DWP Assur: what changed
What changed
DWP Assur
NACE 66.220, Insurance agents and brokers
filed annual accounts (NBB)
Net result for the year
€67,473
2024 · €64,972+€2,501
Equity
€272,201
2024 · €256,728+€15,473
Cash
€100
2024 · €111-€11
Balance sheet total
€956,166
2024 · €966,016-€9,850
Largest movements
Assets
- Receivables within one year -€9,956
down €9,956 (-12.9%), from €77,233 to €67,277
of which Trade receivables: -€10,163
Equity and liabilities
- Debts after one year -€86,047
down €86,047 (-20.6%), from €418,451 to €332,404
- Other debts +€53,028
up €53,028 (+36.5%), from €145,441 to €198,468
- Profit (loss) carried forward +€15,473
up €15,473 (+6.6%), from €235,728 to €251,201
Income statement
- Gross operating margin +€3,582
up €3,582 (+3.5%), from €102,669 to €106,252
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€64,972
Gross operating margin
+€3,582
Other operating charges
-€175
Financial charges
-€337
Taxes
-€570
Result 2025
€67,473
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€137,195
Investment
€0
Financing
-€137,206
Cash 2024
€111
From operations (derived)
+€137,195
Net result for the year
+€67,473
Receivables within one year
+€9,956
Deferred charges and accrued income
-€117
Trade debts
+€2,474
Tax, wage and social debts
-€1,399
Other debts
+€53,028
Accrued charges and deferred income
+€5,781
Financing
-€137,206
Debts after one year
-€86,047
Current portion of long-term debt
+€841
Contributions, distributions and other
-€52,000
Cash 2025
€100
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €966,016 | €956,166 | -€9,850 | -1.0% |
| Fixed assets | 21/28 | €888,672 | €888,672 | = | 0.0% |
| Financial fixed assets | 28 | €888,672 | €888,672 | = | 0.0% |
| Current assets | 29/58 | €77,344 | €67,494 | -€9,850 | -12.7% |
| Amounts receivable within one year | 40/41 | €77,233 | €67,277 | -€9,956 | -12.9% |
| Trade receivables | 40 | €77,233 | €67,070 | -€10,163 | -13.2% |
| Other amounts receivable | 41 | - | €207 | +€207 | |
| Cash at bank and in hand | 54/58 | €111 | €100 | -€11 | -9.6% |
| Deferred charges and accrued income | 490/1 | - | €117 | +€117 | |
| Total equity and liabilities | 10/49 | €966,016 | €956,166 | -€9,850 | -1.0% |
| Equity | 10/15 | €256,728 | €272,201 | +€15,473 | +6.0% |
| Contributions | 10/11 | €21,000 | €21,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €235,728 | €251,201 | +€15,473 | +6.6% |
| Amounts payable | 17/49 | €709,287 | €683,965 | -€25,323 | -3.6% |
| Amounts payable after more than one year | 17 | €418,451 | €332,404 | -€86,047 | -20.6% |
| Financial debts | 170/4 | €418,451 | €332,404 | -€86,047 | -20.6% |
| Amounts payable within one year | 42/48 | €286,511 | €341,454 | +€54,943 | +19.2% |
| Current portion of amounts payable after more than one year | 42 | €85,206 | €86,047 | +€841 | +1.0% |
| Trade debts | 44 | €2,033 | €4,507 | +€2,474 | +122% |
| Suppliers | 440/4 | €2,033 | €4,507 | +€2,474 | +122% |
| Taxes, remuneration and social security | 45 | €53,831 | €52,432 | -€1,399 | -2.6% |
| Taxes | 450/3 | €53,831 | €52,432 | -€1,399 | -2.6% |
| Other amounts payable | 47/48 | €145,441 | €198,468 | +€53,028 | +36.5% |
| Accrued charges and deferred income | 492/3 | €4,326 | €10,107 | +€5,781 | +134% |
| Other operating charges | 640/8 | €981 | €1,156 | +€175 | +17.8% |
| Gross operating margin | 9900 | €102,669 | €106,252 | +€3,582 | +3.5% |
| Operating profit (loss) | 9901 | €101,688 | €105,096 | +€3,408 | +3.4% |
| Financial charges | 65/66B | €12,068 | €12,405 | +€337 | +2.8% |
| Recurring financial charges | 65 | €12,068 | €12,405 | +€337 | +2.8% |
| Profit (loss) for the period before taxes | 9903 | €89,620 | €92,691 | +€3,071 | +3.4% |
| Income taxes | 67/77 | €24,648 | €25,218 | +€570 | +2.3% |
| Profit (loss) for the period | 9904 | €64,972 | €67,473 | +€2,501 | +3.8% |
| Profit (loss) for the period to be appropriated | 9905 | €64,972 | €67,473 | +€2,501 | +3.8% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.