Eberg: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Eberg
NACE 68.310, Real estate agency activities
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
-€127,566
2024 · €1.4m-€1.5m
Equity
€3.9m
2024 · €4.1m-€127,566
Cash
€8,218
2024 · €19,830-€11,612
Balance sheet total
€15.2m
2024 · €13.8m+€1.4m
Largest movements
Assets
- Stocks and contracts +€1.3m
up €1.3m (+81.6%), from €1.6m to €3.0m
- Receivables within one year +€268,031
up €268,031 (+13.9%), from €1.9m to €2.2m
of which Trade receivables: +€1.8m
- Receivables after one year -€161,805
down €161,805 (-3.2%), from €5.1m to €5.0m
Equity and liabilities
- Short-term financial debts +€2.5m
up €2.5m (+48.6%), from €5.2m to €7.7m
- Debts after one year -€335,714
down €335,714 (-33.3%), from €1.0m to €671,429
- Provisions -€303,468
down €303,468 (-100%), from €303,468 to €0
- Trade debts -€302,039
down €302,039 (-10.5%), from €2.9m to €2.6m
Income statement
- Goods and materials +€1.3m
up €1.3m (+210%), from €638,781 to €2.0m
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€1.4m
Other operating income
-€13,680
Goods and materials
-€1.3m
Services and other goods
+€15,657
Write-downs
+€22,000
Provisions
-€45,649
Other operating charges
+€13,656
Other operating items
-€165,393
Financial income
-€19,853
Financial charges
-€963
Taxes
+€23,602
Result 2025
-€127,566
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
-€2.2m
Investment
€0
Financing
+€2.2m
Cash 2024
€19,830
From operations (derived)
-€2.2m
Net result for the year
-€127,566
Receivables after one year
+€161,805
Stocks and contracts
-€1.3m
Receivables within one year
-€268,031
Provisions
-€303,468
Trade debts
-€302,039
Tax, wage and social debts
-€23,602
Accrued charges and deferred income
+€6,075
Financing
+€2.2m
Debts after one year
-€335,714
Short-term financial debts
+€2.5m
Cash 2025
€8,218
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €13,806,520 | €15,227,999 | +€1.4m | +10.3% |
| Fixed assets | 21/28 | €5,115,895 | €5,115,895 | = | 0.0% |
| Financial fixed assets | 28 | €5,115,895 | €5,115,895 | = | 0.0% |
| Affiliated companies | 280/1 | €5,115,895 | €5,115,895 | = | 0.0% |
| Participating interests | 280 | €5,115,895 | €5,115,895 | = | 0.0% |
| Current assets | 29/58 | €8,690,625 | €10,112,104 | +€1.4m | +16.4% |
| Amounts receivable after more than one year | 29 | €5,112,818 | €4,951,014 | -€161,805 | -3.2% |
| Other amounts receivable | 291 | €5,112,818 | €4,951,014 | -€161,805 | -3.2% |
| Stocks and contracts in progress | 3 | €1,625,411 | €2,952,276 | +€1.3m | +81.6% |
| Stocks | 30/36 | €1,625,411 | €2,952,276 | +€1.3m | +81.6% |
| Work in progress | 32 | €1,625,411 | €2,952,276 | +€1.3m | +81.6% |
| Amounts receivable within one year | 40/41 | €1,932,555 | €2,200,586 | +€268,031 | +13.9% |
| Trade receivables | 40 | €218,428 | €2,016,042 | +€1.8m | +823% |
| Other amounts receivable | 41 | €1,714,127 | €184,544 | -€1.5m | -89.2% |
| Cash at bank and in hand | 54/58 | €19,830 | €8,218 | -€11,612 | -58.6% |
| Deferred charges and accrued income | 490/1 | €11 | €11 | = | 0.0% |
| Total equity and liabilities | 10/49 | €13,806,520 | €15,227,999 | +€1.4m | +10.3% |
| Equity | 10/15 | €4,061,046 | €3,933,480 | -€127,566 | -3.1% |
| Contributions | 10/11 | €2,500,000 | €2,500,000 | = | 0.0% |
| Capital | 10 | €2,500,000 | €2,500,000 | = | 0.0% |
| Issued capital | 100 | €2,500,000 | €2,500,000 | = | 0.0% |
| Reserves | 13 | €79,005 | €79,005 | = | 0.0% |
