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d 4: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

d 4

BE 0473.071.572
NACE 71.112, Activities of interior architects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€21,222
2024 · €39,370-€18,149
Equity
€187,428
2024 · €166,207+€21,222
Cash
€95,055
2024 · €93,036+€2,019
Balance sheet total
€205,245
2024 · €205,211+€34

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€18,768

    up €18,768 (+24.3%), from €77,206 to €95,974

    of which Other amounts receivable: +€19,872

  • Tangible fixed assets -€16,860

    down €16,860 (-57.8%), from €29,151 to €12,291

    of which Furniture and vehicles: -€15,056

  • Stocks and contracts -€4,677

    down €4,677 (-100.0%), from €4,677 to €0

Equity and liabilities
  • Reserves +€21,222

    up €21,222 (+13.3%), from €160,010 to €181,231

  • Tax, wage and social debts -€15,776

    down €15,776 (-92.1%), from €17,130 to €1,354

  • Trade debts +€8,539

    up €8,539 (+422.5%), from €2,021 to €10,560

  • Current portion of long-term debt -€8,046

    down €8,046 (-57.7%), from €13,950 to €5,903

  • Debts after one year -€5,903

    down €5,903 (-100.0%), from €5,903 to €0

Income statement
  • Gross operating margin -€22,960

    down €22,960 (-35.9%), from €63,954 to €40,994

  • Financial income +€6,902

    up €6,902 (+272.5%), from €2,533 to €9,435

  • Taxes +€2,392

    up €2,392 (+37.2%), from €6,424 to €8,816

  • Financial charges +€1,103

    up €1,103 (+135.8%), from €812 to €1,915

  • Depreciation -€793

    down €793 (-4.5%), from €17,652 to €16,860

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €39,370
Gross operating margin -€22,960
Depreciation +€793
Other operating charges +€612
Financial income +€6,902
Financial charges -€1,103
Taxes -€2,392
Result 2025 €21,222

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€15,969
Investment €0
Financing -€13,950
Cash 2024 €93,036
Net result for the year +€21,222
Depreciation +€16,860
Stocks and contracts +€4,677
Receivables within one year -€18,768
Deferred charges and accrued income -€784
Trade debts +€8,539
Tax, wage and social debts -€15,776
Debts after one year -€5,903
Current portion of long-term debt -€8,046
Cash 2025 €95,055
Every line side by side 42 lines
Line Code 2024 2025 Change %
Total assets 20/58 €205,211 €205,245 +€34 0.0%
Fixed assets 21/28 €29,151 €12,291 -€16,860 -57.8%
Tangible fixed assets 22/27 €29,151 €12,291 -€16,860 -57.8%
Land and buildings 22 €0 - =
Plant, machinery and equipment 23 €8,362 €6,558 -€1,804 -21.6%
Furniture and vehicles 24 €20,789 €5,733 -€15,056 -72.4%
Current assets 29/58 €176,060 €192,954 +€16,894 +9.6%
Stocks and contracts in progress 3 €4,677 €0 -€4,677 -100.0%
Stocks 30/36 €4,677 €0 -€4,677 -100.0%
Amounts receivable within one year 40/41 €77,206 €95,974 +€18,768 +24.3%
Trade receivables 40 €1,599 €495 -€1,104 -69.0%
Other amounts receivable 41 €75,608 €95,479 +€19,872 +26.3%
Cash at bank and in hand 54/58 €93,036 €95,055 +€2,019 +2.2%
Deferred charges and accrued income 490/1 €1,141 €1,925 +€784 +68.7%
Total equity and liabilities 10/49 €205,211 €205,245 +€34 0.0%
Equity 10/15 €166,207 €187,428 +€21,222 +12.8%
Contributions 10/11 €6,197 €6,197 = 0.0%
Reserves 13 €160,010 €181,231 +€21,222 +13.3%
Distributable reserves 133 €160,010 €181,231 +€21,222 +13.3%
Amounts payable 17/49 €39,004 €17,817 -€21,187 -54.3%
Amounts payable after more than one year 17 €5,903 €0 -€5,903 -100.0%
Financial debts 170/4 €5,903 €0 -€5,903 -100.0%
Amounts payable within one year 42/48 €33,101 €17,817 -€15,284 -46.2%
Current portion of amounts payable after more than one year 42 €13,950 €5,903 -€8,046 -57.7%
Trade debts 44 €2,021 €10,560 +€8,539 +422.5%
Suppliers 440/4 €2,021 €10,560 +€8,539 +422.5%
Taxes, remuneration and social security 45 €17,130 €1,354 -€15,776 -92.1%
Taxes 450/3 €17,130 €1,354 -€15,776 -92.1%
Accrued charges and deferred income 492/3 €0 - =
Non-recurring operating income 76A €48,161 €0 -€48,161 -100.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €17,652 €16,860 -€793 -4.5%
Other operating charges 640/8 €2,228 €1,616 -€612 -27.5%
Gross operating margin 9900 €63,954 €40,994 -€22,960 -35.9%
Operating profit (loss) 9901 €44,074 €22,518 -€21,556 -48.9%
Financial income 75/76B €2,533 €9,435 +€6,902 +272.5%
Recurring financial income 75 €2,533 €9,435 +€6,902 +272.5%
Financial charges 65/66B €812 €1,915 +€1,103 +135.8%
Recurring financial charges 65 €812 €1,915 +€1,103 +135.8%
Profit (loss) for the period before taxes 9903 €45,795 €30,038 -€15,757 -34.4%
Income taxes 67/77 €6,424 €8,816 +€2,392 +37.2%
Profit (loss) for the period 9904 €39,370 €21,222 -€18,149 -46.1%
Profit (loss) for the period to be appropriated 9905 €39,370 €21,222 -€18,149 -46.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.