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DVJ: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

DVJ

BE 0451.560.932
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€27,061
2024 · -€22,001+€49,061
Equity
€298,540
2024 · €271,480+€27,061
Cash
€171,411
2024 · €18,411+€153,000
Balance sheet total
€689,584
2024 · €671,904+€17,681

Largest movements

2024 to 2025
Assets
  • Cash +€153,000

    up €153,000 (+831.0%), from €18,411 to €171,411

    mainly Receivables within one year (+€124,711) and Net result for the year (+€27,061)

  • Receivables within one year -€124,711

    down €124,711 (-100.0%), from €124,714 to €3

  • Tangible fixed assets -€13,630

    down €13,630 (-2.6%), from €528,355 to €514,725

    of which Land and buildings: -€12,835

Equity and liabilities
  • Reserves +€27,061

    up €27,061 (+68.1%), from €39,718 to €66,779

    of which Distributable reserves: +€32,694

  • Debts after one year -€19,925

    down €19,925 (-6.6%), from €300,840 to €280,915

  • Tax, wage and social debts +€9,726

    up €9,726 (+417.7%), from €2,328 to €12,054

  • Current portion of long-term debt -€9,173

    down €9,173 (-30.5%), from €30,052 to €20,879

Income statement
  • Financial charges -€36,693

    down €36,693 (-72.2%), from €50,787 to €14,095

    of which Non-recurring financial charges: -€35,470

  • Depreciation -€13,344

    down €13,344 (-49.5%), from €26,974 to €13,630

  • Taxes +€10,403

    up €10,403, from €0 to €10,403

  • Gross operating margin +€9,587

    up €9,587 (+15.6%), from €61,530 to €71,116

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€22,001
Gross operating margin +€9,587
Depreciation +€13,344
Other operating charges +€340
Financial income -€499
Financial charges +€36,693
Taxes -€10,403
Result 2025 €27,061

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€182,098
Investment €0
Financing -€29,098
Cash 2024 €18,411
Net result for the year +€27,061
Depreciation +€13,630
Receivables within one year +€124,711
Deferred charges and accrued income -€3,021
Provisions -€1,878
Trade debts +€6,279
Tax, wage and social debts +€9,726
Other debts +€5,853
Accrued charges and deferred income -€262
Debts after one year -€19,925
Current portion of long-term debt -€9,173
Cash 2025 €171,411
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €671,904 €689,584 +€17,681 +2.6%
Fixed assets 21/28 €528,355 €514,725 -€13,630 -2.6%
Tangible fixed assets 22/27 €528,355 €514,725 -€13,630 -2.6%
Land and buildings 22 €525,175 €512,340 -€12,835 -2.4%
Plant, machinery and equipment 23 €3,180 €2,385 -€795 -25.0%
Current assets 29/58 €143,549 €174,860 +€31,311 +21.8%
Amounts receivable within one year 40/41 €124,714 €3 -€124,711 -100.0%
Other amounts receivable 41 €124,714 €3 -€124,711 -100.0%
Cash at bank and in hand 54/58 €18,411 €171,411 +€153,000 +831.0%
Deferred charges and accrued income 490/1 €424 €3,445 +€3,021 +712.6%
Total equity and liabilities 10/49 €671,904 €689,584 +€17,681 +2.6%
Equity 10/15 €271,480 €298,540 +€27,061 +10.0%
Contributions 10/11 €192,750 €192,750 = 0.0%
Reserves 13 €39,718 €66,779 +€27,061 +68.1%
Tax-exempt reserves 132 €18,582 €12,948 -€5,634 -30.3%
Distributable reserves 133 €21,136 €53,830 +€32,694 +154.7%
Profit (loss) carried forward 14 €39,012 €39,012 = 0.0%
Provisions and deferred taxes 16 €15,233 €13,355 -€1,878 -12.3%
Deferred taxes 168 €15,233 €13,355 -€1,878 -12.3%
Amounts payable 17/49 €385,191 €377,689 -€7,502 -1.9%
Amounts payable after more than one year 17 €300,840 €280,915 -€19,925 -6.6%
Financial debts 170/4 €300,840 €280,915 -€19,925 -6.6%
Amounts payable within one year 42/48 €79,675 €92,360 +€12,685 +15.9%
Current portion of amounts payable after more than one year 42 €30,052 €20,879 -€9,173 -30.5%
Trade debts 44 €495 €6,774 +€6,279 +1269.0%
Suppliers 440/4 €495 €6,774 +€6,279 +1269.0%
Taxes, remuneration and social security 45 €2,328 €12,054 +€9,726 +417.7%
Taxes 450/3 €2,328 €12,054 +€9,726 +417.7%
Other amounts payable 47/48 €46,800 €52,653 +€5,853 +12.5%
Accrued charges and deferred income 492/3 €4,675 €4,414 -€262 -5.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €26,974 €13,630 -€13,344 -49.5%
Other operating charges 640/8 €10,244 €9,904 -€340 -3.3%
Gross operating margin 9900 €61,530 €71,116 +€9,587 +15.6%
Operating profit (loss) 9901 €24,311 €47,583 +€23,271 +95.7%
Financial income 75/76B €2,597 €2,098 -€499 -19.2%
Recurring financial income 75 €2,597 €2,098 -€499 -19.2%
Financial charges 65/66B €50,787 €14,095 -€36,693 -72.2%
Recurring financial charges 65 €15,317 €14,095 -€1,223 -8.0%
Non-recurring financial charges 66B €35,470 €0 -€35,470 -100.0%
Profit (loss) for the period before taxes 9903 -€23,879 €35,586 +€59,465
Transfer from deferred taxes 780 €1,878 €1,878 = 0.0%
Income taxes 67/77 €0 €10,403 +€10,403
Profit (loss) for the period 9904 -€22,001 €27,061 +€49,061
Transfer from tax-exempt reserves 789 €5,634 €5,634 = 0.0%
Profit (loss) for the period to be appropriated 9905 -€16,367 €32,694 +€49,061

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.