DC HABITAT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
DC HABITAT
Largest movements
- Receivables within one year +€11,509
up €11,509 (+824%), from €1,396 to €12,905
of which Trade receivables: +€10,442
- Tangible fixed assets -€6,968
down €6,968 (-74.4%), from €9,365 to €2,397
of which Furniture and vehicles: -€7,625
- Cash -€1,839
down €1,839 (-53.7%), from €3,423 to €1,584
mainly Receivables within one year (-€11,509) and Other debts (-€6,511)
- Stocks and contracts -€1,604
down €1,604 (-45.9%), from €3,494 to €1,890
- Deferred charges and accrued income -€736
down €736 (-27.4%), from €2,685 to €1,950
- Profit (loss) carried forward +€11,021
up €11,021, from -€5,468 to €5,553
- Other debts -€6,511
down €6,511 (-60.3%), from €10,805 to €4,294
- Debts after one year -€4,347
down €4,347 (-79.7%), from €5,454 to €1,107
- Trade debts +€1,415
up €1,415 (+146%), from €967 to €2,383
- Tax, wage and social debts -€1,289
no longer reported in 2025 (was €1,289)
- Gross operating margin +€38,959
up €38,959 (+17,330%), from €225 to €39,183
- Staff costs +€18,149
new in 2025: €18,149
- Taxes +€1,391
new in 2025: €1,391
- Depreciation -€488
down €488 (-5.8%), from €8,378 to €7,890
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €20,363 | €20,725 | +€362 | +1.8% |
| Fixed assets | 21/28 | €9,365 | €2,397 | -€6,968 | -74.4% |
| Tangible fixed assets | 22/27 | €9,365 | €2,397 | -€6,968 | -74.4% |
| Plant, machinery and equipment | 23 | €993 | €1,650 | +€657 | +66.2% |
| Furniture and vehicles | 24 | €8,372 | €747 | -€7,625 | -91.1% |
| Current assets | 29/58 | €10,998 | €18,328 | +€7,330 | +66.7% |
| Stocks and contracts in progress | 3 | €3,494 | €1,890 | -€1,604 | -45.9% |
| Stocks | 30/36 | €3,494 | €1,890 | -€1,604 | -45.9% |
| Amounts receivable within one year | 40/41 | €1,396 | €12,905 | +€11,509 | +824% |
| Trade receivables | 40 | €731 | €11,173 | +€10,442 | +1,428% |
| Other amounts receivable | 41 | €665 | €1,731 | +€1,066 | +160% |
| Cash at bank and in hand | 54/58 | €3,423 | €1,584 | -€1,839 | -53.7% |
| Deferred charges and accrued income | 490/1 | €2,685 | €1,950 | -€736 | -27.4% |
| Total equity and liabilities | 10/49 | €20,363 | €20,725 | +€362 | +1.8% |
| Equity | 10/15 | -€2,468 | €8,553 | +€11,021 | |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€5,468 | €5,553 | +€11,021 | |
| Amounts payable | 17/49 | €22,831 | €12,172 | -€10,659 | -46.7% |
| Amounts payable after more than one year | 17 | €5,454 | €1,107 | -€4,347 | -79.7% |
| Financial debts | 170/4 | €5,454 | €1,107 | -€4,347 | -79.7% |
| Amounts payable within one year | 42/48 | €17,377 | €11,024 | -€6,353 | -36.6% |
| Current portion of amounts payable after more than one year | 42 | €4,221 | €4,347 | +€126 | +3.0% |
| Trade debts | 44 | €967 | €2,383 | +€1,415 | +146% |
| Suppliers | 440/4 | €967 | €2,383 | +€1,415 | +146% |
| Advances received on contracts in progress | 46 | €95 | - | -€95 | |
| Taxes, remuneration and social security | 45 | €1,289 | - | -€1,289 | |
| Taxes | 450/3 | €1,289 | - | -€1,289 | |
| Other amounts payable | 47/48 | €10,805 | €4,294 | -€6,511 | -60.3% |
| Accrued charges and deferred income | 492/3 | - | €41 | +€41 | |
| Remuneration, social security and pensions | 62 | - | €18,149 | +€18,149 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,378 | €7,890 | -€488 | -5.8% |
| Other operating charges | 640/8 | €219 | €392 | +€172 | +78.6% |
| Gross operating margin | 9900 | €225 | €39,183 | +€38,959 | +17,330% |
| Operating profit (loss) | 9901 | -€8,373 | €12,752 | +€21,125 | |
| Financial charges | 65/66B | €462 | €340 | -€122 | -26.4% |
| Recurring financial charges | 65 | €462 | €340 | -€122 | -26.4% |
| Profit (loss) for the period before taxes | 9903 | -€8,835 | €12,412 | +€21,247 | |
| Income taxes | 67/77 | - | €1,391 | +€1,391 | |
| Profit (loss) for the period | 9904 | -€8,835 | €11,021 | +€19,856 | |
| Profit (loss) for the period to be appropriated | 9905 | -€8,835 | €11,021 | +€19,856 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.