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CUNCTATOR: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CUNCTATOR

BE 0405.861.460
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€81,504
2024 · -€35,462-€46,042
Equity
€205,626
2024 · €287,130-€81,504
Cash
€25,917
2024 · €195,911-€169,994
Balance sheet total
€226,918
2024 · €287,130-€60,212

Largest movements

2024 to 2025
Assets
  • Cash -€169,994

    down €169,994 (-86.8%), from €195,911 to €25,917

    mainly Net result for the year (-€81,504) and Receivables within one year (-€80,007)

  • Receivables within one year +€80,007

    new in 2025: €80,007

    of which Other amounts receivable: +€78,431

  • Tangible fixed assets +€26,055

    up €26,055 (+29.3%), from €88,863 to €114,918

    of which Other tangible fixed assets: +€26,055

  • Deferred charges and accrued income +€3,720

    up €3,720 (+157.9%), from €2,356 to €6,076

Equity and liabilities
  • Reserves -€80,000

    down €80,000 (-52.2%), from €153,200 to €73,200

    of which Distributable reserves: -€80,000

  • Trade debts +€21,292

    new in 2025: €21,292

Income statement
  • Gross operating margin -€48,481

    down €48,481 (-316.6%), from -€15,313 to -€63,793

  • Financial income +€1,614

    new in 2025: €1,614

  • Depreciation -€1,065

    down €1,065 (-9.1%), from €11,733 to €10,668

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€35,462
Gross operating margin -€48,481
Depreciation +€1,065
Other operating charges -€206
Financial income +€1,614
Financial charges -€35
Result 2025 -€81,504

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€133,271
Investment -€36,723
Financing €0
Cash 2024 €195,911
Net result for the year -€81,504
Depreciation +€10,668
Receivables within one year -€80,007
Deferred charges and accrued income -€3,720
Trade debts +€21,292
Investment in fixed assets (net) -€36,723
Cash 2025 €25,917
Every line side by side 36 lines
Line Code 2024 2025 Change %
Total assets 20/58 €287,130 €226,918 -€60,212 -21.0%
Fixed assets 21/28 €88,863 €114,918 +€26,055 +29.3%
Tangible fixed assets 22/27 €88,863 €114,918 +€26,055 +29.3%
Land and buildings 22 €54,014 €54,014 = 0.0%
Other tangible fixed assets 26 €34,850 €60,904 +€26,055 +74.8%
Current assets 29/58 €198,267 €112,000 -€86,267 -43.5%
Amounts receivable within one year 40/41 - €80,007 +€80,007
Trade receivables 40 - €1,576 +€1,576
Other amounts receivable 41 - €78,431 +€78,431
Cash at bank and in hand 54/58 €195,911 €25,917 -€169,994 -86.8%
Deferred charges and accrued income 490/1 €2,356 €6,076 +€3,720 +157.9%
Total equity and liabilities 10/49 €287,130 €226,918 -€60,212 -21.0%
Equity 10/15 €287,130 €205,626 -€81,504 -28.4%
Contributions 10/11 €132,000 €132,000 = 0.0%
Capital 10 €132,000 €132,000 = 0.0%
Issued capital 100 €132,000 €132,000 = 0.0%
Reserves 13 €153,200 €73,200 -€80,000 -52.2%
Non-distributable reserves 130/1 €13,200 €13,200 = 0.0%
Legal reserve 130 €13,200 €13,200 = 0.0%
Distributable reserves 133 €140,000 €60,000 -€80,000 -57.1%
Profit (loss) carried forward 14 €1,930 €426 -€1,504 -77.9%
Amounts payable 17/49 - €21,292 +€21,292
Amounts payable within one year 42/48 - €21,292 +€21,292
Trade debts 44 - €21,292 +€21,292
Suppliers 440/4 - €21,292 +€21,292
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €11,733 €10,668 -€1,065 -9.1%
Other operating charges 640/8 €8,367 €8,573 +€206 +2.5%
Gross operating margin 9900 -€15,313 -€63,793 -€48,481 -316.6%
Operating profit (loss) 9901 -€35,413 -€83,034 -€47,622 -134.5%
Financial income 75/76B - €1,614 +€1,614
Recurring financial income 75 - €1,614 +€1,614
Financial charges 65/66B €49 €84 +€35 +70.0%
Recurring financial charges 65 €49 €84 +€35 +70.0%
Profit (loss) for the period before taxes 9903 -€35,462 -€81,504 -€46,042 -129.8%
Profit (loss) for the period 9904 -€35,462 -€81,504 -€46,042 -129.8%
Profit (loss) for the period to be appropriated 9905 -€35,462 -€81,504 -€46,042 -129.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.