DATA INSURANCE SERVICES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
DATA INSURANCE SERVICES
Largest movements
- Tangible fixed assets -€28,242
down €28,242 (-20.2%), from €140,148 to €111,907
of which Land and buildings: -€14,649
- Cash +€25,503
up €25,503 (+33.9%), from €75,199 to €100,703
mainly Depreciation (+€29,566) and Net result for the year (+€17,142)
- Receivables within one year +€17,457
up €17,457 (+91.5%), from €19,075 to €36,532
of which Other amounts receivable: +€8,900
- Current investments +€5,172
up €5,172 (+9.0%), from €57,609 to €62,781
- Reserves +€17,142
up €17,142 (+9.2%), from €185,570 to €202,712
- Debts after one year -€12,266
down €12,266 (-16.9%), from €72,515 to €60,249
- Other debts +€11,785
up €11,785 (+1,037%), from €1,137 to €12,922
- Trade debts +€3,512
up €3,512 (+80.6%), from €4,356 to €7,869
- Gross operating margin -€36,207
down €36,207 (-38.8%), from €93,255 to €57,048
- Taxes -€9,116
down €9,116 (-55.9%), from €16,319 to €7,203
- Financial income +€3,677
new in 2025: €3,677
- Financial charges -€1,880
down €1,880 (-32.9%), from €5,723 to €3,842
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €292,032 | €311,923 | +€19,891 | +6.8% |
| Fixed assets | 21/28 | €140,148 | €111,907 | -€28,242 | -20.2% |
| Tangible fixed assets | 22/27 | €140,148 | €111,907 | -€28,242 | -20.2% |
| Land and buildings | 22 | €85,521 | €70,872 | -€14,649 | -17.1% |
| Furniture and vehicles | 24 | €54,627 | €41,034 | -€13,593 | -24.9% |
| Current assets | 29/58 | €151,883 | €200,016 | +€48,132 | +31.7% |
| Amounts receivable within one year | 40/41 | €19,075 | €36,532 | +€17,457 | +91.5% |
| Trade receivables | 40 | €9,075 | €17,632 | +€8,557 | +94.3% |
| Other amounts receivable | 41 | €10,000 | €18,900 | +€8,900 | +89.0% |
| Current investments | 50/53 | €57,609 | €62,781 | +€5,172 | +9.0% |
| Cash at bank and in hand | 54/58 | €75,199 | €100,703 | +€25,503 | +33.9% |
| Total equity and liabilities | 10/49 | €292,032 | €311,923 | +€19,891 | +6.8% |
| Equity | 10/15 | €191,770 | €208,912 | +€17,142 | +8.9% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €185,570 | €202,712 | +€17,142 | +9.2% |
| Distributable reserves | 133 | €185,570 | €202,712 | +€17,142 | +9.2% |
| Amounts payable | 17/49 | €100,262 | €103,011 | +€2,749 | +2.7% |
| Amounts payable after more than one year | 17 | €72,515 | €60,249 | -€12,266 | -16.9% |
| Financial debts | 170/4 | €72,515 | €60,249 | -€12,266 | -16.9% |
| Amounts payable within one year | 42/48 | €27,747 | €42,477 | +€14,730 | +53.1% |
| Current portion of amounts payable after more than one year | 42 | €11,710 | €13,263 | +€1,553 | +13.3% |
| Trade debts | 44 | €4,356 | €7,869 | +€3,512 | +80.6% |
| Suppliers | 440/4 | €4,356 | €7,869 | +€3,512 | +80.6% |
| Taxes, remuneration and social security | 45 | €10,545 | €8,424 | -€2,121 | -20.1% |
| Taxes | 450/3 | €10,545 | €8,424 | -€2,121 | -20.1% |
| Other amounts payable | 47/48 | €1,137 | €12,922 | +€11,785 | +1,037% |
| Accrued charges and deferred income | 492/3 | - | €285 | +€285 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €28,705 | €29,566 | +€861 | +3.0% |
| Other operating charges | 640/8 | €2,814 | €2,972 | +€159 | +5.6% |
| Gross operating margin | 9900 | €93,255 | €57,048 | -€36,207 | -38.8% |
| Operating profit (loss) | 9901 | €61,737 | €24,511 | -€37,226 | -60.3% |
| Financial income | 75/76B | - | €3,677 | +€3,677 | |
| Recurring financial income | 75 | - | €3,677 | +€3,677 | |
| Financial charges | 65/66B | €5,723 | €3,842 | -€1,880 | -32.9% |
| Recurring financial charges | 65 | €5,723 | €3,842 | -€1,880 | -32.9% |
| Profit (loss) for the period before taxes | 9903 | €56,014 | €24,345 | -€31,669 | -56.5% |
| Income taxes | 67/77 | €16,319 | €7,203 | -€9,116 | -55.9% |
| Profit (loss) for the period | 9904 | €39,695 | €17,142 | -€22,553 | -56.8% |
| Profit (loss) for the period to be appropriated | 9905 | €39,695 | €17,142 | -€22,553 | -56.8% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.