DE JONGH - GITS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
DE JONGH - GITS
NACE 66.191, Agents and brokers in banking services
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€161,972
2024 · €173,612-€11,640
Equity
€301,885
2024 · €259,913+€41,972
Cash
€68,569
2024 · €54,636+€13,934
Balance sheet total
€2.6m
2024 · €2.9m-€235,460
Largest movements
Assets
- Intangible fixed assets -€167,600
down €167,600 (-14.1%), from €1.2m to €1.0m
- Tangible fixed assets -€114,840
down €114,840 (-8.3%), from €1.4m to €1.3m
of which Furniture and vehicles: -€59,864
Equity and liabilities
- Debts after one year -€232,776
down €232,776 (-11.7%), from €2.0m to €1.8m
- Tax, wage and social debts -€49,152
down €49,152 (-36.1%), from €136,095 to €86,943
of which Taxes: -€40,343
- Reserves +€41,972
up €41,972 (+26.2%), from €159,913 to €201,885
Income statement
- Staff costs -€78,292
down €78,292 (-10.3%), from €758,239 to €679,947
- Depreciation +€29,396
up €29,396 (+11.0%), from €266,730 to €296,126
- Financial income -€23,922
down €23,922 (-82.2%), from €29,109 to €5,187
- Taxes +€23,348
up €23,348 (+59.4%), from €39,338 to €62,686
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€173,612
Gross operating margin
+€8,048
Staff costs
+€78,292
Depreciation
-€29,396
Other operating charges
-€3,149
Other operating items
-€14,966
Financial income
-€23,922
Financial charges
-€3,198
Taxes
-€23,348
Result 2025
€161,972
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€400,379
Investment
-€34,880
Financing
-€351,566
Cash 2024
€54,636
From operations (derived)
+€400,379
Net result for the year
+€161,972
Depreciation
+€296,126
Receivables within one year
-€6,591
Deferred charges and accrued income
-€5,262
Trade debts
-€17,931
Tax, wage and social debts
-€49,152
Other debts
+€20,020
Accrued charges and deferred income
+€1,197
Investment (derived)
-€34,880
Investment in fixed assets (net)
-€13,686
Current investments
-€21,194
Financing
-€351,566
Debts after one year
-€232,776
Current portion of long-term debt
+€1,211
Contributions, distributions and other
-€120,000
Cash 2025
€68,569
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,853,725 | €2,618,266 | -€235,460 | -8.3% |
| Fixed assets | 21/28 | €2,566,636 | €2,284,196 | -€282,440 | -11.0% |
| Intangible fixed assets | 21 | €1,187,435 | €1,019,835 | -€167,600 | -14.1% |
| Tangible fixed assets | 22/27 | €1,379,201 | €1,264,362 | -€114,840 | -8.3% |
| Land and buildings | 22 | €630,574 | €611,866 | -€18,708 | -3.0% |
| Plant, machinery and equipment | 23 | €583,524 | €547,256 | -€36,268 | -6.2% |
| Furniture and vehicles | 24 | €165,104 | €105,239 | -€59,864 | -36.3% |
| Current assets | 29/58 | €287,089 | €334,069 | +€46,980 | +16.4% |
| Amounts receivable within one year | 40/41 | €305 | €6,896 | +€6,591 | +2,158% |
| Trade receivables | 40 | €305 | €3,709 | +€3,403 | +1,114% |
| Other amounts receivable | 41 | - | €3,187 | +€3,187 | |
| Current investments | 50/53 | €79,531 | €100,724 | +€21,194 | +26.6% |
| Cash at bank and in hand | 54/58 | €54,636 | €68,569 | +€13,934 | +25.5% |
| Deferred charges and accrued income | 490/1 | €152,617 | €157,880 | +€5,262 | +3.4% |
| Total equity and liabilities | 10/49 | €2,853,725 | €2,618,266 | -€235,460 | -8.3% |
| Equity | 10/15 | €259,913 | €301,885 | +€41,972 | +16.1% |
| Contributions | 10/11 | €100,000 | €100,000 | = | 0.0% |
| Reserves | 13 | €159,913 | €201,885 | +€41,972 | +26.2% |
| Distributable reserves | 133 | €159,913 | €201,885 | +€41,972 | +26.2% |
| Amounts payable | 17/49 | €2,593,812 | €2,316,381 | -€277,432 | -10.7% |
| Amounts payable after more than one year | 17 | €1,992,364 | €1,759,587 | -€232,776 | -11.7% |
| Financial debts | 170/4 | €1,992,364 | €1,759,587 | -€232,776 | -11.7% |
| Amounts payable within one year | 42/48 | €586,948 | €541,096 | -€45,852 | -7.8% |
| Current portion of amounts payable after more than one year | 42 | €234,565 | €235,776 | +€1,211 | +0.5% |
| Trade debts | 44 | €116,288 | €98,357 | -€17,931 | -15.4% |
| Suppliers | 440/4 | €116,288 | €98,357 | -€17,931 | -15.4% |
| Taxes, remuneration and social security | 45 | €136,095 | €86,943 | -€49,152 | -36.1% |
| Taxes | 450/3 | €58,387 | €18,044 | -€40,343 | -69.1% |
| Remuneration and social security | 454/9 | €77,707 | €68,898 | -€8,809 | -11.3% |
| Other amounts payable | 47/48 | €100,000 | €120,020 | +€20,020 | +20.0% |
| Accrued charges and deferred income | 492/3 | €14,500 | €15,698 | +€1,197 | +8.3% |
| Remuneration, social security and pensions | 62 | €758,239 | €679,947 | -€78,292 | -10.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €266,730 | €296,126 | +€29,396 | +11.0% |
| Other operating charges | 640/8 | €3,042 | €6,190 | +€3,149 | +104% |
| Non-recurring operating charges | 66A | €353 | €15,319 | +€14,966 | +4,245% |
| Gross operating margin | 9900 | €1,268,612 | €1,276,660 | +€8,048 | +0.6% |
| Operating profit (loss) | 9901 | €240,249 | €279,078 | +€38,829 | +16.2% |
| Financial income | 75/76B | €29,109 | €5,187 | -€23,922 | -82.2% |
| Recurring financial income | 75 | €29,109 | €5,187 | -€23,922 | -82.2% |
| Financial charges | 65/66B | €56,408 | €59,606 | +€3,198 | +5.7% |
| Recurring financial charges | 65 | €56,408 | €59,606 | +€3,198 | +5.7% |
| Profit (loss) for the period before taxes | 9903 | €212,950 | €224,658 | +€11,709 | +5.5% |
| Income taxes | 67/77 | €39,338 | €62,686 | +€23,348 | +59.4% |
| Profit (loss) for the period | 9904 | €173,612 | €161,972 | -€11,640 | -6.7% |
| Profit (loss) for the period to be appropriated | 9905 | €173,612 | €161,972 | -€11,640 | -6.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.