Curami: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Curami
Largest movements
- Cash -€45,816
down €45,816 (-65.8%), from €69,666 to €23,850
mainly Contributions, distributions and other (-€54,412) and Investment in fixed assets (net) (-€4,554)
- Deferred charges and accrued income -€4,796
down €4,796 (-37.1%), from €12,944 to €8,148
- Financial fixed assets +€4,554
new in 2025: €4,554
- Receivables within one year +€2,584
up €2,584 (+717.5%), from €360 to €2,945
- Reserves -€37,546
down €37,546 (-61.2%), from €61,313 to €23,767
- Tax, wage and social debts -€2,992
down €2,992 (-52.6%), from €5,692 to €2,700
- Trade debts -€2,050
down €2,050 (-61.6%), from €3,329 to €1,278
- Gross operating margin -€5,572
down €5,572 (-18.7%), from €29,804 to €24,232
- Taxes -€1,147
down €1,147 (-18.4%), from €6,240 to €5,093
- Financial charges +€444
up €444 (+56.0%), from €792 to €1,236
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €82,970 | €39,496 | -€43,474 | -52.4% |
| Fixed assets | 21/28 | - | €4,554 | +€4,554 | |
| Financial fixed assets | 28 | - | €4,554 | +€4,554 | |
| Current assets | 29/58 | €82,970 | €34,942 | -€48,028 | -57.9% |
| Amounts receivable within one year | 40/41 | €360 | €2,945 | +€2,584 | +717.5% |
| Other amounts receivable | 41 | €360 | €2,945 | +€2,584 | +717.5% |
| Cash at bank and in hand | 54/58 | €69,666 | €23,850 | -€45,816 | -65.8% |
| Deferred charges and accrued income | 490/1 | €12,944 | €8,148 | -€4,796 | -37.1% |
| Total equity and liabilities | 10/49 | €82,970 | €39,496 | -€43,474 | -52.4% |
| Equity | 10/15 | €64,313 | €26,767 | -€37,546 | -58.4% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €61,313 | €23,767 | -€37,546 | -61.2% |
| Distributable reserves | 133 | €61,313 | €23,767 | -€37,546 | -61.2% |
| Amounts payable | 17/49 | €18,656 | €12,729 | -€5,928 | -31.8% |
| Amounts payable within one year | 42/48 | €17,154 | €11,572 | -€5,583 | -32.5% |
| Trade debts | 44 | €3,329 | €1,278 | -€2,050 | -61.6% |
| Suppliers | 440/4 | €3,329 | €1,278 | -€2,050 | -61.6% |
| Taxes, remuneration and social security | 45 | €5,692 | €2,700 | -€2,992 | -52.6% |
| Taxes | 450/3 | €5,692 | €2,700 | -€2,992 | -52.6% |
| Other amounts payable | 47/48 | €8,134 | €7,593 | -€541 | -6.6% |
| Accrued charges and deferred income | 492/3 | €1,502 | €1,157 | -€345 | -22.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €128 | - | -€128 | |
| Other operating charges | 640/8 | €1,093 | €1,162 | +€69 | +6.3% |
| Gross operating margin | 9900 | €29,804 | €24,232 | -€5,572 | -18.7% |
| Operating profit (loss) | 9901 | €28,584 | €23,070 | -€5,513 | -19.3% |
| Financial income | 75/76B | €0 | €124 | +€124 | +61900.0% |
| Recurring financial income | 75 | €0 | €124 | +€124 | +61900.0% |
| Financial charges | 65/66B | €792 | €1,236 | +€444 | +56.0% |
| Recurring financial charges | 65 | €792 | €1,236 | +€444 | +56.0% |
| Profit (loss) for the period before taxes | 9903 | €27,792 | €21,958 | -€5,833 | -21.0% |
| Income taxes | 67/77 | €6,240 | €5,093 | -€1,147 | -18.4% |
| Profit (loss) for the period | 9904 | €21,552 | €16,866 | -€4,686 | -21.7% |
| Profit (loss) for the period to be appropriated | 9905 | €21,552 | €16,866 | -€4,686 | -21.7% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.