DZAMBO HOME: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
DZAMBO HOME
Largest movements
- Cash +€20,964
up €20,964 (+103%), from €20,305 to €41,270
mainly Net result for the year (+€10,976) and Receivables within one year (+€6,541)
- Receivables within one year -€6,541
down €6,541 (-38.5%), from €16,990 to €10,450
of which Trade receivables: -€7,265
- Tangible fixed assets -€1,457
down €1,457 (-13.4%), from €10,882 to €9,425
of which Furniture and vehicles: -€2,673
- Reserves +€10,976
up €10,976 (+61.2%), from €17,946 to €28,922
- Tax, wage and social debts +€4,225
up €4,225 (+61.1%), from €6,918 to €11,143
of which Taxes: +€2,942
- Debts after one year -€3,489
down €3,489 (-100%), from €3,489 to €0
- Other debts +€2,048
up €2,048 (+25.2%), from €8,125 to €10,173
- Gross operating margin -€7,349
down €7,349 (-27.3%), from €26,955 to €19,607
- Taxes -€3,075
down €3,075 (-51.1%), from €6,018 to €2,942
- Depreciation +€2,595
up €2,595 (+99.8%), from €2,601 to €5,196
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €49,808 | €63,284 | +€13,476 | +27.1% |
| Fixed assets | 21/28 | €10,966 | €9,809 | -€1,157 | -10.6% |
| Tangible fixed assets | 22/27 | €10,882 | €9,425 | -€1,457 | -13.4% |
| Plant, machinery and equipment | 23 | €956 | €2,173 | +€1,216 | +127% |
| Furniture and vehicles | 24 | €9,926 | €7,253 | -€2,673 | -26.9% |
| Financial fixed assets | 28 | €83 | €383 | +€300 | +360% |
| Current assets | 29/58 | €38,843 | €53,475 | +€14,632 | +37.7% |
| Amounts receivable within one year | 40/41 | €16,990 | €10,450 | -€6,541 | -38.5% |
| Trade receivables | 40 | €15,257 | €7,992 | -€7,265 | -47.6% |
| Other amounts receivable | 41 | €1,734 | €2,458 | +€724 | +41.8% |
| Cash at bank and in hand | 54/58 | €20,305 | €41,270 | +€20,964 | +103% |
| Deferred charges and accrued income | 490/1 | €1,547 | €1,756 | +€209 | +13.5% |
| Total equity and liabilities | 10/49 | €49,808 | €63,284 | +€13,476 | +27.1% |
| Equity | 10/15 | €22,946 | €33,922 | +€10,976 | +47.8% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €17,946 | €28,922 | +€10,976 | +61.2% |
| Distributable reserves | 133 | €17,946 | €28,922 | +€10,976 | +61.2% |
| Amounts payable | 17/49 | €26,862 | €29,361 | +€2,499 | +9.3% |
| Amounts payable after more than one year | 17 | €3,489 | €0 | -€3,489 | -100% |
| Financial debts | 170/4 | €3,489 | €0 | -€3,489 | -100% |
| Amounts payable within one year | 42/48 | €23,373 | €29,361 | +€5,989 | +25.6% |
| Trade debts | 44 | €8,330 | €8,045 | -€285 | -3.4% |
| Suppliers | 440/4 | €8,330 | €8,045 | -€285 | -3.4% |
| Taxes, remuneration and social security | 45 | €6,918 | €11,143 | +€4,225 | +61.1% |
| Taxes | 450/3 | €6,018 | €8,960 | +€2,942 | +48.9% |
| Remuneration and social security | 454/9 | €900 | €2,183 | +€1,283 | +143% |
| Other amounts payable | 47/48 | €8,125 | €10,173 | +€2,048 | +25.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,601 | €5,196 | +€2,595 | +99.8% |
| Other operating charges | 640/8 | €371 | €379 | +€7 | +2.0% |
| Gross operating margin | 9900 | €26,955 | €19,607 | -€7,349 | -27.3% |
| Operating profit (loss) | 9901 | €23,983 | €14,032 | -€9,951 | -41.5% |
| Financial income | 75/76B | - | €5 | +€5 | |
| Recurring financial income | 75 | - | €5 | +€5 | |
| Financial charges | 65/66B | €19 | €119 | +€100 | +531% |
| Recurring financial charges | 65 | €19 | €119 | +€100 | +531% |
| Profit (loss) for the period before taxes | 9903 | €23,964 | €13,919 | -€10,046 | -41.9% |
| Income taxes | 67/77 | €6,018 | €2,942 | -€3,075 | -51.1% |
| Profit (loss) for the period | 9904 | €17,946 | €10,976 | -€6,970 | -38.8% |
| Profit (loss) for the period to be appropriated | 9905 | €17,946 | €10,976 | -€6,970 | -38.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.