| Non-distributable reserves | 130/1 | €79,005 | €79,005 | = | 0.0% |
| Legal reserve | 130 | €79,005 | €79,005 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,482,041 | €1,354,475 | -€127,566 | -8.6% |
| Provisions and deferred taxes | 16 | €303,468 | €0 | -€303,468 | -100% |
| Provisions for liabilities and charges | 160/5 | €303,468 | €0 | -€303,468 | -100% |
| Other liabilities and charges | 164/5 | €303,468 | €0 | -€303,468 | -100% |
| Amounts payable | 17/49 | €9,442,007 | €11,294,519 | +€1.9m | +19.6% |
| Amounts payable after more than one year | 17 | €1,007,143 | €671,429 | -€335,714 | -33.3% |
| Other amounts payable | 178/9 | €1,007,143 | €671,429 | -€335,714 | -33.3% |
| Amounts payable within one year | 42/48 | €8,434,864 | €10,617,015 | +€2.2m | +25.9% |
| Current portion of amounts payable after more than one year | 42 | €335,714 | €335,714 | = | 0.0% |
| Financial debts | 43 | €5,155,291 | €7,663,084 | +€2.5m | +48.6% |
| Credit institutions | 430/8 | €5,155,291 | €7,663,084 | +€2.5m | +48.6% |
| Trade debts | 44 | €2,874,956 | €2,572,917 | -€302,039 | -10.5% |
| Suppliers | 440/4 | €2,874,956 | €2,572,917 | -€302,039 | -10.5% |
| Taxes, remuneration and social security | 45 | €23,602 | €0 | -€23,602 | -100% |
| Taxes | 450/3 | €23,602 | €0 | -€23,602 | -100% |
| Other amounts payable | 47/48 | €45,300 | €45,300 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | - | €6,075 | +€6,075 | |
| Operating income | 70/76A | €1,726,943 | €1,547,870 | -€179,073 | -10.4% |
| Turnover | 70 | €0 | - | = | |
| Change in stocks of work in progress, finished goods and contracts in progress | 71 | €0 | €1,326,865 | +€1.3m | |
| Other operating income | 74 | €21,529 | €7,849 | -€13,680 | -63.5% |
| Non-recurring operating income | 76A | €1,705,414 | €213,156 | -€1.5m | -87.5% |
| Operating charges | 60/66A | €442,790 | €1,780,790 | +€1.3m | +302% |
| Goods for resale, raw materials and consumables | 60 | €638,781 | €1,982,444 | +€1.3m | +210% |
| Purchases | 600/8 | €638,781 | €1,982,444 | +€1.3m | +210% |
| Services and other goods | 61 | €82,376 | €66,719 | -€15,657 | -19.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €11,000 | -€11,000 | -€22,000 | |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | -€349,117 | -€303,468 | +€45,649 | +13.1% |
| Other operating charges | 640/8 | €59,750 | €46,094 | -€13,656 | -22.9% |
| Operating profit (loss) | 9901 | €1,284,153 | -€232,920 | -€1.5m | |
| Financial income | 75/76B | €397,900 | €378,047 | -€19,853 | -5.0% |
| Recurring financial income | 75 | €397,900 | €378,047 | -€19,853 | -5.0% |
| Income from current assets | 751 | €397,900 | €378,047 | -€19,853 | -5.0% |
| Other financial income | 752/9 | €0 | - | = | |
| Financial charges | 65/66B | €271,730 | €272,694 | +€963 | +0.4% |
| Recurring financial charges | 65 | €271,730 | €272,694 | +€963 | +0.4% |
| Debt charges | 650 | €265,252 | €265,333 | +€81 | 0.0% |
| Other financial charges | 652/9 | €6,478 | €7,360 | +€882 | +13.6% |
| Profit (loss) for the period before taxes | 9903 | €1,410,322 | -€127,566 | -€1.5m | |
| Income taxes | 67/77 | €23,602 | €0 | -€23,602 | -100% |
| Taxes | 670/3 | €23,602 | €0 | -€23,602 | -100% |
| Profit (loss) for the period | 9904 | €1,386,720 | -€127,566 | -€1.5m | |
| Profit (loss) for the period to be appropriated | 9905 | €1,386,720 | -€127,566 | -€1.5m |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.