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DIRECT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

DIRECT

BE 0442.335.638
NACE 47.722, Retail trade
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€76,016
2023 · €191-€76,207
Equity
€159,220
2023 · €235,235-€76,016
Cash
€20,493
2023 · €19,392+€1,101
Balance sheet total
€693,369
2023 · €746,387-€53,018

Largest movements

2023 to 2024
Assets
  • Receivables within one year -€64,124

    no longer reported in 2024 (was €64,124)

  • Tangible fixed assets +€21,595

    up €21,595 (+410.5%), from €5,261 to €26,856

  • Stocks and contracts -€11,591

    down €11,591 (-1.8%), from €656,251 to €644,660

Equity and liabilities
  • Profit (loss) carried forward -€76,016

    down €76,016 (-745.4%), from -€10,198 to -€86,214

  • Trade debts +€63,818

    up €63,818 (+308.5%), from €20,685 to €84,503

  • Debts after one year -€39,437

    down €39,437 (-10.5%), from €374,665 to €335,228

  • Tax, wage and social debts -€38,045

    down €38,045 (-61.0%), from €62,320 to €24,275

    of which Taxes: -€32,262

  • Current portion of long-term debt +€23,632

    up €23,632 (+93.9%), from €25,154 to €48,786

Income statement
  • Gross operating margin -€112,098

    down €112,098, from €81,536 to -€30,563

  • Financial charges -€33,746

    down €33,746 (-98.2%), from €34,359 to €613

  • Other operating charges -€7,865

    down €7,865 (-96.3%), from €8,165 to €300

  • Depreciation +€5,397

    up €5,397 (+314.1%), from €1,718 to €7,115

  • Staff costs +€1,918

    up €1,918 (+5.4%), from €35,426 to €37,344

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €191
Gross operating margin -€112,098
Staff costs -€1,918
Depreciation -€5,397
Other operating charges +€7,865
Financial income +€133
Financial charges +€33,746
Taxes +€1,463
Result 2024 -€76,016

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€42,219
Investment -€28,711
Financing -€12,407
Cash 2023 €19,392
Net result for the year -€76,016
Depreciation +€7,115
Stocks and contracts +€11,591
Receivables within one year +€64,124
Trade debts +€63,818
Tax, wage and social debts -€38,045
Other debts +€9,632
Investment in fixed assets (net) -€28,711
Debts after one year -€39,437
Current portion of long-term debt +€23,632
Short-term financial debts +€3,397
Cash 2024 €20,493
Every line side by side 49 lines
Line Code 2023 2024 Change %
Total assets 20/58 €746,387 €693,369 -€53,018 -7.1%
Fixed assets 21/28 €6,620 €28,216 +€21,595 +326.2%
Tangible fixed assets 22/27 €5,261 €26,856 +€21,595 +410.5%
Furniture and vehicles 24 €5,261 €26,856 +€21,595 +410.5%
Financial fixed assets 28 €1,359 €1,359 = 0.0%
Current assets 29/58 €739,767 €665,153 -€74,613 -10.1%
Stocks and contracts in progress 3 €656,251 €644,660 -€11,591 -1.8%
Stocks 30/36 €656,251 €644,660 -€11,591 -1.8%
Amounts receivable within one year 40/41 €64,124 - -€64,124
Other amounts receivable 41 €64,124 - -€64,124
Cash at bank and in hand 54/58 €19,392 €20,493 +€1,101 +5.7%
Total equity and liabilities 10/49 €746,387 €693,369 -€53,018 -7.1%
Equity 10/15 €235,235 €159,220 -€76,016 -32.3%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 - -€62,000
Issued capital 100 €62,000 - -€62,000
Outside capital 11 - €62,000 +€62,000
Share premium 1100/10 - €62,000 +€62,000
Reserves 13 €183,434 €183,434 = 0.0%
Non-distributable reserves 130/1 €6,200 €6,200 = 0.0%
Legal reserve 130 €6,200 €6,200 = 0.0%
Distributable reserves 133 €177,234 €177,234 = 0.0%
Profit (loss) carried forward 14 -€10,198 -€86,214 -€76,016 -745.4%
Amounts payable 17/49 €511,152 €534,149 +€22,997 +4.5%
Amounts payable after more than one year 17 €374,665 €335,228 -€39,437 -10.5%
Financial debts 170/4 €374,665 €335,228 -€39,437 -10.5%
Amounts payable within one year 42/48 €136,487 €198,921 +€62,434 +45.7%
Current portion of amounts payable after more than one year 42 €25,154 €48,786 +€23,632 +93.9%
Financial debts 43 €28,328 €31,726 +€3,397 +12.0%
Credit institutions 430/8 €28,328 €31,726 +€3,397 +12.0%
Trade debts 44 €20,685 €84,503 +€63,818 +308.5%
Suppliers 440/4 €20,685 €84,503 +€63,818 +308.5%
Taxes, remuneration and social security 45 €62,320 €24,275 -€38,045 -61.0%
Taxes 450/3 €55,225 €22,964 -€32,262 -58.4%
Remuneration and social security 454/9 €7,095 €1,311 -€5,784 -81.5%
Other amounts payable 47/48 - €9,632 +€9,632
Remuneration, social security and pensions 62 €35,426 €37,344 +€1,918 +5.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,718 €7,115 +€5,397 +314.1%
Other operating charges 640/8 €8,165 €300 -€7,865 -96.3%
Gross operating margin 9900 €81,536 -€30,563 -€112,098
Operating profit (loss) 9901 €36,226 -€75,322 -€111,548
Financial income 75/76B - €133 +€133
Recurring financial income 75 - €133 +€133
Financial charges 65/66B €34,359 €613 -€33,746 -98.2%
Recurring financial charges 65 €34,359 €613 -€33,746 -98.2%
Profit (loss) for the period before taxes 9903 €1,867 -€75,802 -€77,669
Income taxes 67/77 €1,676 €213 -€1,463 -87.3%
Profit (loss) for the period 9904 €191 -€76,016 -€76,207
Profit (loss) for the period to be appropriated 9905 €191 -€76,016 -€76,207

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.