DIAMOND VAULT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
DIAMOND VAULT
Largest movements
- Cash -€784,010
down €784,010 (-98.6%), from €794,850 to €10,840
mainly Receivables within one year (-€724,405) and Receivables after one year (-€57,670)
- Receivables within one year +€724,405
up €724,405 (+314.4%), from €230,442 to €954,848
of which Other amounts receivable: +€712,399
- Receivables after one year +€57,670
new in 2025: €57,670
- Tangible fixed assets -€20,910
down €20,910 (-50.4%), from €41,456 to €20,547
of which Land and buildings: -€14,506
- Trade debts -€13,715
no longer reported in 2025 (was €13,715)
- Gross operating margin +€261,263
up €261,263 (+97.6%), from -€267,731 to -€6,469
- Financial income -€116,111
down €116,111 (-83.3%), from €139,343 to €23,232
- Financial charges -€32,222
down €32,222 (-95.3%), from €33,797 to €1,575
- Write-downs -€31,937
no longer reported in 2025 (was €31,937)
- Other operating charges -€5,951
down €5,951 (-93.3%), from €6,381 to €430
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,067,243 | €1,043,905 | -€23,337 | -2.2% |
| Fixed assets | 21/28 | €41,456 | €20,547 | -€20,910 | -50.4% |
| Tangible fixed assets | 22/27 | €41,456 | €20,547 | -€20,910 | -50.4% |
| Land and buildings | 22 | €29,012 | €14,506 | -€14,506 | -50.0% |
| Plant, machinery and equipment | 23 | €1,592 | €579 | -€1,013 | -63.6% |
| Furniture and vehicles | 24 | €10,852 | €5,462 | -€5,390 | -49.7% |
| Current assets | 29/58 | €1,025,786 | €1,023,359 | -€2,428 | -0.2% |
| Amounts receivable after more than one year | 29 | - | €57,670 | +€57,670 | |
| Other amounts receivable | 291 | - | €57,670 | +€57,670 | |
| Amounts receivable within one year | 40/41 | €230,442 | €954,848 | +€724,405 | +314.4% |
| Trade receivables | 40 | €227,562 | €239,568 | +€12,006 | +5.3% |
| Other amounts receivable | 41 | €2,880 | €715,279 | +€712,399 | +24732.1% |
| Cash at bank and in hand | 54/58 | €794,850 | €10,840 | -€784,010 | -98.6% |
| Deferred charges and accrued income | 490/1 | €494 | - | -€494 | |
| Total equity and liabilities | 10/49 | €1,067,243 | €1,043,905 | -€23,337 | -2.2% |
| Equity | 10/15 | €1,050,056 | €1,043,905 | -€6,151 | -0.6% |
| Contributions | 10/11 | €834,969 | €834,969 | = | 0.0% |
| Capital | 10 | €834,969 | €834,969 | = | 0.0% |
| Issued capital | 100 | €834,969 | €834,969 | = | 0.0% |
| Reserves | 13 | €215,087 | €208,936 | -€6,151 | -2.9% |
| Non-distributable reserves | 130/1 | €108,663 | €108,663 | = | 0.0% |
| Legal reserve | 130 | €108,663 | €108,663 | = | 0.0% |
| Distributable reserves | 133 | €106,424 | €100,273 | -€6,151 | -5.8% |
| Amounts payable | 17/49 | €17,186 | - | -€17,186 | |
| Amounts payable within one year | 42/48 | €17,186 | - | -€17,186 | |
| Trade debts | 44 | €13,715 | - | -€13,715 | |
| Suppliers | 440/4 | €13,715 | - | -€13,715 | |
| Taxes, remuneration and social security | 45 | €3,471 | - | -€3,471 | |
| Taxes | 450/3 | €3,471 | - | -€3,471 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €20,541 | €20,910 | +€368 | +1.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €31,937 | - | -€31,937 | |
| Other operating charges | 640/8 | €6,381 | €430 | -€5,951 | -93.3% |
| Gross operating margin | 9900 | -€267,731 | -€6,469 | +€261,263 | +97.6% |
| Operating profit (loss) | 9901 | -€326,591 | -€27,808 | +€298,783 | +91.5% |
| Financial income | 75/76B | €139,343 | €23,232 | -€116,111 | -83.3% |
| Recurring financial income | 75 | €139,343 | €23,232 | -€116,111 | -83.3% |
| Financial charges | 65/66B | €33,797 | €1,575 | -€32,222 | -95.3% |
| Recurring financial charges | 65 | €33,797 | €1,575 | -€32,222 | -95.3% |
| Profit (loss) for the period before taxes | 9903 | -€221,045 | -€6,151 | +€214,894 | +97.2% |
| Profit (loss) for the period | 9904 | -€221,045 | -€6,151 | +€214,894 | +97.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€221,045 | -€6,151 | +€214,894 | +97.2% |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.