DE STIP WONEN: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
DE STIP WONEN
Largest movements
- Receivables within one year -€110,879
down €110,879 (-19.8%), from €560,920 to €450,041
of which Other amounts receivable: -€110,638
- Cash -€7,459
down €7,459 (-93.7%), from €7,964 to €505
mainly Tax, wage and social debts (-€125,220) and Deferred charges and accrued income (-€25)
- Tax, wage and social debts -€125,220
down €125,220 (-95.9%), from €130,596 to €5,376
- Taxes +€2,044
up €2,044 (+68.1%), from €3,002 to €5,045
- Gross operating margin -€1,830
down €1,830 (-45.7%), from -€4,006 to -€5,836
- Financial charges +€611
up €611 (+495%), from €124 to €735
- Other operating charges -€387
down €387 (-41.5%), from €930 to €544
- Financial income -€170
down €170 (-1.1%), from €16,083 to €15,913
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €584,772 | €466,459 | -€118,313 | -20.2% |
| Current assets | 29/58 | €584,772 | €466,459 | -€118,313 | -20.2% |
| Amounts receivable within one year | 40/41 | €560,920 | €450,041 | -€110,879 | -19.8% |
| Trade receivables | 40 | €241 | - | -€241 | |
| Other amounts receivable | 41 | €560,680 | €450,041 | -€110,638 | -19.7% |
| Cash at bank and in hand | 54/58 | €7,964 | €505 | -€7,459 | -93.7% |
| Deferred charges and accrued income | 490/1 | €15,888 | €15,913 | +€25 | +0.2% |
| Total equity and liabilities | 10/49 | €584,772 | €466,459 | -€118,313 | -20.2% |
| Equity | 10/15 | €453,935 | €457,688 | +€3,753 | +0.8% |
| Contributions | 10/11 | €100,000 | €100,000 | = | 0.0% |
| Capital | 10 | €100,000 | €100,000 | = | 0.0% |
| Issued capital | 100 | €100,000 | €100,000 | = | 0.0% |
| Reserves | 13 | €353,000 | €357,000 | +€4,000 | +1.1% |
| Non-distributable reserves | 130/1 | €10,000 | €10,000 | = | 0.0% |
| Legal reserve | 130 | €10,000 | €10,000 | = | 0.0% |
| Tax-exempt reserves | 132 | €1,746 | €1,746 | = | 0.0% |
| Distributable reserves | 133 | €341,254 | €345,254 | +€4,000 | +1.2% |
| Profit (loss) carried forward | 14 | €935 | €688 | -€247 | -26.4% |
| Amounts payable | 17/49 | €130,837 | €8,771 | -€122,066 | -93.3% |
| Amounts payable within one year | 42/48 | €130,837 | €8,771 | -€122,066 | -93.3% |
| Trade debts | 44 | €241 | €3,395 | +€3,154 | +1,309% |
| Suppliers | 440/4 | €241 | €3,395 | +€3,154 | +1,309% |
| Taxes, remuneration and social security | 45 | €130,596 | €5,376 | -€125,220 | -95.9% |
| Taxes | 450/3 | €130,596 | €5,376 | -€125,220 | -95.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8 | - | -€8 | |
| Other operating charges | 640/8 | €930 | €544 | -€387 | -41.5% |
| Gross operating margin | 9900 | -€4,006 | -€5,836 | -€1,830 | -45.7% |
| Operating profit (loss) | 9901 | -€4,944 | -€6,380 | -€1,435 | -29.0% |
| Financial income | 75/76B | €16,083 | €15,913 | -€170 | -1.1% |
| Recurring financial income | 75 | €16,083 | €15,913 | -€170 | -1.1% |
| Financial charges | 65/66B | €124 | €735 | +€611 | +495% |
| Recurring financial charges | 65 | €124 | €735 | +€611 | +495% |
| Profit (loss) for the period before taxes | 9903 | €11,015 | €8,799 | -€2,216 | -20.1% |
| Income taxes | 67/77 | €3,002 | €5,045 | +€2,044 | +68.1% |
| Profit (loss) for the period | 9904 | €8,013 | €3,753 | -€4,260 | -53.2% |
| Profit (loss) for the period to be appropriated | 9905 | €8,013 | €3,753 | -€4,260 | -53.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.