CVB HOLDING: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CVB HOLDING
Largest movements
- Receivables within one year -€447
down €447 (-13.6%), from €3,282 to €2,835
- Cash -€412
down €412 (-5.6%), from €7,304 to €6,892
mainly Net result for the year (-€859)
- Profit (loss) carried forward -€859
down €859 (-3.7%), from -€23,069 to -€23,927
- Financial charges -€1,160
down €1,160 (-96.4%), from €1,203 to €44
- Gross operating margin -€211
new in 2025: -€211
- Other operating charges +€14
up €14 (+2.2%), from €622 to €636
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €10,586 | €9,727 | -€859 | -8.1% |
| Fixed assets | 21/28 | €0 | - | = | |
| Financial fixed assets | 28 | €0 | - | = | |
| Current assets | 29/58 | €10,586 | €9,727 | -€859 | -8.1% |
| Amounts receivable within one year | 40/41 | €3,282 | €2,835 | -€447 | -13.6% |
| Other amounts receivable | 41 | €3,282 | €2,835 | -€447 | -13.6% |
| Cash at bank and in hand | 54/58 | €7,304 | €6,892 | -€412 | -5.6% |
| Total equity and liabilities | 10/49 | €10,586 | €9,727 | -€859 | -8.1% |
| Equity | 10/15 | -€4,349 | -€5,207 | -€859 | -19.7% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €120 | €120 | = | 0.0% |
| Non-distributable reserves | 130/1 | €120 | €120 | = | 0.0% |
| Reserves not available under the articles | 1311 | €120 | €120 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€23,069 | -€23,927 | -€859 | -3.7% |
| Amounts payable | 17/49 | €14,934 | €14,934 | = | 0.0% |
| Amounts payable within one year | 42/48 | €14,934 | €14,934 | = | 0.0% |
| Other amounts payable | 47/48 | €14,934 | €14,934 | = | 0.0% |
| Other operating charges | 640/8 | €622 | €636 | +€14 | +2.2% |
| Gross operating margin | 9900 | - | -€211 | -€211 | |
| Operating profit (loss) | 9901 | -€622 | -€847 | -€225 | -36.1% |
| Financial income | 75/76B | €33 | €32 | -€1 | -2.6% |
| Recurring financial income | 75 | €33 | €32 | -€1 | -2.6% |
| Financial charges | 65/66B | €1,203 | €44 | -€1,160 | -96.4% |
| Recurring financial charges | 65 | €1,203 | €44 | -€1,160 | -96.4% |
| Profit (loss) for the period before taxes | 9903 | -€1,793 | -€859 | +€935 | +52.1% |
| Profit (loss) for the period | 9904 | -€1,793 | -€859 | +€935 | +52.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,793 | -€859 | +€935 | +52.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.