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dr Benjamin Lybaert: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

dr Benjamin Lybaert

BE 0761.371.014
NACE 86.210, General medical practice
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€99,090
2024 · €82,500+€16,589
Equity
€104,090
2024 · €14,559+€89,530
Cash
€119,666
2024 · €188,278-€68,613
Balance sheet total
€177,712
2024 · €223,518-€45,806

Largest movements

2024 to 2025
Assets
  • Cash -€68,613

    down €68,613 (-36.4%), from €188,278 to €119,666

    mainly Other debts (-€131,680) and Receivables within one year (-€17,098)

  • Receivables within one year +€17,098

    up €17,098 (+111.5%), from €15,333 to €32,431

  • Tangible fixed assets +€7,782

    up €7,782 (+91.1%), from €8,541 to €16,323

    of which Plant, machinery and equipment: +€9,514

Equity and liabilities
  • Other debts -€131,680

    down €131,680 (-65.8%), from €200,144 to €68,464

  • Profit (loss) carried forward +€99,090

    new in 2025: €99,090

  • Reserves -€9,559

    no longer reported in 2025 (was €9,559)

  • Accrued charges and deferred income -€7,183

    no longer reported in 2025 (was €7,183)

  • Tax, wage and social debts +€2,387

    new in 2025: €2,387

Income statement
  • Gross operating margin +€15,397

    up €15,397 (+13.0%), from €118,397 to €133,794

  • Financial charges -€7,986

    down €7,986 (-92.3%), from €8,648 to €663

  • Taxes +€5,743

    up €5,743 (+26.5%), from €21,645 to €27,387

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €82,500
Gross operating margin +€15,397
Depreciation -€989
Other operating charges -€60
Financial income -€2
Financial charges +€7,986
Taxes -€5,743
Result 2025 €99,090

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€45,088
Investment -€13,966
Financing -€9,559
Cash 2024 €188,278
Net result for the year +€99,090
Depreciation +€6,184
Receivables within one year -€17,098
Deferred charges and accrued income +€2,073
Trade debts +€1,139
Tax, wage and social debts +€2,387
Other debts -€131,680
Accrued charges and deferred income -€7,183
Investment in fixed assets (net) -€13,966
Contributions, distributions and other -€9,559
Cash 2025 €119,666
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €223,518 €177,712 -€45,806 -20.5%
Fixed assets 21/28 €8,541 €16,323 +€7,782 +91.1%
Tangible fixed assets 22/27 €8,541 €16,323 +€7,782 +91.1%
Plant, machinery and equipment 23 - €9,514 +€9,514
Furniture and vehicles 24 €3,330 €1,709 -€1,620 -48.7%
Other tangible fixed assets 26 €5,211 €5,100 -€112 -2.1%
Current assets 29/58 €214,977 €161,389 -€53,588 -24.9%
Amounts receivable within one year 40/41 €15,333 €32,431 +€17,098 +111.5%
Other amounts receivable 41 €15,333 €32,431 +€17,098 +111.5%
Cash at bank and in hand 54/58 €188,278 €119,666 -€68,613 -36.4%
Deferred charges and accrued income 490/1 €11,366 €9,293 -€2,073 -18.2%
Total equity and liabilities 10/49 €223,518 €177,712 -€45,806 -20.5%
Equity 10/15 €14,559 €104,090 +€89,530 +614.9%
Contributions 10/11 €5,000 €5,000 = 0.0%
Reserves 13 €9,559 - -€9,559
Distributable reserves 133 €9,559 - -€9,559
Profit (loss) carried forward 14 - €99,090 +€99,090
Amounts payable 17/49 €208,959 €73,622 -€135,337 -64.8%
Amounts payable within one year 42/48 €201,776 €73,622 -€128,154 -63.5%
Trade debts 44 €1,632 €2,771 +€1,139 +69.8%
Suppliers 440/4 €1,632 €2,771 +€1,139 +69.8%
Taxes, remuneration and social security 45 - €2,387 +€2,387
Taxes 450/3 - €2,387 +€2,387
Other amounts payable 47/48 €200,144 €68,464 -€131,680 -65.8%
Accrued charges and deferred income 492/3 €7,183 - -€7,183
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €5,195 €6,184 +€989 +19.0%
Other operating charges 640/8 €411 €471 +€60 +14.6%
Gross operating margin 9900 €118,397 €133,794 +€15,397 +13.0%
Operating profit (loss) 9901 €112,791 €127,139 +€14,348 +12.7%
Financial income 75/76B €3 €1 -€2 -76.4%
Recurring financial income 75 €3 €1 -€2 -76.4%
Financial charges 65/66B €8,648 €663 -€7,986 -92.3%
Recurring financial charges 65 €8,648 €663 -€7,986 -92.3%
Profit (loss) for the period before taxes 9903 €104,145 €126,477 +€22,332 +21.4%
Income taxes 67/77 €21,645 €27,387 +€5,743 +26.5%
Profit (loss) for the period 9904 €82,500 €99,090 +€16,589 +20.1%
Profit (loss) for the period to be appropriated 9905 €82,500 €99,090 +€16,589 +20.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.