DREAMBUILDER: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
DREAMBUILDER
Largest movements
- Cash +€5,922
up €5,922 (+203%), from €2,924 to €8,845
mainly Net result for the year (+€8,450) and Other debts (+€6,844)
- Receivables within one year +€3,935
up €3,935 (+8.2%), from €48,242 to €52,178
of which Other amounts receivable: +€11,558
- Tangible fixed assets -€672
down €672 (-50.0%), from €1,344 to €672
- Other debts +€6,844
new in 2025: €6,844
- Tax, wage and social debts +€1,083
up €1,083 (+13.7%), from €7,911 to €8,993
- Reserves +€921
up €921 (+3.6%), from €25,817 to €26,739
- Gross operating margin -€5,018
down €5,018 (-26.2%), from €19,165 to €14,147
- Taxes -€1,833
down €1,833 (-29.6%), from €6,188 to €4,355
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €52,510 | €61,695 | +€9,185 | +17.5% |
| Fixed assets | 21/28 | €1,344 | €672 | -€672 | -50.0% |
| Tangible fixed assets | 22/27 | €1,344 | €672 | -€672 | -50.0% |
| Furniture and vehicles | 24 | €1,344 | €672 | -€672 | -50.0% |
| Current assets | 29/58 | €51,166 | €61,023 | +€9,857 | +19.3% |
| Amounts receivable within one year | 40/41 | €48,242 | €52,178 | +€3,935 | +8.2% |
| Trade receivables | 40 | €24,079 | €16,456 | -€7,623 | -31.7% |
| Other amounts receivable | 41 | €24,163 | €35,722 | +€11,558 | +47.8% |
| Cash at bank and in hand | 54/58 | €2,924 | €8,845 | +€5,922 | +203% |
| Total equity and liabilities | 10/49 | €52,510 | €61,695 | +€9,185 | +17.5% |
| Equity | 10/15 | €44,409 | €45,331 | +€921 | +2.1% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €25,817 | €26,739 | +€921 | +3.6% |
| Distributable reserves | 133 | €25,817 | €26,739 | +€921 | +3.6% |
| Amounts payable | 17/49 | €8,100 | €16,364 | +€8,264 | +102% |
| Amounts payable within one year | 42/48 | €8,100 | €16,364 | +€8,264 | +102% |
| Trade debts | 44 | €190 | €527 | +€337 | +178% |
| Suppliers | 440/4 | €190 | €527 | +€337 | +178% |
| Taxes, remuneration and social security | 45 | €7,911 | €8,993 | +€1,083 | +13.7% |
| Taxes | 450/3 | €7,911 | €8,993 | +€1,083 | +13.7% |
| Other amounts payable | 47/48 | - | €6,844 | +€6,844 | |
| Non-recurring operating income | 76A | - | €905 | +€905 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €672 | €672 | = | 0.0% |
| Other operating charges | 640/8 | €547 | €551 | +€4 | +0.7% |
| Gross operating margin | 9900 | €19,165 | €14,147 | -€5,018 | -26.2% |
| Operating profit (loss) | 9901 | €17,946 | €12,924 | -€5,022 | -28.0% |
| Financial charges | 65/66B | €83 | €119 | +€36 | +43.0% |
| Recurring financial charges | 65 | €83 | €119 | +€36 | +43.0% |
| Profit (loss) for the period before taxes | 9903 | €17,863 | €12,805 | -€5,058 | -28.3% |
| Income taxes | 67/77 | €6,188 | €4,355 | -€1,833 | -29.6% |
| Profit (loss) for the period | 9904 | €11,675 | €8,450 | -€3,225 | -27.6% |
| Profit (loss) for the period to be appropriated | 9905 | €11,675 | €8,450 | -€3,225 | -27.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.