De Voorzorg: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
De Voorzorg
Largest movements
- Receivables within one year -€49,821
no longer reported in 2025 (was €49,821)
- Cash +€37,785
up €37,785 (+8.4%), from €448,186 to €485,971
mainly Receivables within one year (+€49,821)
- Profit (loss) carried forward -€10,077
down €10,077 (-2.3%), from €442,703 to €432,626
- Gross operating margin -€22,919
down €22,919, from €7,802 to -€15,117
- Financial income -€3,562
down €3,562 (-40.1%), from €8,876 to €5,314
- Purchases and services +€2,210
up €2,210 (+17.1%), from €12,907 to €15,117
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €498,007 | €485,971 | -€12,036 | -2.4% |
| Current assets | 29/58 | €498,007 | €485,971 | -€12,036 | -2.4% |
| Amounts receivable within one year | 40/41 | €49,821 | - | -€49,821 | |
| Trade receivables | 40 | €49,821 | - | -€49,821 | |
| Cash at bank and in hand | 54/58 | €448,186 | €485,971 | +€37,785 | +8.4% |
| Total equity and liabilities | 10/49 | €498,007 | €485,971 | -€12,036 | -2.4% |
| Equity | 10/15 | €493,522 | €483,445 | -€10,077 | -2.0% |
| Contributions | 10/11 | €50,819 | €50,819 | = | 0.0% |
| Capital | 10 | €50,819 | €50,819 | = | 0.0% |
| Profit (loss) carried forward | 14 | €442,703 | €432,626 | -€10,077 | -2.3% |
| Amounts payable | 17/49 | €4,485 | €2,526 | -€1,959 | -43.7% |
| Amounts payable within one year | 42/48 | €4,472 | €2,513 | -€1,959 | -43.8% |
| Trade debts | 44 | €4,472 | €2,513 | -€1,959 | -43.8% |
| Suppliers | 440/4 | €4,472 | €2,513 | -€1,959 | -43.8% |
| Accrued charges and deferred income | 492/3 | €13 | €13 | = | 0.0% |
| Non-recurring operating income | 76A | €20,709 | - | -€20,709 | |
| Goods, raw materials, services and sundry goods | 60/61 | €12,907 | €15,117 | +€2,210 | +17.1% |
| Gross operating margin | 9900 | €7,802 | -€15,117 | -€22,919 | |
| Operating profit (loss) | 9901 | €7,802 | -€15,117 | -€22,919 | |
| Financial income | 75/76B | €8,876 | €5,314 | -€3,562 | -40.1% |
| Recurring financial income | 75 | €8,876 | €5,314 | -€3,562 | -40.1% |
| Financial charges | 65/66B | €274 | €274 | = | 0.0% |
| Recurring financial charges | 65 | €274 | €274 | = | 0.0% |
| Profit (loss) for the period before taxes | 9903 | €16,404 | -€10,077 | -€26,481 | |
| Profit (loss) for the period | 9904 | €16,404 | -€10,077 | -€26,481 | |
| Profit (loss) for the period to be appropriated | 9905 | €16,404 | -€10,077 | -€26,481 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.