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De Wolf: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

De Wolf

BE 0643.953.702
NACE 47.526, Retail trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€364
2024 · €3,836-€4,200
Equity
€26,116
2024 · €26,480-€364
Cash
€20,272
2024 · €9,387+€10,885
Balance sheet total
€46,198
2024 · €44,640+€1,558

Largest movements

2024 to 2025
Assets
  • Cash +€10,885

    up €10,885 (+116.0%), from €9,387 to €20,272

    mainly Receivables within one year (+€5,943) and Stocks and contracts (+€3,384)

  • Receivables within one year -€5,943

    no longer reported in 2025 (was €5,943)

  • Stocks and contracts -€3,384

    down €3,384 (-12.7%), from €26,710 to €23,326

Equity and liabilities
  • Trade debts +€2,395

    up €2,395 (+403.2%), from €594 to €2,989

  • Other debts -€1,832

    down €1,832 (-15.4%), from €11,906 to €10,074

  • Tax, wage and social debts +€1,359

    up €1,359 (+24.0%), from €5,660 to €7,019

Income statement
  • Gross operating margin -€5,465

    down €5,465 (-77.3%), from €7,071 to €1,606

  • Financial income +€800

    new in 2025: €800

  • Financial charges -€346

    down €346 (-88.5%), from €391 to €45

  • Other operating charges -€119

    down €119 (-4.2%), from €2,844 to €2,725

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €3,836
Gross operating margin -€5,465
Other operating charges +€119
Financial income +€800
Financial charges +€346
Result 2025 -€364

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€10,885
Investment €0
Financing €0
Cash 2024 €9,387
Net result for the year -€364
Stocks and contracts +€3,384
Receivables within one year +€5,943
Trade debts +€2,395
Tax, wage and social debts +€1,359
Other debts -€1,832
Cash 2025 €20,272
Every line side by side 33 lines
Line Code 2024 2025 Change %
Total assets 20/58 €44,640 €46,198 +€1,558 +3.5%
Fixed assets 21/28 €2,600 €2,600 = 0.0%
Financial fixed assets 28 €2,600 €2,600 = 0.0%
Current assets 29/58 €42,040 €43,598 +€1,558 +3.7%
Stocks and contracts in progress 3 €26,710 €23,326 -€3,384 -12.7%
Stocks 30/36 €26,710 €23,326 -€3,384 -12.7%
Amounts receivable within one year 40/41 €5,943 - -€5,943
Trade receivables 40 €5,943 - -€5,943
Cash at bank and in hand 54/58 €9,387 €20,272 +€10,885 +116.0%
Total equity and liabilities 10/49 €44,640 €46,198 +€1,558 +3.5%
Equity 10/15 €26,480 €26,116 -€364 -1.4%
Contributions 10/11 €10,000 €10,000 = 0.0%
Reserves 13 €69 €69 = 0.0%
Non-distributable reserves 130/1 €69 €69 = 0.0%
Reserves not available under the articles 1311 €69 €69 = 0.0%
Profit (loss) carried forward 14 €16,411 €16,047 -€364 -2.2%
Amounts payable 17/49 €18,160 €20,082 +€1,922 +10.6%
Amounts payable within one year 42/48 €18,160 €20,082 +€1,922 +10.6%
Trade debts 44 €594 €2,989 +€2,395 +403.2%
Suppliers 440/4 €594 €2,989 +€2,395 +403.2%
Taxes, remuneration and social security 45 €5,660 €7,019 +€1,359 +24.0%
Taxes 450/3 €5,660 €7,019 +€1,359 +24.0%
Other amounts payable 47/48 €11,906 €10,074 -€1,832 -15.4%
Other operating charges 640/8 €2,844 €2,725 -€119 -4.2%
Gross operating margin 9900 €7,071 €1,606 -€5,465 -77.3%
Operating profit (loss) 9901 €4,227 -€1,119 -€5,346
Financial income 75/76B - €800 +€800
Recurring financial income 75 - €800 +€800
Financial charges 65/66B €391 €45 -€346 -88.5%
Recurring financial charges 65 €391 €45 -€346 -88.5%
Profit (loss) for the period before taxes 9903 €3,836 -€364 -€4,200
Profit (loss) for the period 9904 €3,836 -€364 -€4,200
Profit (loss) for the period to be appropriated 9905 €3,836 -€364 -€4,200

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.