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DIVO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

DIVO

BE 0802.461.501
NACE 46.130, Agents in the wholesale of timber and building materials
fiscal year 2025 against 2026filed annual accounts (NBB)
Net result for the year
€47,899
2025 · €69,857-€21,959
Equity
€122,756
2025 · €74,857+€47,899
Cash
€23,036
2025 · €46,064-€23,028
Balance sheet total
€159,811
2025 · €124,069+€35,742

Largest movements

2025 to 2026
Assets
  • Receivables within one year +€61,697

    up €61,697 (+92.2%), from €66,889 to €128,586

    of which Other amounts receivable: +€55,117

  • Cash -€23,028

    down €23,028 (-50.0%), from €46,064 to €23,036

    mainly Receivables within one year (-€61,697) and Tax, wage and social debts (-€14,357)

  • Deferred charges and accrued income -€1,720

    no longer reported in 2026 (was €1,720)

Equity and liabilities
  • Profit (loss) carried forward +€47,899

    up €47,899 (+68.6%), from €69,857 to €117,756

  • Tax, wage and social debts -€14,357

    down €14,357 (-38.7%), from €37,109 to €22,753

  • Trade debts +€5,303

    up €5,303 (+249.8%), from €2,123 to €7,426

  • Debts after one year -€2,950

    down €2,950 (-41.1%), from €7,171 to €4,221

Income statement
  • Gross operating margin -€52,058

    down €52,058 (-41.8%), from €124,616 to €72,558

  • Taxes -€11,215

    down €11,215 (-46.6%), from €24,090 to €12,875

  • Depreciation -€1,993

    down €1,993 (-37.0%), from €5,387 to €3,394

  • Other operating charges -€1,687

    down €1,687 (-49.6%), from €3,403 to €1,716

From the 2025 result to the 2026 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2025 €69,857
Gross operating margin -€52,058
Staff costs -€59
Depreciation +€1,993
Other operating charges +€1,687
Other operating items +€15,533
Financial income +€5
Financial charges -€275
Taxes +€11,215
Result 2026 €47,899

Cash bridge derived

cash 2025 to 2026

Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€17,738
Investment -€2,186
Financing -€3,103
Cash 2025 €46,064
Net result for the year +€47,899
Depreciation +€3,394
Receivables within one year -€61,697
Deferred charges and accrued income +€1,720
Trade debts +€5,303
Tax, wage and social debts -€14,357
Investment in fixed assets (net) -€2,186
Debts after one year -€2,950
Current portion of long-term debt -€153
Cash 2026 €23,036
Every line side by side 40 lines
Line Code 2025 2026 Change %
Total assets 20/58 €124,069 €159,811 +€35,742 +28.8%
Fixed assets 21/28 €9,397 €8,189 -€1,208 -12.9%
Tangible fixed assets 22/27 €9,397 €8,189 -€1,208 -12.9%
Furniture and vehicles 24 €9,397 €6,440 -€2,957 -31.5%
Other tangible fixed assets 26 - €1,749 +€1,749
Current assets 29/58 €114,672 €151,622 +€36,949 +32.2%
Amounts receivable within one year 40/41 €66,889 €128,586 +€61,697 +92.2%
Trade receivables 40 €16,516 €23,096 +€6,580 +39.8%
Other amounts receivable 41 €50,373 €105,490 +€55,117 +109.4%
Cash at bank and in hand 54/58 €46,064 €23,036 -€23,028 -50.0%
Deferred charges and accrued income 490/1 €1,720 - -€1,720
Total equity and liabilities 10/49 €124,069 €159,811 +€35,742 +28.8%
Equity 10/15 €74,857 €122,756 +€47,899 +64.0%
Contributions 10/11 €5,000 €5,000 = 0.0%
Outside capital 11 €5,000 €5,000 = 0.0%
Other 1109/19 €5,000 €5,000 = 0.0%
Profit (loss) carried forward 14 €69,857 €117,756 +€47,899 +68.6%
Amounts payable 17/49 €49,212 €37,055 -€12,157 -24.7%
Amounts payable after more than one year 17 €7,171 €4,221 -€2,950 -41.1%
Financial debts 170/4 €7,171 €4,221 -€2,950 -41.1%
Amounts payable within one year 42/48 €42,041 €32,834 -€9,207 -21.9%
Current portion of amounts payable after more than one year 42 €2,809 €2,655 -€153 -5.5%
Trade debts 44 €2,123 €7,426 +€5,303 +249.8%
Suppliers 440/4 €2,123 €7,426 +€5,303 +249.8%
Taxes, remuneration and social security 45 €37,109 €22,753 -€14,357 -38.7%
Taxes 450/3 €37,109 €22,753 -€14,357 -38.7%
Remuneration, social security and pensions 62 - €59 +€59
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €5,387 €3,394 -€1,993 -37.0%
Other operating charges 640/8 €3,403 €1,716 -€1,687 -49.6%
Non-recurring operating charges 66A €15,533 - -€15,533
Gross operating margin 9900 €124,616 €72,558 -€52,058 -41.8%
Operating profit (loss) 9901 €100,293 €67,389 -€32,904 -32.8%
Financial income 75/76B €21 €26 +€5 +23.1%
Recurring financial income 75 €21 €26 +€5 +23.1%
Financial charges 65/66B €6,367 €6,641 +€275 +4.3%
Recurring financial charges 65 €6,367 €6,641 +€275 +4.3%
Profit (loss) for the period before taxes 9903 €93,947 €60,774 -€33,174 -35.3%
Income taxes 67/77 €24,090 €12,875 -€11,215 -46.6%
Profit (loss) for the period 9904 €69,857 €47,899 -€21,959 -31.4%
Profit (loss) for the period to be appropriated 9905 €69,857 €47,899 -€21,959 -31.4%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2025 and 31 March 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.