DE BUYSER ASSURANCY: what changed
What changed
DE BUYSER ASSURANCY
NACE 82.100, Office administrative and support services
filed annual accounts (NBB)
Net result for the year
-€17,607
2024 · €3,799-€21,406
Equity
€163,686
2024 · €181,293-€17,607
Cash
€13,510
2024 · €8,329+€5,181
Balance sheet total
€587,235
2024 · €628,856-€41,621
Largest movements
Assets
- Tangible fixed assets -€59,275
down €59,275 (-11.9%), from €496,148 to €436,873
of which Land and buildings: -€57,371
- Receivables within one year +€10,419
up €10,419 (+168%), from €6,220 to €16,639
Equity and liabilities
- Other debts -€18,702
down €18,702 (-4.3%), from €434,918 to €416,217
- Profit (loss) carried forward -€17,607
down €17,607 (-45.6%), from €38,635 to €21,028
Income statement
- Gross operating margin -€58,209
down €58,209 (-39.8%), from €146,172 to €87,963
- Financial charges -€16,047
down €16,047 (-99.7%), from €16,092 to €46
- Taxes -€15,357
down €15,357, from €5,242 to -€10,115
- Depreciation -€3,008
down €3,008 (-4.8%), from €62,284 to €59,275
- Staff costs -€2,216
down €2,216 (-3.7%), from €60,317 to €58,101
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€3,799
Gross operating margin
-€58,209
Staff costs
+€2,216
Depreciation
+€3,008
Other operating charges
-€68
Financial income
+€243
Financial charges
+€16,047
Taxes
+€15,357
Result 2025
-€17,607
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€7,235
Investment
-€2,054
Financing
€0
Cash 2024
€8,329
From operations (derived)
+€7,235
Net result for the year
-€17,607
Depreciation
+€59,275
Receivables within one year
-€10,419
Trade debts
-€195
Tax, wage and social debts
-€5,117
Other debts
-€18,702
Investment (derived)
-€2,054
Current investments
-€2,054
Cash 2025
€13,510
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €628,856 | €587,235 | -€41,621 | -6.6% |
| Fixed assets | 21/28 | €496,248 | €436,973 | -€59,275 | -11.9% |
| Tangible fixed assets | 22/27 | €496,148 | €436,873 | -€59,275 | -11.9% |
| Land and buildings | 22 | €494,243 | €436,873 | -€57,371 | -11.6% |
| Plant, machinery and equipment | 23 | €1,904 | - | -€1,904 | |
| Financial fixed assets | 28 | €100 | €100 | = | 0.0% |
| Current assets | 29/58 | €132,608 | €150,263 | +€17,654 | +13.3% |
| Amounts receivable within one year | 40/41 | €6,220 | €16,639 | +€10,419 | +168% |
| Other amounts receivable | 41 | €6,220 | €16,639 | +€10,419 | +168% |
| Current investments | 50/53 | €118,060 | €120,114 | +€2,054 | +1.7% |
| Cash at bank and in hand | 54/58 | €8,329 | €13,510 | +€5,181 | +62.2% |
| Total equity and liabilities | 10/49 | €628,856 | €587,235 | -€41,621 | -6.6% |
| Equity | 10/15 | €181,293 | €163,686 | -€17,607 | -9.7% |
| Contributions | 10/11 | €61,973 | €61,973 | = | 0.0% |
| Capital | 10 | €61,973 | €61,973 | = | 0.0% |
| Issued capital | 100 | €61,973 | €61,973 | = | 0.0% |
| Reserves | 13 | €80,684 | €80,684 | = | 0.0% |
| Non-distributable reserves | 130/1 | €6,197 | €6,197 | = | 0.0% |
| Legal reserve | 130 | €6,197 | €6,197 | = | 0.0% |
| Distributable reserves | 133 | €74,487 | €74,487 | = | 0.0% |
| Profit (loss) carried forward | 14 | €38,635 | €21,028 | -€17,607 | -45.6% |
| Amounts payable | 17/49 | €447,563 | €423,549 | -€24,014 | -5.4% |
| Amounts payable within one year | 42/48 | €447,563 | €423,549 | -€24,014 | -5.4% |
| Trade debts | 44 | €404 | €208 | -€195 | -48.4% |
| Suppliers | 440/4 | €404 | €208 | -€195 | -48.4% |
| Taxes, remuneration and social security | 45 | €12,241 | €7,125 | -€5,117 | -41.8% |
| Taxes | 450/3 | €5,246 | - | -€5,246 | |
| Remuneration and social security | 454/9 | €6,995 | €7,125 | +€130 | +1.9% |
| Other amounts payable | 47/48 | €434,918 | €416,217 | -€18,702 | -4.3% |
| Remuneration, social security and pensions | 62 | €60,317 | €58,101 | -€2,216 | -3.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €62,284 | €59,275 | -€3,008 | -4.8% |
| Other operating charges | 640/8 | €1,130 | €1,198 | +€68 | +6.0% |
| Gross operating margin | 9900 | €146,172 | €87,963 | -€58,209 | -39.8% |
| Operating profit (loss) | 9901 | €22,442 | -€30,611 | -€53,053 | |
| Financial income | 75/76B | €2,691 | €2,934 | +€243 | +9.0% |
| Recurring financial income | 75 | €2,691 | €2,934 | +€243 | +9.0% |
| Financial charges | 65/66B | €16,092 | €46 | -€16,047 | -99.7% |
| Recurring financial charges | 65 | €16,092 | €46 | -€16,047 | -99.7% |
| Profit (loss) for the period before taxes | 9903 | €9,040 | -€27,723 | -€36,763 | |
| Income taxes | 67/77 | €5,242 | -€10,115 | -€15,357 | |
| Profit (loss) for the period | 9904 | €3,799 | -€17,607 | -€21,406 | |
| Profit (loss) for the period to be appropriated | 9905 | €3,799 | -€17,607 | -€21,406 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.