DIRIX DAMAGE FACILITIES: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
DIRIX DAMAGE FACILITIES
Largest movements
- Current investments +€121,307
up €121,307 (+27.0%), from €449,441 to €570,747
- Receivables within one year +€97,506
up €97,506 (+33.9%), from €287,803 to €385,310
of which Trade receivables: +€103,612
- Stocks and contracts +€89,678
up €89,678 (+21.3%), from €420,266 to €509,944
of which Contracts in progress: +€89,742
- Cash +€63,300
up €63,300 (+20.6%), from €307,888 to €371,188
mainly Net result for the year (+€339,758) and Other debts (+€298,348)
- Other debts +€298,348
up €298,348 (+77.4%), from €385,592 to €683,940
- Trade debts +€98,689
up €98,689 (+40.9%), from €241,550 to €340,239
- Tax, wage and social debts -€54,759
down €54,759 (-39.8%), from €137,582 to €82,823
of which Taxes: -€43,388
- Reserves +€39,758
up €39,758 (+7.4%), from €534,168 to €573,926
of which Distributable reserves: +€39,758
- Gross operating margin -€122,813
down €122,813 (-9.3%), from €1.3m to €1.2m
- Staff costs -€86,050
down €86,050 (-12.1%), from €712,803 to €626,753
- Write-downs +€32,215
up €32,215, from -€2,296 to €29,919
- Taxes -€13,250
down €13,250 (-10.2%), from €130,361 to €117,111
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,773,255 | €2,158,418 | +€385,163 | +21.7% |
| Fixed assets | 21/28 | €292,581 | €298,716 | +€6,136 | +2.1% |
| Tangible fixed assets | 22/27 | €292,581 | €298,716 | +€6,136 | +2.1% |
| Land and buildings | 22 | €157,040 | €147,503 | -€9,537 | -6.1% |
| Plant, machinery and equipment | 23 | €0 | €46,077 | +€46,077 | |
| Furniture and vehicles | 24 | €135,541 | €105,136 | -€30,404 | -22.4% |
| Financial fixed assets | 28 | €0 | - | = | |
| Current assets | 29/58 | €1,480,674 | €1,859,701 | +€379,027 | +25.6% |
| Stocks and contracts in progress | 3 | €420,266 | €509,944 | +€89,678 | +21.3% |
| Stocks | 30/36 | €65,463 | €65,399 | -€64 | -0.1% |
| Contracts in progress | 37 | €354,803 | €444,545 | +€89,742 | +25.3% |
| Amounts receivable within one year | 40/41 | €287,803 | €385,310 | +€97,506 | +33.9% |
| Trade receivables | 40 | €268,164 | €371,776 | +€103,612 | +38.6% |
| Other amounts receivable | 41 | €19,639 | €13,534 | -€6,106 | -31.1% |
| Current investments | 50/53 | €449,441 | €570,747 | +€121,307 | +27.0% |
| Cash at bank and in hand | 54/58 | €307,888 | €371,188 | +€63,300 | +20.6% |
| Deferred charges and accrued income | 490/1 | €15,277 | €22,513 | +€7,236 | +47.4% |
| Total equity and liabilities | 10/49 | €1,773,255 | €2,158,418 | +€385,163 | +21.7% |
| Equity | 10/15 | €784,168 | €823,926 | +€39,758 | +5.1% |
| Contributions | 10/11 | €250,000 | €250,000 | = | 0.0% |
| Capital | 10 | €250,000 | €250,000 | = | 0.0% |
| Issued capital | 100 | €250,000 | €250,000 | = | 0.0% |
| Reserves | 13 | €534,168 | €573,926 | +€39,758 | +7.4% |
| Non-distributable reserves | 130/1 | €25,000 | €25,000 | = | 0.0% |
| Legal reserve | 130 | €25,000 | €25,000 | = | 0.0% |
| Distributable reserves | 133 | €509,168 | €548,926 | +€39,758 | +7.8% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €989,086 | €1,334,492 | +€345,405 | +34.9% |
| Amounts payable after more than one year | 17 | €101,776 | €115,198 | +€13,422 | +13.2% |
| Financial debts | 170/4 | €101,776 | €115,198 | +€13,422 | +13.2% |
| Amounts payable within one year | 42/48 | €871,492 | €1,203,475 | +€331,983 | +38.1% |
| Current portion of amounts payable after more than one year | 42 | €30,599 | €36,578 | +€5,978 | +19.5% |
| Financial debts | 43 | €76,169 | €59,895 | -€16,274 | -21.4% |
| Credit institutions | 430/8 | €76,169 | €59,895 | -€16,274 | -21.4% |
| Trade debts | 44 | €241,550 | €340,239 | +€98,689 | +40.9% |
| Suppliers | 440/4 | €241,550 | €340,239 | +€98,689 | +40.9% |
| Taxes, remuneration and social security | 45 | €137,582 | €82,823 | -€54,759 | -39.8% |
| Taxes | 450/3 | €78,554 | €35,166 | -€43,388 | -55.2% |
| Remuneration and social security | 454/9 | €59,029 | €47,657 | -€11,372 | -19.3% |
| Other amounts payable | 47/48 | €385,592 | €683,940 | +€298,348 | +77.4% |
| Accrued charges and deferred income | 492/3 | €15,818 | €15,818 | = | 0.0% |
| Non-recurring operating income | 76A | €5,927 | €2,281 | -€3,646 | -61.5% |
| Remuneration, social security and pensions | 62 | €712,803 | €626,753 | -€86,050 | -12.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €85,411 | €72,926 | -€12,485 | -14.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€2,296 | €29,919 | +€32,215 | |
| Other operating charges | 640/8 | €9,697 | €10,019 | +€322 | +3.3% |
| Non-recurring operating charges | 66A | €9,872 | €1,865 | -€8,007 | -81.1% |
| Gross operating margin | 9900 | €1,324,260 | €1,201,447 | -€122,813 | -9.3% |
| Operating profit (loss) | 9901 | €508,773 | €459,965 | -€48,808 | -9.6% |
| Financial income | 75/76B | €1,699 | €4,274 | +€2,575 | +151.5% |
| Recurring financial income | 75 | €1,699 | €4,274 | +€2,575 | +151.5% |
| Financial charges | 65/66B | €9,385 | €7,371 | -€2,015 | -21.5% |
| Recurring financial charges | 65 | €9,385 | €7,371 | -€2,015 | -21.5% |
| Profit (loss) for the period before taxes | 9903 | €501,087 | €456,869 | -€44,218 | -8.8% |
| Income taxes | 67/77 | €130,361 | €117,111 | -€13,250 | -10.2% |
| Profit (loss) for the period | 9904 | €370,726 | €339,758 | -€30,968 | -8.4% |
| Profit (loss) for the period to be appropriated | 9905 | €370,726 | €339,758 | -€30,968 | -8.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.