 | -€14,367 | -4.7% |
| Tangible fixed assets | 22/27 | €304,570 | €290,202 | -€14,367 | -4.7% |
| Land and buildings | 22 | €304,570 | €290,202 | -€14,367 | -4.7% |
| Current assets | 29/58 | €54,495 | €33,231 | -€21,264 | -39.0% |
| Stocks and contracts in progress | 3 | €6,300 | €6,750 | +€450 | +7.1% |
| Stocks | 30/36 | €6,300 | €6,750 | +€450 | +7.1% |
| Amounts receivable within one year | 40/41 | €36,178 | €13,798 | -€22,381 | -61.9% |
| Trade receivables | 40 | €28,804 | €1,072 | -€27,732 | -96.3% |
| Other amounts receivable | 41 | €7,375 | €12,726 | +€5,351 | +72.6% |
| Cash at bank and in hand | 54/58 | - | €904 | +€904 | |
| Deferred charges and accrued income | 490/1 | €12,017 | €11,780 | -€237 | -2.0% |
| Total equity and liabilities | 10/49 | €359,065 | €323,434 | -€35,632 | -9.9% |
| Equity | 10/15 | €233,388 | €213,630 | -€19,758 | -8.5% |
| Contributions | 10/11 | €22,310 | €22,310 | = | 0.0% |
| Reserves | 13 | €211,078 | €191,319 | -€19,758 | -9.4% |
| Tax-exempt reserves | 132 | €20,825 | €20,825 | = | 0.0% |
| Distributable reserves | 133 | €190,253 | €170,494 | -€19,758 | -10.4% |
| Amounts payable | 17/49 | €125,677 | €109,804 | -€15,873 | -12.6% |
| Amounts payable within one year | 42/48 | €125,093 | €109,804 | -€15,289 | -12.2% |
| Financial debts | 43 | €51,288 | €35,000 | -€16,288 | -31.8% |
| Credit institutions | 430/8 | €51,288 | €35,000 | -€16,288 | -31.8% |
| Trade debts | 44 | €5,307 | €7,467 | +€2,160 | +40.7% |
| Suppliers | 440/4 | €5,307 | €7,467 | +€2,160 | +40.7% |
| Taxes, remuneration and social security | 45 | €11,718 | €13,219 | +€1,500 | +12.8% |
| Taxes | 450/3 | €11,718 | €13,219 | +€1,500 | +12.8% |
| Other amounts payable | 47/48 | €56,780 | €54,118 | -€2,661 | -4.7% |
| Accrued charges and deferred income | 492/3 | €584 | - | -€584 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €25,675 | €14,367 | -€11,307 | -44.0% |
| Other operating charges | 640/8 | €6,123 | €6,295 | +€173 | +2.8% |
| Gross operating margin | 9900 | €26,690 | €4,745 | -€21,946 | -82.2% |
| Operating profit (loss) | 9901 | -€5,107 | -€15,918 | -€10,811 | -212% |
| Financial income | 75/76B | €15 | €9 | -€6 | -40.5% |
| Recurring financial income | 75 | €15 | €9 | -€6 | -40.5% |
| Financial charges | 65/66B | €3,392 | €3,571 | +€179 | +5.3% |
| Recurring financial charges | 65 | €3,392 | €3,571 | +€179 | +5.3% |
| Profit (loss) for the period before taxes | 9903 | -€8,483 | -€19,479 | -€10,996 | -130% |
| Income taxes | 67/77 | €240 | €279 | +€39 | +16.4% |
| Profit (loss) for the period | 9904 | -€8,723 | -€19,758 | -€11,035 | -127% |
| Profit (loss) for the period to be appropriated | 9905 | -€8,723 | -€19,758 | -€11,035 | -127% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.