DB Instal: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
DB Instal
Largest movements
- Receivables within one year -€23,689
down €23,689 (-61.9%), from €38,267 to €14,578
of which Trade receivables: -€25,443
- Cash +€21,563
up €21,563 (+110.8%), from €19,455 to €41,018
mainly Receivables within one year (+€23,689) and Net result for the year (+€23,619)
- Tangible fixed assets -€17,260
down €17,260 (-40.8%), from €42,331 to €25,072
of which Furniture and vehicles: -€17,260
- Deferred charges and accrued income -€1,107
down €1,107 (-43.7%), from €2,532 to €1,425
- Debts after one year -€29,146
down €29,146 (-85.6%), from €34,063 to €4,918
- Other debts +€17,366
up €17,366 (+56.9%), from €30,536 to €47,902
- Reserves -€10,618
down €10,618 (-100.0%), from €10,618 to €0
- Tax, wage and social debts +€9,774
up €9,774 (+136.9%), from €7,139 to €16,913
of which Taxes: +€7,374
- Current portion of long-term debt -€7,617
down €7,617 (-47.8%), from €15,945 to €8,327
- Gross operating margin +€14,396
up €14,396 (+44.1%), from €32,672 to €47,068
- Taxes +€2,670
up €2,670 (+72.7%), from €3,671 to €6,342
- Depreciation +€976
up €976 (+7.2%), from €13,513 to €14,490
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €102,585 | €82,093 | -€20,493 | -20.0% |
| Fixed assets | 21/28 | €42,331 | €25,072 | -€17,260 | -40.8% |
| Tangible fixed assets | 22/27 | €42,331 | €25,072 | -€17,260 | -40.8% |
| Plant, machinery and equipment | 23 | €0 | - | = | |
| Furniture and vehicles | 24 | €42,331 | €25,072 | -€17,260 | -40.8% |
| Current assets | 29/58 | €60,254 | €57,021 | -€3,233 | -5.4% |
| Amounts receivable within one year | 40/41 | €38,267 | €14,578 | -€23,689 | -61.9% |
| Trade receivables | 40 | €36,938 | €11,495 | -€25,443 | -68.9% |
| Other amounts receivable | 41 | €1,329 | €3,083 | +€1,754 | +132.0% |
| Cash at bank and in hand | 54/58 | €19,455 | €41,018 | +€21,563 | +110.8% |
| Deferred charges and accrued income | 490/1 | €2,532 | €1,425 | -€1,107 | -43.7% |
| Total equity and liabilities | 10/49 | €102,585 | €82,093 | -€20,493 | -20.0% |
| Equity | 10/15 | €12,118 | €1,500 | -€10,618 | -87.6% |
| Contributions | 10/11 | €1,500 | €1,500 | = | 0.0% |
| Reserves | 13 | €10,618 | €0 | -€10,618 | -100.0% |
| Distributable reserves | 133 | €10,618 | €0 | -€10,618 | -100.0% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €90,467 | €80,593 | -€9,874 | -10.9% |
| Amounts payable after more than one year | 17 | €34,063 | €4,918 | -€29,146 | -85.6% |
| Financial debts | 170/4 | €34,063 | €4,918 | -€29,146 | -85.6% |
| Amounts payable within one year | 42/48 | €56,403 | €75,375 | +€18,971 | +33.6% |
| Current portion of amounts payable after more than one year | 42 | €15,945 | €8,327 | -€7,617 | -47.8% |
| Trade debts | 44 | €2,783 | €2,232 | -€551 | -19.8% |
| Suppliers | 440/4 | €2,783 | €2,232 | -€551 | -19.8% |
| Taxes, remuneration and social security | 45 | €7,139 | €16,913 | +€9,774 | +136.9% |
| Taxes | 450/3 | €7,139 | €14,513 | +€7,374 | +103.3% |
| Remuneration and social security | 454/9 | €0 | €2,400 | +€2,400 | |
| Other amounts payable | 47/48 | €30,536 | €47,902 | +€17,366 | +56.9% |
| Accrued charges and deferred income | 492/3 | €0 | €300 | +€300 | |
| Non-recurring operating income | 76A | - | €6,709 | +€6,709 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €13,513 | €14,490 | +€976 | +7.2% |
| Other operating charges | 640/8 | €660 | €873 | +€214 | +32.4% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €32,672 | €47,068 | +€14,396 | +44.1% |
| Operating profit (loss) | 9901 | €18,499 | €31,705 | +€13,206 | +71.4% |
| Financial income | 75/76B | €0 | €0 | -€0 | -100.0% |
| Recurring financial income | 75 | €0 | €0 | -€0 | -100.0% |
| Financial charges | 65/66B | €1,865 | €1,744 | -€121 | -6.5% |
| Recurring financial charges | 65 | €1,865 | €1,744 | -€121 | -6.5% |
| Profit (loss) for the period before taxes | 9903 | €16,634 | €29,961 | +€13,326 | +80.1% |
| Income taxes | 67/77 | €3,671 | €6,342 | +€2,670 | +72.7% |
| Profit (loss) for the period | 9904 | €12,963 | €23,619 | +€10,656 | +82.2% |
| Profit (loss) for the period to be appropriated | 9905 | €12,963 | €23,619 | +€10,656 | +82.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.