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DISESM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

DISESM

BE 0464.022.264
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€101,041
2024 · -€40,756+€141,797
Equity
€931,442
2024 · €830,401+€101,041
Cash
€492,686
2024 · €612,697-€120,011
Balance sheet total
€4.5m
2024 · €5.0m-€553,197

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€362,679

    down €362,679 (-10.6%), from €3.4m to €3.1m

  • Cash -€120,011

    down €120,011 (-19.6%), from €612,697 to €492,686

    mainly Debts after one year (-€410,843) and Trade debts (-€233,912)

  • Receivables within one year -€85,733

    down €85,733 (-36.8%), from €232,974 to €147,242

    of which Other amounts receivable: -€75,269

  • Stocks and contracts +€67,980

    up €67,980 (+12.5%), from €542,491 to €610,471

  • Formation expenses -€61,903

    down €61,903 (-38.7%), from €159,847 to €97,945

Equity and liabilities
  • Debts after one year -€410,843

    down €410,843 (-15.8%), from €2.6m to €2.2m

    of which Financial debts: -€410,843

  • Trade debts -€233,912

    down €233,912 (-31.6%), from €741,193 to €507,281

  • Current portion of long-term debt -€103,380

    down €103,380 (-18.1%), from €569,864 to €466,484

  • Profit (loss) carried forward +€101,041

    up €101,041 (+21.1%), from €477,803 to €578,845

Income statement
  • Turnover +€742,649

    up €742,649 (+5.6%), from €13.3m to €14.1m

  • Gross operating margin +€493,402

    up €493,402 (+35.9%), from €1.4m to €1.9m

  • Purchases and services +€335,843

    up €335,843 (+2.7%), from €12.2m to €12.6m

  • Staff costs +€251,784

    up €251,784 (+33.3%), from €755,961 to €1.0m

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€40,756
Gross operating margin +€493,402
Staff costs -€251,784
Depreciation -€7,241
Other operating charges -€23,500
Other operating items -€2,007
Financial income +€5,826
Financial charges -€61,695
Taxes -€11,202
Result 2025 €101,041

