DeFido: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
DeFido
Largest movements
- Cash -€101,175
down €101,175 (-71.8%), from €140,865 to €39,690
mainly Contributions, distributions and other (-€142,985) and Tax, wage and social debts (-€8,968)
- Reserves -€100,472
down €100,472 (-100.0%), from €100,486 to €14
- Other debts +€9,440
up €9,440 (+23.3%), from €40,481 to €49,920
- Tax, wage and social debts -€8,968
down €8,968 (-57.0%), from €15,737 to €6,768
of which Taxes: -€8,968
- Trade debts +€5,181
up €5,181 (+425.3%), from €1,218 to €6,400
- Accrued charges and deferred income -€3,583
down €3,583 (-100.0%), from €3,583 to €0
- Gross operating margin -€1,999
down €1,999 (-3.8%), from €53,167 to €51,168
- Depreciation -€1,167
down €1,167 (-61.9%), from €1,887 to €720
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €165,321 | €63,185 | -€102,136 | -61.8% |
| Fixed assets | 21/28 | €1,264 | €544 | -€720 | -56.9% |
| Tangible fixed assets | 22/27 | €1,264 | €544 | -€720 | -56.9% |
| Furniture and vehicles | 24 | €1,264 | €544 | -€720 | -56.9% |
| Current assets | 29/58 | €164,057 | €62,640 | -€101,417 | -61.8% |
| Amounts receivable within one year | 40/41 | €21,337 | €20,795 | -€542 | -2.5% |
| Trade receivables | 40 | €21,326 | €20,795 | -€531 | -2.5% |
| Other amounts receivable | 41 | €11 | €0 | -€11 | -100.0% |
| Cash at bank and in hand | 54/58 | €140,865 | €39,690 | -€101,175 | -71.8% |
| Deferred charges and accrued income | 490/1 | €1,854 | €2,155 | +€301 | +16.2% |
| Total equity and liabilities | 10/49 | €165,321 | €63,185 | -€102,136 | -61.8% |
| Equity | 10/15 | €103,986 | €14 | -€103,972 | -100.0% |
| Contributions | 10/11 | €3,500 | €0 | -€3,500 | -100.0% |
| Reserves | 13 | €100,486 | €14 | -€100,472 | -100.0% |
| Distributable reserves | 133 | €100,486 | €14 | -€100,472 | -100.0% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €61,335 | €63,171 | +€1,835 | +3.0% |
| Amounts payable within one year | 42/48 | €57,752 | €63,171 | +€5,419 | +9.4% |
| Financial debts | 43 | €317 | €82 | -€234 | -74.0% |
| Credit institutions | 430/8 | €317 | €82 | -€234 | -74.0% |
| Trade debts | 44 | €1,218 | €6,400 | +€5,181 | +425.3% |
| Suppliers | 440/4 | €1,218 | €6,400 | +€5,181 | +425.3% |
| Taxes, remuneration and social security | 45 | €15,737 | €6,768 | -€8,968 | -57.0% |
| Taxes | 450/3 | €15,737 | €6,768 | -€8,968 | -57.0% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €40,481 | €49,920 | +€9,440 | +23.3% |
| Accrued charges and deferred income | 492/3 | €3,583 | €0 | -€3,583 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,887 | €720 | -€1,167 | -61.9% |
| Other operating charges | 640/8 | €1,094 | €906 | -€188 | -17.2% |
| Gross operating margin | 9900 | €53,167 | €51,168 | -€1,999 | -3.8% |
| Operating profit (loss) | 9901 | €50,186 | €49,542 | -€644 | -1.3% |
| Financial income | 75/76B | €28 | €0 | -€28 | -100.0% |
| Recurring financial income | 75 | €28 | €0 | -€28 | -100.0% |
| Financial charges | 65/66B | €556 | €391 | -€165 | -29.6% |
| Recurring financial charges | 65 | €556 | €391 | -€165 | -29.6% |
| Profit (loss) for the period before taxes | 9903 | €49,658 | €49,151 | -€507 | -1.0% |
| Income taxes | 67/77 | €10,372 | €10,138 | -€234 | -2.3% |
| Profit (loss) for the period | 9904 | €39,287 | €39,013 | -€273 | -0.7% |
| Profit (loss) for the period to be appropriated | 9905 | €39,287 | €39,013 | -€273 | -0.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.