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DIVARO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

DIVARO

BE 0650.747.363
NACE 68.110, Buying and selling of own real estate
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€3,495
2023 · -€11,590+€8,095
Equity
€18,742
2023 · €22,238-€3,495
Cash
€36,151
2023 · €40,692-€4,541
Balance sheet total
€38,824
2023 · €42,827-€4,004

Largest movements

2023 to 2024
Assets
  • Cash -€4,541

    down €4,541 (-11.2%), from €40,692 to €36,151

    mainly Net result for the year (-€3,495) and Receivables within one year (-€537)

  • Receivables within one year +€537

    up €537 (+28.5%), from €1,886 to €2,423

Equity and liabilities
  • Profit (loss) carried forward -€3,495

    down €3,495 (-96.1%), from €3,638 to €142

  • Trade debts -€508

    down €508 (-86.2%), from €590 to €82

Income statement
  • Gross operating margin +€8,053

    up €8,053 (+75.8%), from -€10,623 to -€2,570

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€11,590
Gross operating margin +€8,053
Other operating charges +€47
Financial charges -€5
Result 2024 -€3,495

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€4,541
Investment €0
Financing €0
Cash 2023 €40,692
Net result for the year -€3,495
Receivables within one year -€537
Trade debts -€508
Cash 2024 €36,151
Every line side by side 27 lines
Line Code 2023 2024 Change %
Total assets 20/58 €42,827 €38,824 -€4,004 -9.3%
Fixed assets 21/28 €250 €250 = 0.0%
Financial fixed assets 28 €250 €250 = 0.0%
Current assets 29/58 €42,577 €38,574 -€4,004 -9.4%
Stocks and contracts in progress 3 €0 - =
Stocks 30/36 €0 - =
Amounts receivable within one year 40/41 €1,886 €2,423 +€537 +28.5%
Other amounts receivable 41 €1,886 €2,423 +€537 +28.5%
Cash at bank and in hand 54/58 €40,692 €36,151 -€4,541 -11.2%
Total equity and liabilities 10/49 €42,827 €38,824 -€4,004 -9.3%
Equity 10/15 €22,238 €18,742 -€3,495 -15.7%
Contributions 10/11 €18,600 €18,600 = 0.0%
Profit (loss) carried forward 14 €3,638 €142 -€3,495 -96.1%
Amounts payable 17/49 €20,590 €20,082 -€508 -2.5%
Amounts payable within one year 42/48 €590 €82 -€508 -86.2%
Trade debts 44 €590 €82 -€508 -86.2%
Suppliers 440/4 €590 €82 -€508 -86.2%
Accrued charges and deferred income 492/3 €20,000 €20,000 = 0.0%
Other operating charges 640/8 €721 €674 -€47 -6.5%
Gross operating margin 9900 -€10,623 -€2,570 +€8,053 +75.8%
Operating profit (loss) 9901 -€11,344 -€3,244 +€8,100 +71.4%
Financial charges 65/66B €246 €251 +€5 +2.0%
Recurring financial charges 65 €246 €251 +€5 +2.0%
Profit (loss) for the period before taxes 9903 -€11,590 -€3,495 +€8,095 +69.8%
Income taxes 67/77 €0 - =
Profit (loss) for the period 9904 -€11,590 -€3,495 +€8,095 +69.8%
Profit (loss) for the period to be appropriated 9905 -€11,590 -€3,495 +€8,095 +69.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.