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Dynamico: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Dynamico

BE 0642.680.428
NACE 66.191, Agents and brokers in banking services
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€42,009
2024 · €39,963+€2,046
Equity
€119,092
2024 · €77,084+€42,009
Cash
€178,113
2024 · €214,778-€36,665
Balance sheet total
€638,401
2024 · €713,102-€74,701

Largest movements

2024 to 2025
Assets
  • Cash -€36,665

    down €36,665 (-17.1%), from €214,778 to €178,113

    mainly Trade debts (-€127,208) and Investment in fixed assets (net) (-€65,105)

  • Receivables within one year -€33,463

    down €33,463 (-16.2%), from €206,982 to €173,519

    of which Trade receivables: -€30,660

Equity and liabilities
  • Trade debts -€127,208

    down €127,208 (-38.6%), from €329,687 to €202,479

  • Profit (loss) carried forward +€42,009

    up €42,009 (+74.2%), from €56,624 to €98,632

  • Debts after one year -€23,424

    down €23,424 (-13.4%), from €174,507 to €151,083

  • Tax, wage and social debts +€19,575

    up €19,575 (+25.3%), from €77,368 to €96,942

  • Current portion of long-term debt +€14,348

    up €14,348 (+26.3%), from €54,456 to €68,804

Income statement
  • Gross operating margin +€344,128

    up €344,128 (+41.8%), from €824,021 to €1.2m

  • Staff costs +€288,357

    up €288,357 (+40.1%), from €719,301 to €1.0m

  • Depreciation +€44,013

    up €44,013 (+160.8%), from €27,364 to €71,376

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €39,963
Gross operating margin +€344,128
Staff costs -€288,357
Depreciation -€44,013
Other operating charges +€1,448
Financial income -€618
Financial charges -€7,922
Taxes -€2,622
Result 2025 €42,009

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€37,517
Investment -€65,105
Financing -€9,076
Cash 2024 €214,778
Net result for the year +€42,009
Depreciation +€71,376
Receivables within one year +€33,463
Deferred charges and accrued income -€1,698
Trade debts -€127,208
Tax, wage and social debts +€19,575
Investment in fixed assets (net) -€65,105
Debts after one year -€23,424
Current portion of long-term debt +€14,348
Cash 2025 €178,113
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €713,102 €638,401 -€74,701 -10.5%
Fixed assets 21/28 €274,184 €267,913 -€6,271 -2.3%
Tangible fixed assets 22/27 €274,184 €267,913 -€6,271 -2.3%
Furniture and vehicles 24 €274,184 €267,913 -€6,271 -2.3%
Current assets 29/58 €438,918 €370,488 -€68,430 -15.6%
Amounts receivable within one year 40/41 €206,982 €173,519 -€33,463 -16.2%
Trade receivables 40 €202,250 €171,590 -€30,660 -15.2%
Other amounts receivable 41 €4,731 €1,929 -€2,803 -59.2%
Cash at bank and in hand 54/58 €214,778 €178,113 -€36,665 -17.1%
Deferred charges and accrued income 490/1 €17,159 €18,856 +€1,698 +9.9%
Total equity and liabilities 10/49 €713,102 €638,401 -€74,701 -10.5%
Equity 10/15 €77,084 €119,092 +€42,009 +54.5%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €56,624 €98,632 +€42,009 +74.2%
Amounts payable 17/49 €636,018 €519,309 -€116,709 -18.3%
Amounts payable after more than one year 17 €174,507 €151,083 -€23,424 -13.4%
Financial debts 170/4 €174,507 €151,083 -€23,424 -13.4%
Amounts payable within one year 42/48 €461,511 €368,226 -€93,286 -20.2%
Current portion of amounts payable after more than one year 42 €54,456 €68,804 +€14,348 +26.3%
Trade debts 44 €329,687 €202,479 -€127,208 -38.6%
Suppliers 440/4 €329,687 €202,479 -€127,208 -38.6%
Taxes, remuneration and social security 45 €77,368 €96,942 +€19,575 +25.3%
Remuneration and social security 454/9 €77,368 €96,942 +€19,575 +25.3%
Remuneration, social security and pensions 62 €719,301 €1,007,658 +€288,357 +40.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €27,364 €71,376 +€44,013 +160.8%
Other operating charges 640/8 €3,011 €1,563 -€1,448 -48.1%
Gross operating margin 9900 €824,021 €1,168,150 +€344,128 +41.8%
Operating profit (loss) 9901 €74,345 €87,552 +€13,207 +17.8%
Financial income 75/76B €2,548 €1,930 -€618 -24.2%
Recurring financial income 75 €2,548 €1,930 -€618 -24.2%
Financial charges 65/66B €5,902 €13,824 +€7,922 +134.2%
Recurring financial charges 65 €5,902 €13,824 +€7,922 +134.2%
Profit (loss) for the period before taxes 9903 €70,991 €75,659 +€4,667 +6.6%
Income taxes 67/77 €31,028 €33,650 +€2,622 +8.4%
Profit (loss) for the period 9904 €39,963 €42,009 +€2,046 +5.1%
Profit (loss) for the period to be appropriated 9905 €39,963 €42,009 +€2,046 +5.1%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.