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DAVU: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

DAVU

BE 0447.786.048
NACE 68.110, Buying and selling of own real estate
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€332,095
2024 · €47,233-€379,328
Equity
€1.1m
2024 · €1.4m-€332,095
Cash
€665,978
2024 · €9,112+€656,866
Balance sheet total
€12.5m
2024 · €12.6m-€37,172

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€830,451

    down €830,451 (-31.8%), from €2.6m to €1.8m

    of which Land and buildings: -€825,557

  • Cash +€656,866

    up €656,866 (+7209.1%), from €9,112 to €665,978

    mainly Other debts (+€2.1m) and Investment in fixed assets (net) (+€788,716)

Equity and liabilities
  • Other debts +€2.1m

    up €2.1m (+95.1%), from €2.2m to €4.3m

  • Short-term financial debts -€1.9m

    down €1.9m (-100.0%), from €1.9m to €0

  • Reserves -€238,494

    down €238,494 (-33.5%), from €710,862 to €472,368

    of which Distributable reserves: -€222,975

  • Trade debts +€130,172

    up €130,172 (+39.0%), from €334,012 to €464,185

Income statement
  • Gross operating margin -€434,350

    down €434,350, from €369,136 to -€65,214

  • Financial charges -€66,438

    down €66,438 (-26.6%), from €249,926 to €183,488

  • Depreciation -€23,205

    down €23,205 (-35.7%), from €64,940 to €41,735

  • Financial income +€4,534

    up €4,534 (+733.6%), from €618 to €5,152

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €47,233
Gross operating margin -€434,350
Depreciation +€23,205
Other operating charges +€1,816
Other operating items -€40,972
Financial income +€4,534
Financial charges +€66,438
Result 2025 -€332,095

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1.8m
Investment +€788,716
Financing -€1.9m
Cash 2024 €9,112
Net result for the year -€332,095
Depreciation +€41,735
Stocks and contracts -€98,150
Receivables within one year -€46,633
Deferred charges and accrued income +€8,370
Provisions -€5,173
Trade debts +€130,172
Other debts +€2.1m
Investment in fixed assets (net) +€788,716
Debts after one year -€53,280
Current portion of long-term debt +€846
Short-term financial debts -€1.9m
Cash 2025 €665,978
Every line side by side 49 lines
Line Code 2024 2025 Change %
Total assets 20/58 €12,581,278 €12,544,106 -€37,172 -0.3%
Fixed assets 21/28 €2,611,319 €1,780,868 -€830,451 -31.8%
Tangible fixed assets 22/27 €2,611,319 €1,780,868 -€830,451 -31.8%
Land and buildings 22 €2,598,668 €1,773,111 -€825,557 -31.8%
Furniture and vehicles 24 €12,650 €7,756 -€4,894 -38.7%
Current assets 29/58 €9,969,959 €10,763,238 +€793,279 +8.0%
Stocks and contracts in progress 3 €9,767,495 €9,865,646 +€98,150 +1.0%
Stocks 30/36 €9,767,495 €9,865,646 +€98,150 +1.0%
Amounts receivable within one year 40/41 €184,013 €230,645 +€46,633 +25.3%
Trade receivables 40 €9,975 €7,411 -€2,565 -25.7%
Other amounts receivable 41 €174,038 €223,235 +€49,197 +28.3%
Cash at bank and in hand 54/58 €9,112 €665,978 +€656,866 +7209.1%
Deferred charges and accrued income 490/1 €9,340 €969 -€8,370 -89.6%
Total equity and liabilities 10/49 €12,581,278 €12,544,106 -€37,172 -0.3%
Equity 10/15 €1,413,362 €1,081,266 -€332,095 -23.5%
Contributions 10/11 €702,500 €702,500 = 0.0%
Reserves 13 €710,862 €472,368 -€238,494 -33.5%
Tax-exempt reserves 132 €487,887 €472,368 -€15,519 -3.2%
Distributable reserves 133 €222,975 €0 -€222,975 -100.0%
Profit (loss) carried forward 14 - -€93,602 -€93,602
Provisions and deferred taxes 16 €162,629 €157,456 -€5,173 -3.2%
Deferred taxes 168 €162,629 €157,456 -€5,173 -3.2%
Amounts payable 17/49 €11,005,288 €11,305,383 +€300,096 +2.7%
Amounts payable after more than one year 17 €6,557,696 €6,504,416 -€53,280 -0.8%
Financial debts 170/4 €6,557,696 €6,504,416 -€53,280 -0.8%
Amounts payable within one year 42/48 €4,444,642 €4,798,018 +€353,376 +8.0%
Current portion of amounts payable after more than one year 42 €52,434 €53,280 +€846 +1.6%
Financial debts 43 €1,863,996 €0 -€1.9m -100.0%
Credit institutions 430/8 €1,863,996 €0 -€1.9m -100.0%
Trade debts 44 €334,012 €464,185 +€130,172 +39.0%
Suppliers 440/4 €334,012 €464,185 +€130,172 +39.0%
Other amounts payable 47/48 €2,194,199 €4,280,553 +€2.1m +95.1%
Accrued charges and deferred income 492/3 €2,950 €2,950 = 0.0%
Non-recurring operating income 76A €0 - =
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €64,940 €41,735 -€23,205 -35.7%
Other operating charges 640/8 €12,828 €11,012 -€1,816 -14.2%
Non-recurring operating charges 66A - €40,972 +€40,972
Gross operating margin 9900 €369,136 -€65,214 -€434,350
Operating profit (loss) 9901 €291,368 -€158,933 -€450,301
Financial income 75/76B €618 €5,152 +€4,534 +733.6%
Recurring financial income 75 €618 €5,152 +€4,534 +733.6%
Financial charges 65/66B €249,926 €183,488 -€66,438 -26.6%
Recurring financial charges 65 €249,926 €183,488 -€66,438 -26.6%
Profit (loss) for the period before taxes 9903 €42,060 -€337,268 -€379,328
Transfer from deferred taxes 780 €5,173 €5,173 = 0.0%
Income taxes 67/77 €0 - =
Profit (loss) for the period 9904 €47,233 -€332,095 -€379,328
Transfer from tax-exempt reserves 789 €15,519 €15,519 = 0.0%
Profit (loss) for the period to be appropriated 9905 €62,752 -€316,576 -€379,328

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.