Customizze: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Customizze
Largest movements
- Receivables within one year -€279,454
down €279,454 (-22.6%), from €1.2m to €956,728
of which Trade receivables: -€466,960
- Deferred charges and accrued income +€128,965
up €128,965 (+172.4%), from €74,795 to €203,760
- Tangible fixed assets +€89,328
up €89,328 (+4.5%), from €2.0m to €2.1m
of which Other tangible fixed assets: +€100,598
- Cash -€87,418
down €87,418 (-32.2%), from €271,728 to €184,311
mainly Investment in fixed assets (net) (-€813,231) and Net result for the year (-€318,331)
- Short-term financial debts +€475,469
up €475,469 (+2005.4%), from €23,710 to €499,179
- Reserves -€318,331
down €318,331 (-23.1%), from €1.4m to €1.1m
of which Distributable reserves: -€318,331
- Trade debts -€173,490
down €173,490 (-15.1%), from €1.1m to €973,985
- Debts after one year -€147,425
down €147,425 (-34.1%), from €432,441 to €285,016
- Tax, wage and social debts -€48,617
down €48,617 (-11.1%), from €439,639 to €391,022
of which Taxes: -€68,281
- Staff costs +€658,044
up €658,044 (+27.3%), from €2.4m to €3.1m
- Gross operating margin -€283,387
down €283,387 (-7.2%), from €4.0m to €3.7m
- Taxes -€225,553
down €225,553 (-99.3%), from €227,037 to €1,484
- Depreciation +€184,115
up €184,115 (+32.1%), from €574,349 to €758,464
- Other operating charges +€73,452
up €73,452 (+384.6%), from €19,099 to €92,551
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,994,105 | €3,800,879 | -€193,226 | -4.8% |
| Fixed assets | 21/28 | €2,204,736 | €2,259,503 | +€54,767 | +2.5% |
| Intangible fixed assets | 21 | €165,072 | €130,377 | -€34,695 | -21.0% |
| Tangible fixed assets | 22/27 | €2,005,648 | €2,094,976 | +€89,328 | +4.5% |
| Plant, machinery and equipment | 23 | €655,019 | €709,973 | +€54,955 | +8.4% |
| Furniture and vehicles | 24 | €321,784 | €274,934 | -€46,850 | -14.6% |
| Leasing and similar rights | 25 | €158,088 | €138,713 | -€19,375 | -12.3% |
| Other tangible fixed assets | 26 | €870,757 | €971,355 | +€100,598 | +11.6% |
| Financial fixed assets | 28 | €34,015 | €34,150 | +€135 | +0.4% |
| Current assets | 29/58 | €1,789,369 | €1,541,377 | -€247,993 | -13.9% |
| Stocks and contracts in progress | 3 | €206,664 | €196,578 | -€10,086 | -4.9% |
| Stocks | 30/36 | €206,664 | €196,578 | -€10,086 | -4.9% |
| Amounts receivable within one year | 40/41 | €1,236,182 | €956,728 | -€279,454 | -22.6% |
| Trade receivables | 40 | €1,172,316 | €705,356 | -€466,960 | -39.8% |
| Other amounts receivable | 41 | €63,866 | €251,372 | +€187,506 | +293.6% |
| Cash at bank and in hand | 54/58 | €271,728 | €184,311 | -€87,418 | -32.2% |
| Deferred charges and accrued income | 490/1 | €74,795 | €203,760 | +€128,965 | +172.4% |
| Total equity and liabilities | 10/49 | €3,994,105 | €3,800,879 | -€193,226 | -4.8% |
| Equity | 10/15 | €1,776,872 | €1,458,541 | -€318,331 | -17.9% |
| Contributions | 10/11 | €400,000 | €400,000 | = | 0.0% |
| Capital | 10 | €400,000 | €400,000 | = | 0.0% |
| Issued capital | 100 | €400,000 | €400,000 | = | 0.0% |
| Reserves | 13 | €1,376,872 | €1,058,541 | -€318,331 | -23.1% |
| Non-distributable reserves | 130/1 | €40,000 | €40,000 | = | 0.0% |
| Legal reserve | 130 | €40,000 | €40,000 | = | 0.0% |
| Distributable reserves | 133 | €1,336,872 | €1,018,541 | -€318,331 | -23.8% |
| Amounts payable | 17/49 | €2,217,232 | €2,342,338 | +€125,106 | +5.6% |
| Amounts payable after more than one year | 17 | €432,441 | €285,016 | -€147,425 | -34.1% |
| Financial debts | 170/4 | €432,441 | €285,016 | -€147,425 | -34.1% |
| Amounts payable within one year | 42/48 | €1,778,545 | €2,054,482 | +€275,936 | +15.5% |
| Current portion of amounts payable after more than one year | 42 | €166,773 | €188,295 | +€21,522 | +12.9% |
| Financial debts | 43 | €23,710 | €499,179 | +€475,469 | +2005.4% |
| Credit institutions | 430/8 | €23,710 | €499,179 | +€475,469 | +2005.4% |
| Trade debts | 44 | €1,147,475 | €973,985 | -€173,490 | -15.1% |
| Suppliers | 440/4 | €1,147,475 | €973,985 | -€173,490 | -15.1% |
| Advances received on contracts in progress | 46 | €0 | €2,000 | +€2,000 | |
| Taxes, remuneration and social security | 45 | €439,639 | €391,022 | -€48,617 | -11.1% |
| Taxes | 450/3 | €134,177 | €65,896 | -€68,281 | -50.9% |
| Remuneration and social security | 454/9 | €305,462 | €325,127 | +€19,665 | +6.4% |
| Other amounts payable | 47/48 | €948 | €0 | -€948 | -100.0% |
| Accrued charges and deferred income | 492/3 | €6,246 | €2,840 | -€3,405 | -54.5% |
| Remuneration, social security and pensions | 62 | €2,413,399 | €3,071,443 | +€658,044 | +27.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €574,349 | €758,464 | +€184,115 | +32.1% |
| Other operating charges | 640/8 | €19,099 | €92,551 | +€73,452 | +384.6% |
| Non-recurring operating charges | 66A | - | €100 | +€100 | |
| Gross operating margin | 9900 | €3,954,403 | €3,671,016 | -€283,387 | -7.2% |
| Operating profit (loss) | 9901 | €947,556 | -€251,542 | -€1.2m | |
| Financial income | 75/76B | €2,101 | €1,047 | -€1,054 | -50.2% |
| Recurring financial income | 75 | €2,101 | €1,047 | -€1,054 | -50.2% |
| Financial charges | 65/66B | €56,303 | €66,352 | +€10,049 | +17.8% |
| Recurring financial charges | 65 | €56,303 | €62,097 | +€5,794 | +10.3% |
| Non-recurring financial charges | 66B | - | €4,255 | +€4,255 | |
| Profit (loss) for the period before taxes | 9903 | €893,353 | -€316,847 | -€1.2m | |
| Income taxes | 67/77 | €227,037 | €1,484 | -€225,553 | -99.3% |
| Profit (loss) for the period | 9904 | €666,316 | -€318,331 | -€984,647 | |
| Profit (loss) for the period to be appropriated | 9905 | €666,316 | -€318,331 | -€984,647 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.