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.dm build: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

.dm build

BE 0803.439.023
NACE 68.110, Buying and selling of own real estate
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€45,573
2024 · €1,450+€44,123
Equity
€87,023
2024 · €41,450+€45,573
Cash
€168,619
2024 · €44,790+€123,830
Balance sheet total
€1.2m
2024 · €143,055+€1.1m

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€604,890

    up €604,890 (+676.1%), from €89,469 to €694,359

  • Current investments +€245,000

    new in 2025: €245,000

  • Cash +€123,830

    up €123,830 (+276.5%), from €44,790 to €168,619

    mainly Advances received (+€951,175) and Net result for the year (+€45,573)

  • Tangible fixed assets +€75,718

    up €75,718 (+5347.2%), from €1,416 to €77,135

    of which Furniture and vehicles: +€76,217

Equity and liabilities
  • Advances received +€951,175

    up €951,175 (+992.3%), from €95,858 to €1.0m

  • Reserves +€45,573

    up €45,573 (+3142.8%), from €1,450 to €47,023

  • Tax, wage and social debts +€33,388

    up €33,388 (+9078.1%), from €368 to €33,756

  • Trade debts +€23,085

    up €23,085 (+447.8%), from €5,155 to €28,240

Income statement
  • Gross operating margin +€66,730

    up €66,730 (+2459.1%), from €2,714 to €69,444

  • Taxes +€11,732

    up €11,732 (+3189.9%), from €368 to €12,100

  • Depreciation +€8,739

    up €8,739 (+11068.0%), from €79 to €8,818

  • Financial charges +€1,665

    up €1,665 (+2787.3%), from €60 to €1,725

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1,450
Gross operating margin +€66,730
Depreciation -€8,739
Other operating charges -€511
Financial income +€40
Financial charges -€1,665
Taxes -€11,732
Result 2025 €45,573

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€455,382
Investment -€331,552
Financing €0
Cash 2024 €44,790
Net result for the year +€45,573
Depreciation +€8,818
Stocks and contracts -€604,890
Smaller working-capital items -€468
Deferred charges and accrued income -€5,661
Trade debts +€23,085
Tax, wage and social debts +€33,388
Advances received +€951,175
Accrued charges and deferred income +€4,361
Investment in fixed assets (net) -€86,552
Current investments -€245,000
Cash 2025 €168,619
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €143,055 €1,201,436 +€1.1m +739.8%
Fixed assets 21/28 €5,416 €83,150 +€77,733 +1435.2%
Tangible fixed assets 22/27 €1,416 €77,135 +€75,718 +5347.2%
Plant, machinery and equipment 23 €1,416 €918 -€498 -35.2%
Furniture and vehicles 24 - €76,217 +€76,217
Financial fixed assets 28 €4,000 €6,015 +€2,015 +50.4%
Current assets 29/58 €137,639 €1,118,287 +€980,647 +712.5%
Stocks and contracts in progress 3 €89,469 €694,359 +€604,890 +676.1%
Contracts in progress 37 €89,469 €694,359 +€604,890 +676.1%
Amounts receivable within one year 40/41 €3,381 €4,647 +€1,266 +37.4%
Trade receivables 40 €1,162 €4,251 +€3,089 +266.0%
Other amounts receivable 41 €2,219 €396 -€1,823 -82.2%
Current investments 50/53 - €245,000 +€245,000
Cash at bank and in hand 54/58 €44,790 €168,619 +€123,830 +276.5%
Deferred charges and accrued income 490/1 - €5,661 +€5,661
Total equity and liabilities 10/49 €143,055 €1,201,436 +€1.1m +739.8%
Equity 10/15 €41,450 €87,023 +€45,573 +109.9%
Contributions 10/11 €40,000 €40,000 = 0.0%
Reserves 13 €1,450 €47,023 +€45,573 +3142.8%
Distributable reserves 133 €1,450 €47,023 +€45,573 +3142.8%
Amounts payable 17/49 €101,605 €1,114,413 +€1.0m +996.8%
Amounts payable within one year 42/48 €101,380 €1,109,827 +€1.0m +994.7%
Trade debts 44 €5,155 €28,240 +€23,085 +447.8%
Suppliers 440/4 €5,155 €28,240 +€23,085 +447.8%
Advances received on contracts in progress 46 €95,858 €1,047,033 +€951,175 +992.3%
Taxes, remuneration and social security 45 €368 €33,756 +€33,388 +9078.1%
Taxes 450/3 €368 €33,756 +€33,388 +9078.1%
Other amounts payable 47/48 - €798 +€798
Accrued charges and deferred income 492/3 €225 €4,586 +€4,361 +1938.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €79 €8,818 +€8,739 +11068.0%
Other operating charges 640/8 €772 €1,282 +€511 +66.2%
Gross operating margin 9900 €2,714 €69,444 +€66,730 +2459.1%
Operating profit (loss) 9901 €1,863 €59,343 +€57,480 +3085.6%
Financial income 75/76B €15 €55 +€40 +270.2%
Recurring financial income 75 €15 €55 +€40 +270.2%
Financial charges 65/66B €60 €1,725 +€1,665 +2787.3%
Recurring financial charges 65 €60 €1,725 +€1,665 +2787.3%
Profit (loss) for the period before taxes 9903 €1,818 €57,673 +€55,855 +3072.5%
Income taxes 67/77 €368 €12,100 +€11,732 +3189.9%
Profit (loss) for the period 9904 €1,450 €45,573 +€44,123 +3042.8%
Profit (loss) for the period to be appropriated 9905 €1,450 €45,573 +€44,123 +3042.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.