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Dr. E.FRANS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Dr. E.FRANS

BE 0898.348.474
NACE 86.220, Specialist medical practice
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€52,703
2024 · €72,239-€19,536
Equity
€761,901
2024 · €709,198+€52,703
Cash
€60,961
2024 · €205,410-€144,450
Balance sheet total
€899,633
2024 · €1.0m-€147,928

Largest movements

2024 to 2025
Assets
  • Cash -€144,450

    down €144,450 (-70.3%), from €205,410 to €60,961

    mainly Other debts (-€165,294) and Current investments (-€26,711)

  • Current investments +€26,711

    up €26,711 (+3.4%), from €794,692 to €821,403

  • Deferred charges and accrued income -€24,506

    down €24,506 (-92.6%), from €26,466 to €1,960

  • Tangible fixed assets -€11,236

    down €11,236 (-58.0%), from €19,377 to €8,141

Equity and liabilities
  • Other debts -€165,294

    down €165,294 (-57.2%), from €288,889 to €123,596

  • Reserves +€52,703

    up €52,703 (+7.6%), from €696,798 to €749,501

  • Tax, wage and social debts -€26,356

    down €26,356 (-79.3%), from €33,248 to €6,892

Income statement
  • Gross operating margin -€22,991

    down €22,991 (-17.9%), from €128,118 to €105,128

  • Financial charges -€12,233

    down €12,233 (-53.6%), from €22,817 to €10,584

  • Financial income -€6,311

    down €6,311 (-54.0%), from €11,697 to €5,385

  • Taxes +€3,764

    up €3,764 (+12.8%), from €29,401 to €33,165

  • Other operating charges -€1,825

    down €1,825 (-39.3%), from €4,649 to €2,824

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €72,239
Gross operating margin -€22,991
Depreciation -€528
Other operating charges +€1,825
Financial income -€6,311
Financial charges +€12,233
Taxes -€3,764
Result 2025 €52,703

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€109,173
Investment -€26,711
Financing -€8,565
Cash 2024 €205,410
Net result for the year +€52,703
Depreciation +€11,236
Receivables within one year -€5,552
Deferred charges and accrued income +€24,506
Trade debts -€416
Tax, wage and social debts -€26,356
Other debts -€165,294
Current investments -€26,711
Short-term financial debts -€8,565
Cash 2025 €60,961
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,047,561 €899,633 -€147,928 -14.1%
Fixed assets 21/28 €20,352 €9,116 -€11,236 -55.2%
Tangible fixed assets 22/27 €19,377 €8,141 -€11,236 -58.0%
Furniture and vehicles 24 €19,377 €8,141 -€11,236 -58.0%
Financial fixed assets 28 €975 €975 = 0.0%
Current assets 29/58 €1,027,209 €890,517 -€136,692 -13.3%
Amounts receivable within one year 40/41 €640 €6,192 +€5,552 +867.5%
Trade receivables 40 €640 €3,344 +€2,704 +422.5%
Other amounts receivable 41 - €2,848 +€2,848
Current investments 50/53 €794,692 €821,403 +€26,711 +3.4%
Cash at bank and in hand 54/58 €205,410 €60,961 -€144,450 -70.3%
Deferred charges and accrued income 490/1 €26,466 €1,960 -€24,506 -92.6%
Total equity and liabilities 10/49 €1,047,561 €899,633 -€147,928 -14.1%
Equity 10/15 €709,198 €761,901 +€52,703 +7.4%
Contributions 10/11 €12,400 €12,400 = 0.0%
Reserves 13 €696,798 €749,501 +€52,703 +7.6%
Distributable reserves 133 €696,798 €749,501 +€52,703 +7.6%
Profit (loss) carried forward 14 €0 - =
Amounts payable 17/49 €338,363 €137,732 -€200,631 -59.3%
Amounts payable within one year 42/48 €338,363 €137,732 -€200,631 -59.3%
Financial debts 43 €15,779 €7,214 -€8,565 -54.3%
Credit institutions 430/8 €15,779 €7,214 -€8,565 -54.3%
Trade debts 44 €447 €31 -€416 -93.1%
Suppliers 440/4 €447 €31 -€416 -93.1%
Taxes, remuneration and social security 45 €33,248 €6,892 -€26,356 -79.3%
Taxes 450/3 €33,248 €6,892 -€26,356 -79.3%
Other amounts payable 47/48 €288,889 €123,596 -€165,294 -57.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €10,708 €11,236 +€528 +4.9%
Other operating charges 640/8 €4,649 €2,824 -€1,825 -39.3%
Gross operating margin 9900 €128,118 €105,128 -€22,991 -17.9%
Operating profit (loss) 9901 €112,761 €91,068 -€21,694 -19.2%
Financial income 75/76B €11,697 €5,385 -€6,311 -54.0%
Recurring financial income 75 €11,697 €5,385 -€6,311 -54.0%
Financial charges 65/66B €22,817 €10,584 -€12,233 -53.6%
Recurring financial charges 65 €22,817 €10,584 -€12,233 -53.6%
Profit (loss) for the period before taxes 9903 €101,641 €85,869 -€15,772 -15.5%
Income taxes 67/77 €29,401 €33,165 +€3,764 +12.8%
Profit (loss) for the period 9904 €72,239 €52,703 -€19,536 -27.0%
Profit (loss) for the period to be appropriated 9905 €72,239 €52,703 -€19,536 -27.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.