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DARMAL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

DARMAL

BE 0804.473.260
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€10,438
2024 · €12,258-€1,820
Equity
€27,696
2024 · €17,258+€10,438
Cash
€1,095
2024 · €3+€1,092
Balance sheet total
€174,468
2024 · €72,820+€101,648

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€85,494

    up €85,494 (+212.7%), from €40,190 to €125,684

    of which Trade receivables: +€90,824

  • Stocks and contracts +€20,423

    up €20,423 (+123.5%), from €16,534 to €36,957

  • Tangible fixed assets -€4,875

    down €4,875 (-32.0%), from €15,252 to €10,377

Equity and liabilities
  • Trade debts +€91,383

    up €91,383 (+393.0%), from €23,250 to €114,632

  • Other debts -€13,525

    down €13,525 (-47.6%), from €28,438 to €14,912

  • Tax, wage and social debts +€11,553

    up €11,553 (+298.2%), from €3,875 to €15,428

    of which Taxes: +€6,889

  • Profit (loss) carried forward +€10,438

    up €10,438 (+85.1%), from €12,258 to €22,696

  • Accrued charges and deferred income +€1,800

    new in 2025: €1,800

Income statement
  • Gross operating margin -€12,905

    down €12,905 (-30.9%), from €41,714 to €28,809

  • Staff costs -€7,919

    down €7,919 (-63.3%), from €12,504 to €4,585

  • Other operating charges -€1,973

    down €1,973 (-76.5%), from €2,579 to €606

  • Taxes -€913

    down €913 (-24.8%), from €3,682 to €2,769

  • Financial charges -€907

    down €907 (-14.1%), from €6,443 to €5,536

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €12,258
Gross operating margin -€12,905
Staff costs +€7,919
Depreciation -€627
Other operating charges +€1,973
Financial charges +€907
Taxes +€913
Result 2025 €10,438

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1,092
Investment €0
Financing €0
Cash 2024 €3
Net result for the year +€10,438
Depreciation +€4,875
Stocks and contracts -€20,423
Receivables within one year -€85,494
Deferred charges and accrued income +€486
Trade debts +€91,383
Tax, wage and social debts +€11,553
Other debts -€13,525
Accrued charges and deferred income +€1,800
Cash 2025 €1,095
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €72,820 €174,468 +€101,648 +139.6%
Fixed assets 21/28 €15,608 €10,733 -€4,875 -31.2%
Tangible fixed assets 22/27 €15,252 €10,377 -€4,875 -32.0%
Furniture and vehicles 24 €15,252 €10,377 -€4,875 -32.0%
Financial fixed assets 28 €355 €355 = 0.0%
Current assets 29/58 €57,213 €163,736 +€106,523 +186.2%
Stocks and contracts in progress 3 €16,534 €36,957 +€20,423 +123.5%
Stocks 30/36 €16,534 €36,957 +€20,423 +123.5%
Amounts receivable within one year 40/41 €40,190 €125,684 +€85,494 +212.7%
Trade receivables 40 €31,557 €122,381 +€90,824 +287.8%
Other amounts receivable 41 €8,633 €3,303 -€5,330 -61.7%
Cash at bank and in hand 54/58 €3 €1,095 +€1,092 +43521.5%
Deferred charges and accrued income 490/1 €486 - -€486
Total equity and liabilities 10/49 €72,820 €174,468 +€101,648 +139.6%
Equity 10/15 €17,258 €27,696 +€10,438 +60.5%
Contributions 10/11 €5,000 €5,000 = 0.0%
Profit (loss) carried forward 14 €12,258 €22,696 +€10,438 +85.1%
Amounts payable 17/49 €55,562 €146,772 +€91,210 +164.2%
Amounts payable within one year 42/48 €55,562 €144,972 +€89,410 +160.9%
Trade debts 44 €23,250 €114,632 +€91,383 +393.0%
Suppliers 440/4 €23,250 €114,632 +€91,383 +393.0%
Taxes, remuneration and social security 45 €3,875 €15,428 +€11,553 +298.2%
Taxes 450/3 €3,682 €10,571 +€6,889 +187.1%
Remuneration and social security 454/9 €193 €4,857 +€4,664 +2420.7%
Other amounts payable 47/48 €28,438 €14,912 -€13,525 -47.6%
Accrued charges and deferred income 492/3 - €1,800 +€1,800
Remuneration, social security and pensions 62 €12,504 €4,585 -€7,919 -63.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,248 €4,875 +€627 +14.8%
Other operating charges 640/8 €2,579 €606 -€1,973 -76.5%
Gross operating margin 9900 €41,714 €28,809 -€12,905 -30.9%
Operating profit (loss) 9901 €22,383 €18,743 -€3,640 -16.3%
Financial charges 65/66B €6,443 €5,536 -€907 -14.1%
Recurring financial charges 65 €6,443 €5,536 -€907 -14.1%
Profit (loss) for the period before taxes 9903 €15,940 €13,207 -€2,733 -17.1%
Income taxes 67/77 €3,682 €2,769 -€913 -24.8%
Profit (loss) for the period 9904 €12,258 €10,438 -€1,820 -14.9%
Profit (loss) for the period to be appropriated 9905 €12,258 €10,438 -€1,820 -14.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.