Digital Savvy: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Digital Savvy
Largest movements
- Cash +€43,812
up €43,812 (+319%), from €13,715 to €57,528
mainly Net result for the year (+€43,673) and Tax, wage and social debts (+€16,652)
- Receivables within one year +€13,036
up €13,036 (+124%), from €10,491 to €23,527
- Tangible fixed assets +€1,285
up €1,285 (+26.9%), from €4,783 to €6,069
- Profit (loss) carried forward +€29,673
up €29,673 (+435%), from €6,828 to €36,501
- Tax, wage and social debts +€16,652
up €16,652 (+315%), from €5,294 to €21,946
of which Taxes: +€15,312
- Other debts +€10,762
up €10,762 (+80.5%), from €13,376 to €24,138
- Trade debts +€1,202
up €1,202 (+115%), from €1,047 to €2,249
- Gross operating margin +€69,290
up €69,290, from -€12,801 to €56,489
- Taxes +€8,798
up €8,798, from €0 to €8,798
- Other operating charges +€1,093
up €1,093 (+2,046%), from €53 to €1,147
- Depreciation +€964
up €964 (+55.1%), from €1,750 to €2,715
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €29,046 | €87,334 | +€58,289 | +201% |
| Fixed assets | 21/28 | €4,783 | €6,069 | +€1,285 | +26.9% |
| Tangible fixed assets | 22/27 | €4,783 | €6,069 | +€1,285 | +26.9% |
| Furniture and vehicles | 24 | €4,783 | €6,069 | +€1,285 | +26.9% |
| Current assets | 29/58 | €24,262 | €81,266 | +€57,003 | +235% |
| Amounts receivable within one year | 40/41 | €10,491 | €23,527 | +€13,036 | +124% |
| Trade receivables | 40 | €10,491 | €23,527 | +€13,036 | +124% |
| Cash at bank and in hand | 54/58 | €13,715 | €57,528 | +€43,812 | +319% |
| Deferred charges and accrued income | 490/1 | €56 | €211 | +€155 | +275% |
| Total equity and liabilities | 10/49 | €29,046 | €87,334 | +€58,289 | +201% |
| Equity | 10/15 | €9,328 | €39,001 | +€29,673 | +318% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €6,828 | €36,501 | +€29,673 | +435% |
| Amounts payable | 17/49 | €19,718 | €48,333 | +€28,616 | +145% |
| Amounts payable within one year | 42/48 | €19,718 | €48,333 | +€28,616 | +145% |
| Trade debts | 44 | €1,047 | €2,249 | +€1,202 | +115% |
| Suppliers | 440/4 | €1,047 | €2,249 | +€1,202 | +115% |
| Taxes, remuneration and social security | 45 | €5,294 | €21,946 | +€16,652 | +315% |
| Taxes | 450/3 | €2,614 | €17,926 | +€15,312 | +586% |
| Remuneration and social security | 454/9 | €2,680 | €4,020 | +€1,340 | +50.0% |
| Other amounts payable | 47/48 | €13,376 | €24,138 | +€10,762 | +80.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,750 | €2,715 | +€964 | +55.1% |
| Other operating charges | 640/8 | €53 | €1,147 | +€1,093 | +2,046% |
| Gross operating margin | 9900 | -€12,801 | €56,489 | +€69,290 | |
| Operating profit (loss) | 9901 | -€14,605 | €52,627 | +€67,232 | |
| Financial income | 75/76B | €47 | - | -€47 | |
| Recurring financial income | 75 | €47 | - | -€47 | |
| Financial charges | 65/66B | €123 | €156 | +€33 | +27.1% |
| Recurring financial charges | 65 | €123 | €156 | +€33 | +27.1% |
| Profit (loss) for the period before taxes | 9903 | -€14,680 | €52,471 | +€67,152 | |
| Income taxes | 67/77 | €0 | €8,798 | +€8,798 | |
| Profit (loss) for the period | 9904 | -€14,680 | €43,673 | +€58,353 | |
| Profit (loss) for the period to be appropriated | 9905 | -€14,680 | €43,673 | +€58,353 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.