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CTD: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CTD

BE 0450.627.554
NACE 46.820, Wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1.1m
2024 · €705,279+€434,300
Equity
€2.2m
2024 · €1.6m+€539,579
Cash
€1.8m
2024 · €1.3m+€493,519
Balance sheet total
€5.1m
2024 · €3.6m+€1.5m

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€830,316

    up €830,316 (+136.3%), from €609,324 to €1.4m

    of which Plant, machinery and equipment: +€615,571

  • Cash +€493,519

    up €493,519 (+37.4%), from €1.3m to €1.8m

    mainly Net result for the year (+€1.1m) and Debts after one year (+€695,247)

  • Receivables within one year +€172,347

    up €172,347 (+12.6%), from €1.4m to €1.5m

    of which Trade receivables: +€148,169

Equity and liabilities
  • Debts after one year +€695,247

    up €695,247 (+222.1%), from €313,059 to €1.0m

  • Reserves +€539,579

    up €539,579 (+35.1%), from €1.5m to €2.1m

    of which Distributable reserves: +€539,579

  • Other debts +€250,000

    up €250,000 (+71.4%), from €350,000 to €600,000

  • Current portion of long-term debt +€108,117

    up €108,117 (+81.3%), from €132,956 to €241,073

  • Accrued charges and deferred income -€75,809

    down €75,809 (-61.4%), from €123,447 to €47,638

Income statement
  • Gross operating margin +€691,640

    up €691,640 (+32.3%), from €2.1m to €2.8m

  • Depreciation +€143,547

    up €143,547 (+75.2%), from €190,941 to €334,488

  • Staff costs +€53,800

    up €53,800 (+5.0%), from €1.1m to €1.1m

  • Taxes +€37,990

    up €37,990 (+29.4%), from €129,169 to €167,159

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €705,279
Gross operating margin +€691,640
Staff costs -€53,800
Depreciation -€143,547
Other operating charges -€712
Financial income +€1,908
Financial charges -€23,199
Taxes -€37,990
Result 2025 €1.1m

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1.4m
Investment -€1.1m
Financing +€203,363
Cash 2024 €1.3m
Net result for the year +€1.1m
Depreciation +€334,488
Stocks and contracts -€13,532
Receivables within one year -€172,347
Deferred charges and accrued income -€9,483
Trade debts -€16,554
Tax, wage and social debts +€1,569
Other debts +€250,000
Accrued charges and deferred income -€75,809
Investment in fixed assets (net) -€1.1m
Debts after one year +€695,247
Current portion of long-term debt +€108,117
Contributions, distributions and other -€600,000
Cash 2025 €1.8m
Every line side by side 52 lines
Line Code 2024 2025 Change %
Total assets 20/58 €3,578,322 €5,080,471 +€1.5m +42.0%
Fixed assets 21/28 €631,274 €1,444,542 +€813,268 +128.8%
Tangible fixed assets 22/27 €609,324 €1,439,640 +€830,316 +136.3%
Plant, machinery and equipment 23 €422,911 €1,038,482 +€615,571 +145.6%
Furniture and vehicles 24 €172,000 €133,870 -€38,131 -22.2%
Leasing and similar rights 25 €8,400 €261,926 +€253,526 +3018.2%
Other tangible fixed assets 26 €6,013 €5,363 -€650 -10.8%
Financial fixed assets 28 €21,950 €4,902 -€17,048 -77.7%
Current assets 29/58 €2,947,048 €3,635,928 +€688,881 +23.4%
Stocks and contracts in progress 3 €225,166 €238,698 +€13,532 +6.0%
Stocks 30/36 €225,166 €238,698 +€13,532 +6.0%
Amounts receivable within one year 40/41 €1,368,363 €1,540,710 +€172,347 +12.6%
Trade receivables 40 €1,359,701 €1,507,869 +€148,169 +10.9%
Other amounts receivable 41 €8,663 €32,841 +€24,178 +279.1%
Cash at bank and in hand 54/58 €1,320,996 €1,814,515 +€493,519 +37.4%
Deferred charges and accrued income 490/1 €32,523 €42,005 +€9,483 +29.2%
Total equity and liabilities 10/49 €3,578,322 €5,080,471 +€1.5m +42.0%
Equity 10/15 €1,635,113 €2,174,693 +€539,579 +33.0%
Contributions 10/11 €100,000 €100,000 = 0.0%
Capital 10 €100,000 €100,000 = 0.0%
Issued capital 100 €100,000 €100,000 = 0.0%
Reserves 13 €1,535,113 €2,074,693 +€539,579 +35.1%
Non-distributable reserves 130/1 €50,000 €50,000 = 0.0%
Legal reserve 130 €50,000 €50,000 = 0.0%
Distributable reserves 133 €1,485,113 €2,024,693 +€539,579 +36.3%
Profit (loss) carried forward 14 - €0 =
Amounts payable 17/49 €1,943,209 €2,905,778 +€962,569 +49.5%
Amounts payable after more than one year 17 €313,059 €1,008,306 +€695,247 +222.1%
Financial debts 170/4 €313,059 €1,008,306 +€695,247 +222.1%
Amounts payable within one year 42/48 €1,506,703 €1,849,834 +€343,131 +22.8%
Current portion of amounts payable after more than one year 42 €132,956 €241,073 +€108,117 +81.3%
Trade debts 44 €917,846 €901,292 -€16,554 -1.8%
Suppliers 440/4 €917,846 €901,292 -€16,554 -1.8%
Taxes, remuneration and social security 45 €105,900 €107,469 +€1,569 +1.5%
Taxes 450/3 €4,162 €946 -€3,216 -77.3%
Remuneration and social security 454/9 €101,739 €106,523 +€4,784 +4.7%
Other amounts payable 47/48 €350,000 €600,000 +€250,000 +71.4%
Accrued charges and deferred income 492/3 €123,447 €47,638 -€75,809 -61.4%
Non-recurring operating income 76A €2,872 €1,500 -€1,372 -47.8%
Remuneration, social security and pensions 62 €1,070,387 €1,124,187 +€53,800 +5.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €190,941 €334,488 +€143,547 +75.2%
Other operating charges 640/8 €20,913 €21,625 +€712 +3.4%
Gross operating margin 9900 €2,138,722 €2,830,362 +€691,640 +32.3%
Operating profit (loss) 9901 €856,481 €1,350,062 +€493,581 +57.6%
Financial income 75/76B €786 €2,694 +€1,908 +242.6%
Recurring financial income 75 €786 €2,694 +€1,908 +242.6%
Financial charges 65/66B €22,819 €46,018 +€23,199 +101.7%
Recurring financial charges 65 €22,819 €46,018 +€23,199 +101.7%
Profit (loss) for the period before taxes 9903 €834,448 €1,306,738 +€472,290 +56.6%
Income taxes 67/77 €129,169 €167,159 +€37,990 +29.4%
Profit (loss) for the period 9904 €705,279 €1,139,579 +€434,300 +61.6%
Profit (loss) for the period to be appropriated 9905 €705,279 €1,139,579 +€434,300 +61.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.