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DENDRE CONSULT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

DENDRE CONSULT

BE 0634.875.985
NACE 66.191, Agents and brokers in banking services
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€160,768
2023 · €17,242+€143,526
Equity
€101,752
2023 · -€59,016+€160,768
Cash
€18,501
2023 · €100+€18,401
Balance sheet total
€866,002
2023 · €851,379+€14,623

Largest movements

2023 to 2024
Assets
  • Receivables within one year +€30,954

    up €30,954 (+23.7%), from €130,344 to €161,298

    of which Trade receivables: +€37,576

  • Tangible fixed assets -€19,987

    down €19,987 (-21.4%), from €93,441 to €73,455

    of which Furniture and vehicles: -€17,675

  • Cash +€18,401

    up €18,401 (+18449.5%), from €100 to €18,501

    mainly Net result for the year (+€160,768) and Trade debts (+€60,768)

  • Intangible fixed assets -€13,190

    down €13,190 (-70.2%), from €18,790 to €5,600

Equity and liabilities
  • Profit (loss) carried forward +€160,768

    up €160,768, from -€91,392 to €69,377

  • Other debts -€119,249

    down €119,249 (-38.6%), from €309,211 to €189,962

  • Debts after one year -€65,166

    down €65,166 (-16.4%), from €398,166 to €333,000

  • Trade debts +€60,768

    up €60,768 (+398.0%), from €15,269 to €76,037

  • Tax, wage and social debts -€10,815

    down €10,815 (-9.8%), from €110,898 to €100,084

    of which Remuneration and social security: -€12,956

Income statement
  • Gross operating margin +€164,124

    up €164,124 (+48.7%), from €336,904 to €501,028

  • Staff costs +€26,353

    up €26,353 (+6.4%), from €409,957 to €436,310

  • Financial income +€19,703

    up €19,703 (+14.0%), from €140,520 to €160,222

  • Depreciation +€11,114

    up €11,114 (+43.0%), from €25,845 to €36,960

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €17,242
Gross operating margin +€164,124
Staff costs -€26,353
Depreciation -€11,114
Other operating charges -€1,377
Financial income +€19,703
Financial charges -€1,331
Taxes -€124
Result 2024 €160,768

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€99,034
Investment -€3,783
Financing -€76,850
Cash 2023 €100
Net result for the year +€160,768
Depreciation +€36,960
Receivables within one year -€30,954
Deferred charges and accrued income +€1,556
Trade debts +€60,768
Tax, wage and social debts -€10,815
Other debts -€119,249
Investment in fixed assets (net) -€3,783
Debts after one year -€65,166
Current portion of long-term debt -€1,934
Short-term financial debts -€9,750
Cash 2024 €18,501
Every line side by side 48 lines
Line Code 2023 2024 Change %
Total assets 20/58 €851,379 €866,002 +€14,623 +1.7%
Fixed assets 21/28 €707,579 €674,403 -€33,177 -4.7%
Intangible fixed assets 21 €18,790 €5,600 -€13,190 -70.2%
Tangible fixed assets 22/27 €93,441 €73,455 -€19,987 -21.4%
Plant, machinery and equipment 23 €6,334 €5,665 -€669 -10.6%
Furniture and vehicles 24 €83,821 €66,146 -€17,675 -21.1%
Other tangible fixed assets 26 €3,286 €1,643 -€1,643 -50.0%
Financial fixed assets 28 €595,348 €595,348 = 0.0%
Current assets 29/58 €143,799 €191,599 +€47,800 +33.2%
Amounts receivable within one year 40/41 €130,344 €161,298 +€30,954 +23.7%
Trade receivables 40 €119,563 €157,139 +€37,576 +31.4%
Other amounts receivable 41 €10,781 €4,160 -€6,622 -61.4%
Cash at bank and in hand 54/58 €100 €18,501 +€18,401 +18449.5%
Deferred charges and accrued income 490/1 €13,355 €11,800 -€1,556 -11.6%
Total equity and liabilities 10/49 €851,379 €866,002 +€14,623 +1.7%
Equity 10/15 -€59,016 €101,752 +€160,768
Contributions 10/11 €29,432 €29,432 = 0.0%
Reserves 13 €2,943 €2,943 = 0.0%
Non-distributable reserves 130/1 €0 - =
Reserves not available under the articles 1311 €0 - =
Distributable reserves 133 €2,943 €2,943 = 0.0%
Profit (loss) carried forward 14 -€91,392 €69,377 +€160,768
Amounts payable 17/49 €910,395 €764,250 -€146,145 -16.1%
Amounts payable after more than one year 17 €398,166 €333,000 -€65,166 -16.4%
Financial debts 170/4 €398,166 €333,000 -€65,166 -16.4%
Amounts payable within one year 42/48 €512,229 €431,250 -€80,979 -15.8%
Current portion of amounts payable after more than one year 42 €67,100 €65,166 -€1,934 -2.9%
Financial debts 43 €9,750 €0 -€9,750 -100.0%
Credit institutions 430/8 €9,750 €0 -€9,750 -100.0%
Trade debts 44 €15,269 €76,037 +€60,768 +398.0%
Suppliers 440/4 €15,269 €76,037 +€60,768 +398.0%
Taxes, remuneration and social security 45 €110,898 €100,084 -€10,815 -9.8%
Taxes 450/3 €20,297 €22,439 +€2,141 +10.6%
Remuneration and social security 454/9 €90,601 €77,645 -€12,956 -14.3%
Other amounts payable 47/48 €309,211 €189,962 -€119,249 -38.6%
Remuneration, social security and pensions 62 €409,957 €436,310 +€26,353 +6.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €25,845 €36,960 +€11,114 +43.0%
Other operating charges 640/8 €15,833 €17,211 +€1,377 +8.7%
Gross operating margin 9900 €336,904 €501,028 +€164,124 +48.7%
Operating profit (loss) 9901 -€114,732 €10,547 +€125,279
Financial income 75/76B €140,520 €160,222 +€19,703 +14.0%
Recurring financial income 75 €140,520 €160,222 +€19,703 +14.0%
Financial charges 65/66B €7,794 €9,125 +€1,331 +17.1%
Recurring financial charges 65 €7,794 €9,125 +€1,331 +17.1%
Profit (loss) for the period before taxes 9903 €17,994 €161,644 +€143,650 +798.3%
Income taxes 67/77 €751 €875 +€124 +16.5%
Profit (loss) for the period 9904 €17,242 €160,768 +€143,526 +832.4%
Profit (loss) for the period to be appropriated 9905 €17,242 €160,768 +€143,526 +832.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.