DE SCHALMEI: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
DE SCHALMEI
Largest movements
- Tangible fixed assets -€149,462
down €149,462 (-3.2%), from €4.6m to €4.5m
- Profit (loss) carried forward -€88,373
down €88,373 (-28.8%), from -€307,359 to -€395,732
- Other debts -€60,153
down €60,153 (-1.2%), from €5.0m to €4.9m
- Gross operating margin +€4,345
up €4,345 (+6.7%), from €65,147 to €69,492
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,680,821 | €4,530,315 | -€150,506 | -3.2% |
| Fixed assets | 21/28 | €4,601,891 | €4,452,429 | -€149,462 | -3.2% |
| Tangible fixed assets | 22/27 | €4,601,891 | €4,452,429 | -€149,462 | -3.2% |
| Land and buildings | 22 | €4,601,891 | €4,452,429 | -€149,462 | -3.2% |
| Current assets | 29/58 | €78,930 | €77,886 | -€1,044 | -1.3% |
| Amounts receivable within one year | 40/41 | €73 | €147 | +€74 | +101% |
| Other amounts receivable | 41 | €73 | €147 | +€74 | +101% |
| Cash at bank and in hand | 54/58 | €75,554 | €74,085 | -€1,469 | -1.9% |
| Deferred charges and accrued income | 490/1 | €3,302 | €3,653 | +€351 | +10.6% |
| Total equity and liabilities | 10/49 | €4,680,821 | €4,530,315 | -€150,506 | -3.2% |
| Equity | 10/15 | -€288,809 | -€377,182 | -€88,373 | -30.6% |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€307,359 | -€395,732 | -€88,373 | -28.8% |
| Amounts payable | 17/49 | €4,969,630 | €4,907,497 | -€62,133 | -1.3% |
| Amounts payable within one year | 42/48 | €4,969,630 | €4,907,497 | -€62,133 | -1.3% |
| Trade debts | 44 | €2,842 | €862 | -€1,980 | -69.7% |
| Suppliers | 440/4 | €2,842 | €862 | -€1,980 | -69.7% |
| Other amounts payable | 47/48 | €4,966,788 | €4,906,635 | -€60,153 | -1.2% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €149,462 | €149,462 | = | 0.0% |
| Other operating charges | 640/8 | €8,339 | €8,599 | +€260 | +3.1% |
| Gross operating margin | 9900 | €65,147 | €69,492 | +€4,345 | +6.7% |
| Operating profit (loss) | 9901 | -€92,653 | -€88,569 | +€4,085 | +4.4% |
| Financial income | 75/76B | €245 | €246 | +€2 | +0.8% |
| Recurring financial income | 75 | €245 | €246 | +€2 | +0.8% |
| Financial charges | 65/66B | €29 | €51 | +€22 | +78.4% |
| Recurring financial charges | 65 | €29 | €51 | +€22 | +78.4% |
| Profit (loss) for the period before taxes | 9903 | -€92,437 | -€88,373 | +€4,064 | +4.4% |
| Profit (loss) for the period | 9904 | -€92,437 | -€88,373 | +€4,064 | +4.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€92,437 | -€88,373 | +€4,064 | +4.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.