D.D.B. INSURANCE: what changed
D.D.B. INSURANCE
Largest movements
- Intangible fixed assets -€25,000
down €25,000 (-11.1%), from €224,500 to €199,500
- Current assets -€4,614
down €4,614 (-18.6%), from €24,758 to €20,144
of which Receivables within one year: -€10,961
- Debts -€30,859
down €30,859 (-11.2%), from €275,961 to €245,102
of which Debts after one year: -€25,773
- Gross operating margin -€12,654
down €12,654 (-10.2%), from €124,331 to €111,677
- Depreciation -€4,343
down €4,343 (-14.6%), from €29,750 to €25,407
Change in the result, 2016 to 2017
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
Cash or the result is not a separate line in both sets of accounts. So the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2016 | 2017 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €250,480 | €220,459 | -€30,021 | -12.0% |
| Fixed assets | 21/28 | €225,722 | €200,315 | -€25,407 | -11.3% |
| Intangible fixed assets | 21 | €224,500 | €199,500 | -€25,000 | -11.1% |
| Tangible fixed assets | 22/27 | €1,222 | €815 | -€407 | -33.3% |
| Current assets | 29/58 | €24,758 | €20,144 | -€4,614 | -18.6% |
| Amounts receivable within one year | 40/41 | €24,458 | €13,497 | -€10,961 | -44.8% |
| Cash at bank and in hand | 54/58 | - | €6,648 | +€6,648 | |
| Total equity and liabilities | 10/49 | €250,480 | €220,459 | -€30,021 | -12.0% |
| Equity | 10/15 | -€25,481 | -€24,643 | +€838 | +3.3% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€33,541 | -€32,703 | +€838 | +2.5% |
| Amounts payable | 17/49 | €275,961 | €245,102 | -€30,859 | -11.2% |
| Amounts payable after more than one year | 17 | €129,848 | €104,075 | -€25,773 | -19.8% |
| Amounts payable within one year | 42/48 | €117,131 | €113,596 | -€3,534 | -3.0% |
| Trade debts | 44 | €22,882 | - | -€22,882 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €29,750 | €25,407 | -€4,343 | -14.6% |
| Gross operating margin | 9900 | €124,331 | €111,677 | -€12,654 | -10.2% |
| Operating profit (loss) | 9901 | €7,464 | €5,428 | -€2,036 | -27.3% |
| Recurring financial income | 75 | - | €5,216 | +€5,216 | |
| Recurring financial charges | 65 | €17,313 | €9,512 | -€7,801 | -45.1% |
| Profit (loss) for the period before taxes | 9903 | -€9,849 | €1,132 | +€10,981 | |
| Income taxes | 67/77 | - | €294 | +€294 | |
| Profit (loss) for the period | 9904 | -€9,849 | €838 | +€10,687 | |
| Profit (loss) for the period to be appropriated | 9905 | -€9,849 | €838 | +€10,687 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2016 and 31 December 2017. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.