CUST'HOME CONCEPT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CUST'HOME CONCEPT
Largest movements
- Cash -€14,819
down €14,819 (-48.3%), from €30,675 to €15,856
mainly Net result for the year (-€21,079) and Debts after one year (-€7,335)
- Intangible fixed assets -€4,500
down €4,500 (-38.1%), from €11,823 to €7,323
- Receivables within one year -€3,431
down €3,431 (-81.4%), from €4,216 to €785
of which Trade receivables: -€2,807
- Deferred charges and accrued income -€3,295
down €3,295 (-79.1%), from €4,165 to €870
- Tangible fixed assets -€865
no longer reported in 2025 (was €865)
- Profit (loss) carried forward -€21,079
down €21,079 (-43.4%), from -€48,539 to -€69,618
- Other debts +€10,421
up €10,421 (+24.4%), from €42,782 to €53,204
- Debts after one year -€7,335
down €7,335 (-59.3%), from €12,373 to €5,039
- Advances received -€6,563
down €6,563 (-35.7%), from €18,368 to €11,805
- Trade debts -€4,515
down €4,515 (-54.2%), from €8,336 to €3,821
- Gross operating margin -€12,250
down €12,250 (-694%), from -€1,764 to -€14,014
- Depreciation -€452
down €452 (-7.8%), from €5,817 to €5,365
- Other operating charges +€400
new in 2025: €400
- Financial charges -€241
down €241 (-8.8%), from €2,723 to €2,482
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €51,744 | €24,834 | -€26,911 | -52.0% |
| Fixed assets | 21/28 | €12,688 | €7,323 | -€5,365 | -42.3% |
| Intangible fixed assets | 21 | €11,823 | €7,323 | -€4,500 | -38.1% |
| Tangible fixed assets | 22/27 | €865 | - | -€865 | |
| Plant, machinery and equipment | 23 | €865 | - | -€865 | |
| Current assets | 29/58 | €39,056 | €17,510 | -€21,546 | -55.2% |
| Amounts receivable within one year | 40/41 | €4,216 | €785 | -€3,431 | -81.4% |
| Trade receivables | 40 | €2,807 | - | -€2,807 | |
| Other amounts receivable | 41 | €1,409 | €785 | -€624 | -44.3% |
| Cash at bank and in hand | 54/58 | €30,675 | €15,856 | -€14,819 | -48.3% |
| Deferred charges and accrued income | 490/1 | €4,165 | €870 | -€3,295 | -79.1% |
| Total equity and liabilities | 10/49 | €51,744 | €24,834 | -€26,911 | -52.0% |
| Equity | 10/15 | -€47,039 | -€68,118 | -€21,079 | -44.8% |
| Contributions | 10/11 | €1,500 | €1,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€48,539 | -€69,618 | -€21,079 | -43.4% |
| Amounts payable | 17/49 | €98,784 | €92,952 | -€5,831 | -5.9% |
| Amounts payable after more than one year | 17 | €12,373 | €5,039 | -€7,335 | -59.3% |
| Financial debts | 170/4 | €12,373 | €5,039 | -€7,335 | -59.3% |
| Amounts payable within one year | 42/48 | €86,410 | €87,914 | +€1,504 | +1.7% |
| Current portion of amounts payable after more than one year | 42 | €7,076 | €7,335 | +€259 | +3.7% |
| Trade debts | 44 | €8,336 | €3,821 | -€4,515 | -54.2% |
| Suppliers | 440/4 | €8,336 | €3,821 | -€4,515 | -54.2% |
| Advances received on contracts in progress | 46 | €18,368 | €11,805 | -€6,563 | -35.7% |
| Taxes, remuneration and social security | 45 | €9,848 | €11,749 | +€1,901 | +19.3% |
| Taxes | 450/3 | €128 | €269 | +€141 | +110% |
| Remuneration and social security | 454/9 | €9,720 | €11,480 | +€1,760 | +18.1% |
| Other amounts payable | 47/48 | €42,782 | €53,204 | +€10,421 | +24.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,817 | €5,365 | -€452 | -7.8% |
| Other operating charges | 640/8 | - | €400 | +€400 | |
| Gross operating margin | 9900 | -€1,764 | -€14,014 | -€12,250 | -694% |
| Operating profit (loss) | 9901 | -€7,581 | -€19,778 | -€12,197 | -161% |
| Financial income | 75/76B | €1,400 | €1,322 | -€78 | -5.6% |
| Recurring financial income | 75 | €1,400 | €1,322 | -€78 | -5.6% |
| Financial charges | 65/66B | €2,723 | €2,482 | -€241 | -8.8% |
| Recurring financial charges | 65 | €2,723 | €2,482 | -€241 | -8.8% |
| Profit (loss) for the period before taxes | 9903 | -€8,904 | -€20,938 | -€12,034 | -135% |
| Income taxes | 67/77 | €128 | €141 | +€13 | +10.1% |
| Profit (loss) for the period | 9904 | -€9,032 | -€21,079 | -€12,047 | -133% |
| Profit (loss) for the period to be appropriated | 9905 | -€9,032 | -€21,079 | -€12,047 | -133% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.