Skip to content

DAVID: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

DAVID

BE 0438.223.927
NACE 47.770, Retail sale of watches and jewellery
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€5,400
2024 · €23,990-€29,390
Equity
-€10,203
2024 · -€4,803-€5,400
Cash
€746
2024 · €4,595-€3,849
Balance sheet total
€129,416
2024 · €96,662+€32,754

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€40,380

    up €40,380 (+432.6%), from €9,335 to €49,715

    of which Trade receivables: +€33,263

  • Cash -€3,849

    down €3,849 (-83.8%), from €4,595 to €746

    mainly Receivables within one year (-€40,380) and Other debts (-€7,726)

  • Stocks and contracts -€2,500

    down €2,500 (-3.6%), from €69,184 to €66,684

  • Tangible fixed assets -€1,534

    down €1,534 (-11.4%), from €13,452 to €11,918

    of which Plant, machinery and equipment: -€4,247

Equity and liabilities
  • Trade debts +€25,557

    up €25,557 (+98.7%), from €25,899 to €51,456

  • Tax, wage and social debts +€15,476

    up €15,476 (+424.5%), from €3,646 to €19,122

    of which Remuneration and social security: +€7,876

  • Current portion of long-term debt +€10,134

    up €10,134 (+91.1%), from €11,130 to €21,264

  • Other debts -€7,726

    down €7,726 (-36.2%), from €21,371 to €13,645

  • Profit (loss) carried forward -€5,400

    down €5,400 (-28.3%), from -€19,063 to -€24,463

Income statement
  • Other operating charges +€33,972

    up €33,972 (+4860.1%), from €699 to €34,671

  • Gross operating margin +€17,931

    up €17,931 (+54.7%), from €32,791 to €50,722

  • Taxes +€10,764

    up €10,764 (+1544.4%), from €697 to €11,461

  • Depreciation +€2,215

    up €2,215 (+48.7%), from €4,547 to €6,762

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €23,990
Gross operating margin +€17,931
Depreciation -€2,215
Other operating charges -€33,972
Financial income -€1
Financial charges -€368
Taxes -€10,764
Result 2025 -€5,400

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€1,777
Investment -€5,201
Financing +€3,130
Cash 2024 €4,595
Net result for the year -€5,400
Depreciation +€6,762
Stocks and contracts +€2,500
Receivables within one year -€40,380
Deferred charges and accrued income -€283
Trade debts +€25,557
Tax, wage and social debts +€15,476
Other debts -€7,726
Accrued charges and deferred income +€1,717
Investment in fixed assets (net) -€5,201
Debts after one year -€5,264
Current portion of long-term debt +€10,134
Short-term financial debts -€1,740
Contributions, distributions and other -€0
Cash 2025 €746
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €96,662 €129,416 +€32,754 +33.9%
Fixed assets 21/28 €13,478 €11,918 -€1,560 -11.6%
Tangible fixed assets 22/27 €13,452 €11,918 -€1,534 -11.4%
Plant, machinery and equipment 23 €12,741 €8,494 -€4,247 -33.3%
Furniture and vehicles 24 €711 €3,424 +€2,713 +381.5%
Financial fixed assets 28 €26 €0 -€26 -100.0%
Current assets 29/58 €83,184 €117,499 +€34,315 +41.3%
Stocks and contracts in progress 3 €69,184 €66,684 -€2,500 -3.6%
Stocks 30/36 €69,184 €66,684 -€2,500 -3.6%
Amounts receivable within one year 40/41 €9,335 €49,715 +€40,380 +432.6%
Trade receivables 40 €8,576 €41,839 +€33,263 +387.9%
Other amounts receivable 41 €759 €7,876 +€7,117 +937.6%
Cash at bank and in hand 54/58 €4,595 €746 -€3,849 -83.8%
Deferred charges and accrued income 490/1 €70 €353 +€283 +404.6%
Total equity and liabilities 10/49 €96,662 €129,416 +€32,754 +33.9%
Equity 10/15 -€4,803 -€10,203 -€5,400 -112.4%
Contributions 10/11 €12,400 €12,400 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 -€19,063 -€24,463 -€5,400 -28.3%
Amounts payable 17/49 €101,465 €139,620 +€38,155 +37.6%
Amounts payable after more than one year 17 €31,447 €26,183 -€5,264 -16.7%
Financial debts 170/4 €31,447 €26,183 -€5,264 -16.7%
Amounts payable within one year 42/48 €69,113 €110,815 +€41,702 +60.3%
Current portion of amounts payable after more than one year 42 €11,130 €21,264 +€10,134 +91.1%
Financial debts 43 €7,067 €5,327 -€1,740 -24.6%
Credit institutions 430/8 €7,067 €5,327 -€1,740 -24.6%
Trade debts 44 €25,899 €51,456 +€25,557 +98.7%
Suppliers 440/4 €25,899 €51,456 +€25,557 +98.7%
Taxes, remuneration and social security 45 €3,646 €19,122 +€15,476 +424.5%
Taxes 450/3 €3,646 €11,246 +€7,600 +208.5%
Remuneration and social security 454/9 - €7,876 +€7,876
Other amounts payable 47/48 €21,371 €13,645 -€7,726 -36.2%
Accrued charges and deferred income 492/3 €905 €2,622 +€1,717 +189.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,547 €6,762 +€2,215 +48.7%
Other operating charges 640/8 €699 €34,671 +€33,972 +4860.1%
Gross operating margin 9900 €32,791 €50,722 +€17,931 +54.7%
Operating profit (loss) 9901 €27,545 €9,289 -€18,256 -66.3%
Financial income 75/76B €7 €6 -€1 -18.1%
Recurring financial income 75 €7 €6 -€1 -18.1%
Financial charges 65/66B €2,865 €3,233 +€368 +12.9%
Recurring financial charges 65 €2,865 €3,233 +€368 +12.9%
Profit (loss) for the period before taxes 9903 €24,687 €6,062 -€18,625 -75.4%
Income taxes 67/77 €697 €11,461 +€10,764 +1544.4%
Profit (loss) for the period 9904 €23,990 -€5,400 -€29,390
Profit (loss) for the period to be appropriated 9905 €23,990 -€5,400 -€29,390

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.