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CV14: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CV14

BE 0780.907.705
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€41,478
2024 · €109,772-€68,294
Equity
€289,488
2024 · €248,010+€41,478
Cash
€203,744
2024 · €234,743-€30,999
Balance sheet total
€615,738
2024 · €271,557+€344,181

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€353,803

    up €353,803 (+1296.2%), from €27,295 to €381,098

  • Cash -€30,999

    down €30,999 (-13.2%), from €234,743 to €203,744

    mainly Stocks and contracts (-€353,803) and Receivables within one year (-€19,288)

  • Receivables within one year +€19,288

    up €19,288 (+251.3%), from €7,676 to €26,964

    of which Other amounts receivable: +€19,272

Equity and liabilities
  • Current portion of long-term debt +€314,183

    up €314,183 (+15372.6%), from €2,044 to €316,227

  • Reserves +€41,478

    up €41,478 (+85.5%), from €48,490 to €89,967

Income statement
  • Gross operating margin -€89,974

    down €89,974 (-57.0%), from €157,875 to €67,901

  • Taxes -€10,302

    down €10,302 (-32.8%), from €31,430 to €21,129

  • Financial charges -€10,047

    down €10,047 (-77.9%), from €12,899 to €2,851

  • Depreciation -€2,274

    down €2,274 (-60.5%), from €3,757 to €1,482

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €109,772
Gross operating margin -€89,974
Depreciation +€2,274
Other operating charges -€894
Financial income -€50
Financial charges +€10,047
Taxes +€10,302
Result 2025 €41,478

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€340,039
Investment -€3,017
Financing +€312,056
Cash 2024 €234,743
Net result for the year +€41,478
Depreciation +€1,482
Stocks and contracts -€353,803
Receivables within one year -€19,288
Smaller working-capital items -€1,287
Tax, wage and social debts -€2,671
Other debts -€5,950
Investment in fixed assets (net) -€3,017
Debts after one year -€2,127
Current portion of long-term debt +€314,183
Cash 2025 €203,744
Every line side by side 43 lines
Line Code 2024 2025 Change %
Total assets 20/58 €271,557 €615,738 +€344,181 +126.7%
Fixed assets 21/28 €1,532 €3,067 +€1,534 +100.1%
Tangible fixed assets 22/27 €1,482 €3,017 +€1,534 +103.5%
Furniture and vehicles 24 €1,482 - -€1,482
Other tangible fixed assets 26 - €3,017 +€3,017
Financial fixed assets 28 €50 €50 = 0.0%
Current assets 29/58 €270,025 €612,671 +€342,647 +126.9%
Stocks and contracts in progress 3 €27,295 €381,098 +€353,803 +1296.2%
Stocks 30/36 €27,295 €381,098 +€353,803 +1296.2%
Amounts receivable within one year 40/41 €7,676 €26,964 +€19,288 +251.3%
Trade receivables 40 €107 €123 +€16 +15.1%
Other amounts receivable 41 €7,569 €26,841 +€19,272 +254.6%
Cash at bank and in hand 54/58 €234,743 €203,744 -€30,999 -13.2%
Deferred charges and accrued income 490/1 €310 €865 +€555 +179.0%
Total equity and liabilities 10/49 €271,557 €615,738 +€344,181 +126.7%
Equity 10/15 €248,010 €289,488 +€41,478 +16.7%
Contributions 10/11 €2,500 €2,500 = 0.0%
Reserves 13 €48,490 €89,967 +€41,478 +85.5%
Non-distributable reserves 130/1 €48,490 €89,967 +€41,478 +85.5%
Other 1319 €48,490 €89,967 +€41,478 +85.5%
Profit (loss) carried forward 14 €197,021 €197,021 = 0.0%
Amounts payable 17/49 €23,547 €326,250 +€302,703 +1285.5%
Amounts payable after more than one year 17 €3,038 €911 -€2,127 -70.0%
Financial debts 170/4 €3,038 €911 -€2,127 -70.0%
Amounts payable within one year 42/48 €20,508 €325,338 +€304,830 +1486.4%
Current portion of amounts payable after more than one year 42 €2,044 €316,227 +€314,183 +15372.6%
Trade debts 44 €1,327 €595 -€732 -55.2%
Suppliers 440/4 €1,327 €595 -€732 -55.2%
Taxes, remuneration and social security 45 €2,671 - -€2,671
Taxes 450/3 €2,671 - -€2,671
Other amounts payable 47/48 €14,467 €8,517 -€5,950 -41.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €3,757 €1,482 -€2,274 -60.5%
Other operating charges 640/8 €307 €1,201 +€894 +291.3%
Gross operating margin 9900 €157,875 €67,901 -€89,974 -57.0%
Operating profit (loss) 9901 €153,811 €65,218 -€88,594 -57.6%
Financial income 75/76B €290 €240 -€50 -17.2%
Recurring financial income 75 €290 €240 -€50 -17.2%
Financial charges 65/66B €12,899 €2,851 -€10,047 -77.9%
Recurring financial charges 65 €12,899 €2,851 -€10,047 -77.9%
Profit (loss) for the period before taxes 9903 €141,202 €62,606 -€78,596 -55.7%
Income taxes 67/77 €31,430 €21,129 -€10,302 -32.8%
Profit (loss) for the period 9904 €109,772 €41,478 -€68,294 -62.2%
Profit (loss) for the period to be appropriated 9905 €109,772 €41,478 -€68,294 -62.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.