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€458,130
Investment -€63,918
Financing -€514,223
Cash 2024 €612,697
Net result for the year +€101,041
Depreciation +€483,891
Stocks and contracts -€67,980
Receivables within one year +€85,733
Deferred charges and accrued income -€4,540
Trade debts -€233,912
Tax, wage and social debts +€45,596
Other debts +€31,009
Accrued charges and deferred income +€17,292
Investment in fixed assets (net) -€63,918
Debts after one year -€410,843
Current portion of long-term debt -€103,380
Cash 2025 €492,686
Every line side by side 60 lines
Line Code 2024 2025 Change %
Total assets 20/58 €5,011,163 €4,457,967 -€553,197 -11.0%
Formation expenses 20 €159,847 €97,945 -€61,903 -38.7%
Fixed assets 21/28 €3,451,354 €3,093,284 -€358,071 -10.4%
Tangible fixed assets 22/27 €3,431,638 €3,068,958 -€362,679 -10.6%
Land and buildings 22 €2,066,023 €1,905,522 -€160,502 -7.8%
Plant, machinery and equipment 23 €553,370 €501,518 -€51,852 -9.4%
Furniture and vehicles 24 €89,191 €56,642 -€32,549 -36.5%
Leasing and similar rights 25 €723,054 €605,277 -€117,777 -16.3%
Financial fixed assets 28 €19,717 €24,325 +€4,609 +23.4%
Current assets 29/58 €1,399,962 €1,266,738 -€133,223 -9.5%
Stocks and contracts in progress 3 €542,491 €610,471 +€67,980 +12.5%
Stocks 30/36 €542,491 €610,471 +€67,980 +12.5%
Amounts receivable within one year 40/41 €232,974 €147,242 -€85,733 -36.8%
Trade receivables 40 €147,545 €137,081 -€10,463 -7.1%
Other amounts receivable 41 €85,430 €10,160 -€75,269 -88.1%
Cash at bank and in hand 54/58 €612,697 €492,686 -€120,011 -19.6%
Deferred charges and accrued income 490/1 €11,799 €16,339 +€4,540 +38.5%
Total equity and liabilities 10/49 €5,011,163 €4,457,967 -€553,197 -11.0%
Equity 10/15 €830,401 €931,442 +€101,041 +12.2%
Contributions 10/11 €167,500 €167,500 = 0.0%
Capital 10 €167,500 €167,500 = 0.0%
Issued capital 100 €167,500 €167,500 = 0.0%
Reserves 13 €185,097 €185,097 = 0.0%
Non-distributable reserves 130/1 €16,697 €16,697 = 0.0%
Legal reserve 130 €16,697 €16,697 = 0.0%
Tax-exempt reserves 132 €84,200 - -€84,200
Distributable reserves 133 €84,200 €168,400 +€84,200 +100.0%
Profit (loss) carried forward 14 €477,803 €578,845 +€101,041 +21.1%
Amounts payable 17/49 €4,180,763 €3,526,525 -€654,238 -15.6%
Amounts payable after more than one year 17 €2,598,256 €2,187,413 -€410,843 -15.8%
Financial debts 170/4 €2,594,464 €2,183,620 -€410,843 -15.8%
Other amounts payable 178/9 €3,793 €3,793 = 0.0%
Amounts payable within one year 42/48 €1,566,124 €1,305,437 -€260,687 -16.6%
Current portion of amounts payable after more than one year 42 €569,864 €466,484 -€103,380 -18.1%
Trade debts 44 €741,193 €507,281 -€233,912 -31.6%
Suppliers 440/4 €741,193 €507,281 -€233,912 -31.6%
Taxes, remuneration and social security 45 €84,514 €130,111 +€45,596 +54.0%
Taxes 450/3 €833 €11,941 +€11,108 +1333.6%
Remuneration and social security 454/9 €83,681 €118,170 +€34,488 +41.2%
Other amounts payable 47/48 €170,553 €201,562 +€31,009 +18.2%
Accrued charges and deferred income 492/3 €16,382 €33,674 +€17,292 +105.6%
Turnover 70 €13,339,778 €14,082,427 +€742,649 +5.6%
Non-recurring operating income 76A €9,926 €186,331 +€176,405 +1777.2%
Goods, raw materials, services and sundry goods 60/61 €12,237,848 €12,573,692 +€335,843 +2.7%
Remuneration, social security and pensions 62 €755,961 €1,007,745 +€251,784 +33.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €476,650 €483,891 +€7,241 +1.5%
Other operating charges 640/8 €79,476 €102,976 +€23,500 +29.6%
Non-recurring operating charges 66A €45 €2,052 +€2,007 +4460.2%
Gross operating margin 9900 €1,374,915 €1,868,317 +€493,402 +35.9%
Operating profit (loss) 9901 €62,784 €271,653 +€208,868 +332.7%
Financial income 75/76B €29,429 €35,255 +€5,826 +19.8%
Recurring financial income 75 €29,429 €35,255 +€5,826 +19.8%
Financial charges 65/66B €132,422 €194,117 +€61,695 +46.6%
Recurring financial charges 65 €132,422 €188,796 +€56,374 +42.6%
Non-recurring financial charges 66B €0 €5,321 +€5,321
Profit (loss) for the period before taxes 9903 -€40,209 €112,790 +€152,999
Income taxes 67/77 €547 €11,749 +€11,202 +2047.9%
Profit (loss) for the period 9904 -€40,756 €101,041 +€141,797
Transfer from tax-exempt reserves 789 €84,200 €84,200 +€0 0.0%
Profit (loss) for the period to be appropriated 9905 €43,444 €185,241 +€141,797 +326.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.