Customade: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Customade
Largest movements
- Current investments +€87,071
up €87,071 (+131.8%), from €66,050 to €153,121
- Cash -€76,211
down €76,211 (-64.3%), from €118,465 to €42,255
mainly Current investments (-€87,071) and Contributions, distributions and other (-€61,180)
- Tangible fixed assets +€28,242
up €28,242 (+63.3%), from €44,583 to €72,825
of which Furniture and vehicles: +€27,953
- Receivables within one year -€26,936
down €26,936 (-44.6%), from €60,364 to €33,428
of which Other amounts receivable: -€43,566
- Other debts +€45,556
up €45,556 (+30.2%), from €150,757 to €196,313
- Profit (loss) carried forward -€43,424
down €43,424, from €27,248 to -€16,176
- Debts after one year +€23,602
new in 2025: €23,602
- Tax, wage and social debts -€19,630
down €19,630 (-52.6%), from €37,314 to €17,684
of which Remuneration and social security: -€14,557
- Current portion of long-term debt +€5,867
new in 2025: €5,867
- Financial income +€5,083
up €5,083 (+107.6%), from €4,726 to €9,809
- Staff costs +€3,338
up €3,338 (+6.3%), from €52,855 to €56,192
- Gross operating margin +€1,765
up €1,765 (+2.1%), from €83,744 to €85,509
- Depreciation +€1,487
up €1,487 (+23.3%), from €6,395 to €7,882
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €293,332 | €305,565 | +€12,233 | +4.2% |
| Fixed assets | 21/28 | €44,583 | €72,825 | +€28,242 | +63.3% |
| Tangible fixed assets | 22/27 | €44,583 | €72,825 | +€28,242 | +63.3% |
| Plant, machinery and equipment | 23 | - | €288 | +€288 | |
| Furniture and vehicles | 24 | €44,583 | €72,536 | +€27,953 | +62.7% |
| Financial fixed assets | 28 | €0 | - | = | |
| Current assets | 29/58 | €248,749 | €232,741 | -€16,008 | -6.4% |
| Amounts receivable within one year | 40/41 | €60,364 | €33,428 | -€26,936 | -44.6% |
| Trade receivables | 40 | €16,630 | €33,260 | +€16,630 | +100.0% |
| Other amounts receivable | 41 | €43,735 | €168 | -€43,566 | -99.6% |
| Current investments | 50/53 | €66,050 | €153,121 | +€87,071 | +131.8% |
| Cash at bank and in hand | 54/58 | €118,465 | €42,255 | -€76,211 | -64.3% |
| Deferred charges and accrued income | 490/1 | €3,869 | €3,937 | +€68 | +1.7% |
| Total equity and liabilities | 10/49 | €293,332 | €305,565 | +€12,233 | +4.2% |
| Equity | 10/15 | €98,848 | €55,424 | -€43,424 | -43.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €53,000 | €53,000 | = | 0.0% |
| Distributable reserves | 133 | €53,000 | €53,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €27,248 | -€16,176 | -€43,424 | |
| Amounts payable | 17/49 | €194,484 | €250,141 | +€55,657 | +28.6% |
| Amounts payable after more than one year | 17 | - | €23,602 | +€23,602 | |
| Financial debts | 170/4 | - | €23,602 | +€23,602 | |
| Amounts payable within one year | 42/48 | €194,484 | €226,539 | +€32,055 | +16.5% |
| Current portion of amounts payable after more than one year | 42 | - | €5,867 | +€5,867 | |
| Trade debts | 44 | €6,413 | €6,675 | +€262 | +4.1% |
| Suppliers | 440/4 | €6,413 | €6,675 | +€262 | +4.1% |
| Taxes, remuneration and social security | 45 | €37,314 | €17,684 | -€19,630 | -52.6% |
| Taxes | 450/3 | €15,928 | €10,854 | -€5,073 | -31.9% |
| Remuneration and social security | 454/9 | €21,386 | €6,830 | -€14,557 | -68.1% |
| Other amounts payable | 47/48 | €150,757 | €196,313 | +€45,556 | +30.2% |
| Remuneration, social security and pensions | 62 | €52,855 | €56,192 | +€3,338 | +6.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,395 | €7,882 | +€1,487 | +23.3% |
| Other operating charges | 640/8 | €1,327 | €1,509 | +€183 | +13.8% |
| Gross operating margin | 9900 | €83,744 | €85,509 | +€1,765 | +2.1% |
| Operating profit (loss) | 9901 | €23,168 | €19,926 | -€3,242 | -14.0% |
| Financial income | 75/76B | €4,726 | €9,809 | +€5,083 | +107.6% |
| Recurring financial income | 75 | €4,726 | €9,809 | +€5,083 | +107.6% |
| Financial charges | 65/66B | €5,621 | €6,146 | +€525 | +9.3% |
| Recurring financial charges | 65 | €5,621 | €6,146 | +€525 | +9.3% |
| Profit (loss) for the period before taxes | 9903 | €22,273 | €23,589 | +€1,315 | +5.9% |
| Income taxes | 67/77 | €5,677 | €5,832 | +€155 | +2.7% |
| Profit (loss) for the period | 9904 | €16,596 | €17,757 | +€1,161 | +7.0% |
| Profit (loss) for the period to be appropriated | 9905 | €16,596 | €17,757 | +€1,161 | +7.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.