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CUTICO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CUTICO

BE 1006.916.319
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€19,355
2024 · €11,040+€8,314
Equity
€31,395
2024 · €12,040+€19,355
Cash
€7,991
2024 · €30,808-€22,817
Balance sheet total
€45,062
2024 · €30,808+€14,254

Largest movements

2024 to 2025
Assets
  • Cash -€22,817

    down €22,817 (-74.1%), from €30,808 to €7,991

    mainly Receivables within one year (-€21,675) and Investment in fixed assets (net) (-€18,081)

  • Receivables within one year +€21,675

    new in 2025: €21,675

    of which Trade receivables: +€12,926

  • Tangible fixed assets +€15,396

    new in 2025: €15,396

Equity and liabilities
  • Profit (loss) carried forward +€19,355

    up €19,355 (+175.3%), from €11,040 to €30,395

  • Trade debts -€11,014

    down €11,014 (-81.7%), from €13,486 to €2,472

  • Other debts +€3,500

    new in 2025: €3,500

  • Tax, wage and social debts +€2,414

    up €2,414 (+45.7%), from €5,281 to €7,695

Income statement
  • Gross operating margin +€13,056

    up €13,056 (+85.6%), from €15,256 to €28,312

  • Taxes +€1,983

    up €1,983 (+69.4%), from €2,856 to €4,839

  • Depreciation +€1,427

    up €1,427 (+113.4%), from €1,258 to €2,685

  • Other operating charges +€1,231

    new in 2025: €1,231

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €11,040
Gross operating margin +€13,056
Depreciation -€1,427
Other operating charges -€1,231
Financial income +€3
Financial charges -€104
Taxes -€1,983
Result 2025 €19,355

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€4,736
Investment -€18,081
Financing €0
Cash 2024 €30,808
Net result for the year +€19,355
Depreciation +€2,685
Receivables within one year -€21,675
Trade debts -€11,014
Tax, wage and social debts +€2,414
Other debts +€3,500
Investment in fixed assets (net) -€18,081
Cash 2025 €7,991
Every line side by side 33 lines
Line Code 2024 2025 Change %
Total assets 20/58 €30,808 €45,062 +€14,254 +46.3%
Formation expenses 20 €0 €0 =
Fixed assets 21/28 - €15,396 +€15,396
Tangible fixed assets 22/27 - €15,396 +€15,396
Furniture and vehicles 24 - €15,396 +€15,396
Current assets 29/58 €30,808 €29,666 -€1,142 -3.7%
Amounts receivable within one year 40/41 - €21,675 +€21,675
Trade receivables 40 - €12,926 +€12,926
Other amounts receivable 41 - €8,749 +€8,749
Cash at bank and in hand 54/58 €30,808 €7,991 -€22,817 -74.1%
Total equity and liabilities 10/49 €30,808 €45,062 +€14,254 +46.3%
Equity 10/15 €12,040 €31,395 +€19,355 +160.7%
Contributions 10/11 €1,000 €1,000 = 0.0%
Profit (loss) carried forward 14 €11,040 €30,395 +€19,355 +175.3%
Amounts payable 17/49 €18,767 €13,667 -€5,101 -27.2%
Amounts payable within one year 42/48 €18,767 €13,667 -€5,101 -27.2%
Trade debts 44 €13,486 €2,472 -€11,014 -81.7%
Suppliers 440/4 €13,486 €2,472 -€11,014 -81.7%
Taxes, remuneration and social security 45 €5,281 €7,695 +€2,414 +45.7%
Taxes 450/3 €5,281 €7,695 +€2,414 +45.7%
Other amounts payable 47/48 - €3,500 +€3,500
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,258 €2,685 +€1,427 +113.4%
Other operating charges 640/8 - €1,231 +€1,231
Gross operating margin 9900 €15,256 €28,312 +€13,056 +85.6%
Operating profit (loss) 9901 €13,998 €24,396 +€10,398 +74.3%
Financial income 75/76B - €3 +€3
Recurring financial income 75 - €3 +€3
Financial charges 65/66B €102 €206 +€104 +102.2%
Recurring financial charges 65 €102 €206 +€104 +102.2%
Profit (loss) for the period before taxes 9903 €13,896 €24,193 +€10,297 +74.1%
Income taxes 67/77 €2,856 €4,839 +€1,983 +69.4%
Profit (loss) for the period 9904 €11,040 €19,355 +€8,314 +75.3%
Profit (loss) for the period to be appropriated 9905 €11,040 €19,355 +€8,314 +75.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.