Easy Protect: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Easy Protect
Largest movements
- Cash -€32,701
down €32,701 (-52.2%), from €62,674 to €29,974
mainly Contributions, distributions and other (-€23,840) and Investment in fixed assets (net) (-€20,543)
- Stocks and contracts +€7,159
up €7,159 (+153.9%), from €4,651 to €11,811
- Receivables within one year +€4,395
up €4,395 (+18.8%), from €23,415 to €27,810
of which Other amounts receivable: +€5,584
- Reserves +€15,817
up €15,817 (+11.3%), from €140,583 to €156,400
of which Distributable reserves: +€15,817
- Trade debts -€15,372
down €15,372 (-100.0%), from €15,372 to €0
- Debts after one year -€15,079
down €15,079 (-8.3%), from €182,763 to €167,684
- Contributions -€10,040
down €10,040 (-54.0%), from €18,600 to €8,560
- Gross operating margin -€11,536
down €11,536 (-11.8%), from €97,440 to €85,905
- Other operating charges -€9,028
down €9,028 (-44.1%), from €20,464 to €11,435
- Depreciation +€6,653
up €6,653 (+43.8%), from €15,198 to €21,852
- Taxes -€3,292
down €3,292 (-19.2%), from €17,183 to €13,892
- Financial charges +€2,152
up €2,152 (+30.8%), from €6,988 to €9,140
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €372,131 | €350,143 | -€21,988 | -5.9% |
| Fixed assets | 21/28 | €280,278 | €278,970 | -€1,308 | -0.5% |
| Tangible fixed assets | 22/27 | €280,278 | €278,970 | -€1,308 | -0.5% |
| Land and buildings | 22 | €253,433 | €250,031 | -€3,403 | -1.3% |
| Plant, machinery and equipment | 23 | €20,007 | €22,945 | +€2,938 | +14.7% |
| Furniture and vehicles | 24 | €6,838 | €5,994 | -€844 | -12.3% |
| Current assets | 29/58 | €91,852 | €71,173 | -€20,679 | -22.5% |
| Stocks and contracts in progress | 3 | €4,651 | €11,811 | +€7,159 | +153.9% |
| Stocks | 30/36 | €4,651 | €11,811 | +€7,159 | +153.9% |
| Amounts receivable within one year | 40/41 | €23,415 | €27,810 | +€4,395 | +18.8% |
| Trade receivables | 40 | €4,284 | €3,095 | -€1,189 | -27.8% |
| Other amounts receivable | 41 | €19,131 | €24,715 | +€5,584 | +29.2% |
| Cash at bank and in hand | 54/58 | €62,674 | €29,974 | -€32,701 | -52.2% |
| Deferred charges and accrued income | 490/1 | €1,112 | €1,579 | +€467 | +42.0% |
| Total equity and liabilities | 10/49 | €372,131 | €350,143 | -€21,988 | -5.9% |
| Equity | 10/15 | €159,183 | €164,960 | +€5,777 | +3.6% |
| Contributions | 10/11 | €18,600 | €8,560 | -€10,040 | -54.0% |
| Reserves | 13 | €140,583 | €156,400 | +€15,817 | +11.3% |
| Tax-exempt reserves | 132 | €12,796 | €12,796 | = | 0.0% |
| Distributable reserves | 133 | €127,787 | €143,604 | +€15,817 | +12.4% |
| Amounts payable | 17/49 | €212,948 | €185,183 | -€27,765 | -13.0% |
| Amounts payable after more than one year | 17 | €182,763 | €167,684 | -€15,079 | -8.3% |
| Financial debts | 170/4 | €182,763 | €167,684 | -€15,079 | -8.3% |
| Amounts payable within one year | 42/48 | €30,185 | €17,499 | -€12,686 | -42.0% |
| Current portion of amounts payable after more than one year | 42 | €14,629 | €15,079 | +€450 | +3.1% |
| Trade debts | 44 | €15,372 | €0 | -€15,372 | -100.0% |
| Suppliers | 440/4 | €15,372 | €0 | -€15,372 | -100.0% |
| Taxes, remuneration and social security | 45 | €183 | €2,420 | +€2,236 | +1218.7% |
| Taxes | 450/3 | €183 | €2,420 | +€2,236 | +1218.7% |
| Non-recurring operating income | 76A | - | €1,000 | +€1,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,198 | €21,852 | +€6,653 | +43.8% |
| Other operating charges | 640/8 | €20,464 | €11,435 | -€9,028 | -44.1% |
| Gross operating margin | 9900 | €97,440 | €85,905 | -€11,536 | -11.8% |
| Operating profit (loss) | 9901 | €61,778 | €52,618 | -€9,160 | -14.8% |
| Financial income | 75/76B | €1,654 | €32 | -€1,623 | -98.1% |
| Recurring financial income | 75 | €1,654 | €32 | -€1,623 | -98.1% |
| Financial charges | 65/66B | €6,988 | €9,140 | +€2,152 | +30.8% |
| Recurring financial charges | 65 | €6,988 | €9,140 | +€2,152 | +30.8% |
| Profit (loss) for the period before taxes | 9903 | €56,444 | €43,509 | -€12,935 | -22.9% |
| Income taxes | 67/77 | €17,183 | €13,892 | -€3,292 | -19.2% |
| Profit (loss) for the period | 9904 | €39,261 | €29,617 | -€9,643 | -24.6% |
| Profit (loss) for the period to be appropriated | 9905 | €39,261 | €29,617 | -€9,643 | -24.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.