DE CLOEDT VERSMARKT: what changed
What changed
DE CLOEDT VERSMARKT
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
filed annual accounts (NBB)
Net result for the year
€10,326
2024 · €29,340-€19,013
Equity
€123,037
2024 · €112,710+€10,326
Cash
€116,089
2024 · €185,288-€69,199
Balance sheet total
€630,616
2024 · €708,995-€78,380
Largest movements
Assets
- Cash -€69,199
down €69,199 (-37.3%), from €185,288 to €116,089
mainly Other debts (-€42,522) and Debts after one year (-€39,996)
- Tangible fixed assets -€27,571
down €27,571 (-6.9%), from €396,748 to €369,177
of which Land and buildings: -€24,781
- Receivables within one year +€13,799
up €13,799 (+64.5%), from €21,395 to €35,194
of which Other amounts receivable: +€9,725
Equity and liabilities
- Other debts -€42,522
down €42,522 (-15.3%), from €278,813 to €236,291
- Debts after one year -€39,996
down €39,996 (-20.7%), from €193,354 to €153,358
- Profit (loss) carried forward +€10,326
up €10,326 (+11.2%), from €92,250 to €102,577
Income statement
- Staff costs +€21,943
up €21,943 (+8.2%), from €269,229 to €291,172
- Depreciation -€5,544
down €5,544 (-11.9%), from €46,415 to €40,871
- Gross operating margin -€5,474
down €5,474 (-1.5%), from €357,541 to €352,067
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€29,340
Gross operating margin
-€5,474
Staff costs
-€21,943
Depreciation
+€5,544
Other operating charges
-€206
Financial income
+€293
Financial charges
-€455
Taxes
+€3,229
Result 2025
€10,326
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€15,903
Investment
-€13,300
Financing
-€39,996
Cash 2024
€185,288
From operations (derived)
-€15,903
Net result for the year
+€10,326
Depreciation
+€40,871
Stocks and contracts
+€300
Receivables within one year
-€13,799
Deferred charges and accrued income
-€4,891
Trade debts
-€3,251
Tax, wage and social debts
-€3,308
Other debts
-€42,522
Accrued charges and deferred income
+€372
Investment (derived)
-€13,300
Investment in fixed assets (net)
-€13,300
Financing
-€39,996
Debts after one year
-€39,996
Cash 2025
€116,089
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €708,995 | €630,616 | -€78,380 | -11.1% |
| Fixed assets | 21/28 | €397,248 | €369,677 | -€27,571 | -6.9% |
| Tangible fixed assets | 22/27 | €396,748 | €369,177 | -€27,571 | -6.9% |
| Land and buildings | 22 | €375,889 | €351,109 | -€24,781 | -6.6% |
| Plant, machinery and equipment | 23 | €20,776 | €18,068 | -€2,708 | -13.0% |
| Furniture and vehicles | 24 | €83 | - | -€83 | |
| Financial fixed assets | 28 | €500 | €500 | = | 0.0% |
| Current assets | 29/58 | €311,747 | €260,939 | -€50,808 | -16.3% |
| Stocks and contracts in progress | 3 | €83,490 | €83,190 | -€300 | -0.4% |
| Stocks | 30/36 | €83,490 | €83,190 | -€300 | -0.4% |
| Amounts receivable within one year | 40/41 | €21,395 | €35,194 | +€13,799 | +64.5% |
| Trade receivables | 40 | €15,793 | €19,868 | +€4,075 | +25.8% |
| Other amounts receivable | 41 | €5,602 | €15,326 | +€9,725 | +174% |
| Cash at bank and in hand | 54/58 | €185,288 | €116,089 | -€69,199 | -37.3% |
| Deferred charges and accrued income | 490/1 | €21,574 | €26,465 | +€4,891 | +22.7% |
| Total equity and liabilities | 10/49 | €708,995 | €630,616 | -€78,380 | -11.1% |
| Equity | 10/15 | €112,710 | €123,037 | +€10,326 | +9.2% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €92,250 | €102,577 | +€10,326 | +11.2% |
| Amounts payable | 17/49 | €596,285 | €507,579 | -€88,706 | -14.9% |
| Amounts payable after more than one year | 17 | €193,354 | €153,358 | -€39,996 | -20.7% |
| Financial debts | 170/4 | €193,354 | €153,358 | -€39,996 | -20.7% |
| Amounts payable within one year | 42/48 | €385,473 | €336,392 | -€49,081 | -12.7% |
| Current portion of amounts payable after more than one year | 42 | €39,996 | €39,996 | = | 0.0% |
| Trade debts | 44 | €51,213 | €47,961 | -€3,251 | -6.3% |
| Suppliers | 440/4 | €51,213 | €47,961 | -€3,251 | -6.3% |
| Taxes, remuneration and social security | 45 | €15,452 | €12,144 | -€3,308 | -21.4% |
| Taxes | 450/3 | €8,509 | €12,144 | +€3,635 | +42.7% |
| Remuneration and social security | 454/9 | €6,943 | - | -€6,943 | |
| Other amounts payable | 47/48 | €278,813 | €236,291 | -€42,522 | -15.3% |
| Accrued charges and deferred income | 492/3 | €17,458 | €17,829 | +€372 | +2.1% |
| Remuneration, social security and pensions | 62 | €269,229 | €291,172 | +€21,943 | +8.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €46,415 | €40,871 | -€5,544 | -11.9% |
| Other operating charges | 640/8 | €768 | €974 | +€206 | +26.8% |
| Gross operating margin | 9900 | €357,541 | €352,067 | -€5,474 | -1.5% |
| Operating profit (loss) | 9901 | €41,130 | €19,050 | -€22,080 | -53.7% |
| Financial income | 75/76B | €60 | €353 | +€293 | +485% |
| Recurring financial income | 75 | €60 | €353 | +€293 | +485% |
| Financial charges | 65/66B | €4,902 | €5,358 | +€455 | +9.3% |
| Recurring financial charges | 65 | €4,902 | €5,358 | +€455 | +9.3% |
| Profit (loss) for the period before taxes | 9903 | €36,288 | €14,045 | -€22,242 | -61.3% |
| Income taxes | 67/77 | €6,948 | €3,719 | -€3,229 | -46.5% |
| Profit (loss) for the period | 9904 | €29,340 | €10,326 | -€19,013 | -64.8% |
| Profit (loss) for the period to be appropriated | 9905 | €29,340 | €10,326 | -€19,013 | -64.8% |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.