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e-Contract: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

e-Contract

BE 0892.798.886
NACE 62.900, Other information technology and computer services
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€364,946
2024 · -€79,572+€444,519
Equity
€278,553
2024 · -€86,393+€364,946
Cash
€687,381
2024 · €221,415+€465,966
Balance sheet total
€1.3m
2024 · €1.1m+€209,664

Largest movements

2024 to 2025
Assets
  • Cash +€465,966

    up €465,966 (+210.4%), from €221,415 to €687,381

    mainly Net result for the year (+€364,946) and Depreciation (+€221,506)

  • Intangible fixed assets -€156,259

    down €156,259 (-48.7%), from €320,588 to €164,330

  • Receivables within one year -€105,497

    down €105,497 (-20.5%), from €514,985 to €409,488

    of which Trade receivables: -€111,984

Equity and liabilities
  • Profit (loss) carried forward +€364,946

    up €364,946 (+53.6%), from -€681,342 to -€316,396

  • Accrued charges and deferred income -€267,035

    down €267,035 (-98.9%), from €269,965 to €2,930

  • Trade debts +€72,799

    up €72,799 (+81.0%), from €89,848 to €162,648

  • Other debts +€31,287

    up €31,287 (+4.0%), from €772,987 to €804,274

Income statement
  • Gross operating margin +€538,925

    up €538,925 (+99.1%), from €543,782 to €1.1m

  • Staff costs +€128,875

    up €128,875 (+55.5%), from €232,193 to €361,067

  • Depreciation -€116,362

    down €116,362 (-34.4%), from €337,868 to €221,506

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€79,572
Gross operating margin +€538,925
Staff costs -€128,875
Depreciation +€116,362
Other operating charges -€832
Other operating items -€87,905
Financial income +€833
Financial charges +€5,999
Taxes +€11
Result 2025 €364,946

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€536,108
Investment -€70,142
Financing €0
Cash 2024 €221,415
Net result for the year +€364,946
Depreciation +€221,506
Receivables within one year +€105,497
Deferred charges and accrued income -€558
Trade debts +€72,799
Tax, wage and social debts +€7,666
Other debts +€31,287
Accrued charges and deferred income -€267,035
Investment in fixed assets (net) -€70,142
Cash 2025 €687,381
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,082,943 €1,292,607 +€209,664 +19.4%
Fixed assets 21/28 €346,261 €194,897 -€151,364 -43.7%
Intangible fixed assets 21 €320,588 €164,330 -€156,259 -48.7%
Tangible fixed assets 22/27 €25,673 €18,888 -€6,785 -26.4%
Plant, machinery and equipment 23 €1,946 €841 -€1,105 -56.8%
Furniture and vehicles 24 €10,597 €6,922 -€3,675 -34.7%
Other tangible fixed assets 26 €13,130 €11,125 -€2,005 -15.3%
Financial fixed assets 28 - €11,680 +€11,680
Current assets 29/58 €736,682 €1,097,709 +€361,028 +49.0%
Amounts receivable within one year 40/41 €514,985 €409,488 -€105,497 -20.5%
Trade receivables 40 €425,081 €313,097 -€111,984 -26.3%
Other amounts receivable 41 €89,903 €96,391 +€6,488 +7.2%
Cash at bank and in hand 54/58 €221,415 €687,381 +€465,966 +210.4%
Deferred charges and accrued income 490/1 €282 €840 +€558 +197.9%
Total equity and liabilities 10/49 €1,082,943 €1,292,607 +€209,664 +19.4%
Equity 10/15 -€86,393 €278,553 +€364,946
Contributions 10/11 €37,200 €37,200 = 0.0%
Reserves 13 €557,749 €557,749 = 0.0%
Tax-exempt reserves 132 €18,750 €18,750 = 0.0%
Distributable reserves 133 €538,999 €538,999 = 0.0%
Profit (loss) carried forward 14 -€681,342 -€316,396 +€364,946 +53.6%
Amounts payable 17/49 €1,169,336 €1,014,054 -€155,283 -13.3%
Amounts payable within one year 42/48 €899,371 €1,011,123 +€111,752 +12.4%
Trade debts 44 €89,848 €162,648 +€72,799 +81.0%
Suppliers 440/4 €89,848 €162,648 +€72,799 +81.0%
Taxes, remuneration and social security 45 €36,536 €44,202 +€7,666 +21.0%
Taxes 450/3 €13,191 €17,798 +€4,606 +34.9%
Remuneration and social security 454/9 €23,344 €26,404 +€3,060 +13.1%
Other amounts payable 47/48 €772,987 €804,274 +€31,287 +4.0%
Accrued charges and deferred income 492/3 €269,965 €2,930 -€267,035 -98.9%
Non-recurring operating income 76A €127,561 €325,229 +€197,669 +155.0%
Remuneration, social security and pensions 62 €232,193 €361,067 +€128,875 +55.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €337,868 €221,506 -€116,362 -34.4%
Other operating charges 640/8 €1,532 €2,364 +€832 +54.3%
Non-recurring operating charges 66A €8,679 €96,584 +€87,905 +1012.8%
Gross operating margin 9900 €543,782 €1,082,706 +€538,925 +99.1%
Operating profit (loss) 9901 -€36,490 €401,185 +€437,675
Financial income 75/76B €3,153 €3,986 +€833 +26.4%
Recurring financial income 75 €3,153 €3,986 +€833 +26.4%
Financial charges 65/66B €46,224 €40,225 -€5,999 -13.0%
Recurring financial charges 65 €46,224 €40,225 -€5,999 -13.0%
Profit (loss) for the period before taxes 9903 -€79,561 €364,946 +€444,508
Income taxes 67/77 €11 €0 -€11 -100.0%
Profit (loss) for the period 9904 -€79,572 €364,946 +€444,519
Profit (loss) for the period to be appropriated 9905 -€79,572 €364,946 +€444,519

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.