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D-CF: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

D-CF

BE 0740.918.068
NACE 56.112, Limited-service restaurants, excluding mobile food services
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€233
2024 · €582-€349
Equity
€12,103
2024 · €11,870+€233
Cash
€3,043
2024 · €4,426-€1,383
Balance sheet total
€35,984
2024 · €30,747+€5,238

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€12,006

    up €12,006 (+306.6%), from €3,916 to €15,922

    of which Trade receivables: +€12,917

  • Tangible fixed assets -€5,455

    down €5,455 (-28.5%), from €19,125 to €13,670

    of which Furniture and vehicles: -€5,169

  • Cash -€1,383

    down €1,383 (-31.3%), from €4,426 to €3,043

    mainly Receivables within one year (-€12,006) and Investment in fixed assets (net) (-€1,528)

Equity and liabilities
  • Trade debts +€5,578

    up €5,578 (+38.2%), from €14,602 to €20,180

  • Other debts -€1,020

    down €1,020 (-31.3%), from €3,260 to €2,240

  • Tax, wage and social debts +€446

    up €446 (+44.0%), from €1,015 to €1,461

    of which Taxes: +€1,282

Income statement
  • Staff costs +€11,060

    up €11,060 (+35.2%), from €31,442 to €42,501

  • Gross operating margin +€10,604

    up €10,604 (+25.2%), from €42,011 to €52,615

  • Financial charges -€1,226

    down €1,226 (-43.4%), from €2,824 to €1,598

    of which Financial charges: -€1,316

  • Financial income -€777

    no longer reported in 2025 (was €777)

    of which Financial income: -€777

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €582
Gross operating margin +€10,604
Staff costs -€11,060
Depreciation -€130
Other operating charges -€212
Financial income -€777
Financial charges +€1,226
Result 2025 €233

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€145
Investment -€1,528
Financing €0
Cash 2024 €4,426
Net result for the year +€233
Depreciation +€6,983
Stocks and contracts -€70
Receivables within one year -€12,006
Trade debts +€5,578
Tax, wage and social debts +€446
Other debts -€1,020
Investment in fixed assets (net) -€1,528
Cash 2025 €3,043
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €30,747 €35,984 +€5,238 +17.0%
Fixed assets 21/28 €19,125 €13,670 -€5,455 -28.5%
Tangible fixed assets 22/27 €19,125 €13,670 -€5,455 -28.5%
Land and buildings 22 €1,145 €859 -€286 -25.0%
Furniture and vehicles 24 €17,980 €12,811 -€5,169 -28.7%
Current assets 29/58 €11,622 €22,315 +€10,693 +92.0%
Stocks and contracts in progress 3 €3,280 €3,350 +€70 +2.1%
Stocks 30/36 €3,280 €3,350 +€70 +2.1%
Amounts receivable within one year 40/41 €3,916 €15,922 +€12,006 +306.6%
Trade receivables 40 €2,966 €15,883 +€12,917 +435.5%
Other amounts receivable 41 €950 €39 -€910 -95.9%
Cash at bank and in hand 54/58 €4,426 €3,043 -€1,383 -31.3%
Total equity and liabilities 10/49 €30,747 €35,984 +€5,238 +17.0%
Equity 10/15 €11,870 €12,103 +€233 +2.0%
Contributions 10/11 €3,000 €3,000 = 0.0%
Outside capital 11 €3,000 €3,000 = 0.0%
Other 1109/19 €3,000 €3,000 = 0.0%
Profit (loss) carried forward 14 €8,870 €9,103 +€233 +2.6%
Amounts payable 17/49 €18,877 €23,881 +€5,005 +26.5%
Amounts payable within one year 42/48 €18,877 €23,881 +€5,005 +26.5%
Trade debts 44 €14,602 €20,180 +€5,578 +38.2%
Suppliers 440/4 €14,602 €20,180 +€5,578 +38.2%
Taxes, remuneration and social security 45 €1,015 €1,461 +€446 +44.0%
Taxes 450/3 - €1,282 +€1,282
Remuneration and social security 454/9 €1,015 €179 -€835 -82.3%
Other amounts payable 47/48 €3,260 €2,240 -€1,020 -31.3%
Remuneration, social security and pensions 62 €31,442 €42,501 +€11,060 +35.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,853 €6,983 +€130 +1.9%
Other operating charges 640/8 €1,088 €1,300 +€212 +19.5%
Gross operating margin 9900 €42,011 €52,615 +€10,604 +25.2%
Operating profit (loss) 9901 €2,629 €1,831 -€798 -30.3%
Financial income 75/76B €777 - -€777
Recurring financial income 75 €777 - -€777
Non-recurring financial income 76B €777 - -€777
Financial charges 65/66B €2,824 €1,598 -€1,226 -43.4%
Recurring financial charges 65 €2,817 €1,501 -€1,316 -46.7%
Non-recurring financial charges 66B €7 €97 +€90 +1370.7%
Profit (loss) for the period before taxes 9903 €582 €233 -€349 -59.9%
Profit (loss) for the period 9904 €582 €233 -€349 -59.9%
Profit (loss) for the period to be appropriated 9905 €582 €233 -€349 -59.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.